Finalising a $68 Million Legacy Plan with a Family Trust and Letter of Wishes (S4E20)

Providend's Money Wisdom

Legacy Beyond Wealth is a new podcast series by Providend that invites you into the heartfelt, often complex conversations behind legacy planning. In this series, we follow the story of Richard and Eva, successful business owners approaching retirement, now faced with tough questions: How can they distribute their assets wisely? How do they protect the legacy they’ve built? And most importantly, how do they preserve family harmony among their three children?

Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is about passing down values, protecting relationships, and creating peace of mind for the next generation. Through this podcast, you’ll get a rare, behind-the-scenes look at real conversations between clients and their adviser.

In Episode 4, Client Adviser Chris and Lawyer Jacqueline reconvene with Richard and Eva to formalise the family trust and sign a carefully drafted Letter of Wishes. The session anchors months of planning in legally binding documents while articulating the couple’s guiding principles for future generations.

With the deed executed, Chris presents practical “living legacy” steps of storytelling, annual family trips, and mentoring, that embed those principles into daily life. Richard and Eva leave with a completed structure, clear next actions, and a renewed understanding that legacy extends beyond assets to the values that they hold dear.

At Providend, we believe good legacy planning should preserve not just wealth, but also relationships. It should offer clarity, not confusion. This is the final episode of this mini-series and we hope it sparks reflection and a deeper appreciation for what it truly means to leave a legacy.

Listen to the previous Episodes here: Episode 1, Episode 2 and Episode 3.

Music courtesy of ItsWatR.

The voice talents for this episode are Ray and Annette, Client Advisers, voicing Richard and Eva, our CEO, Christopher, voicing as their Client Adviser, and Jacquleine, voicing as the Lawyer, at Providend, the first fee only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.