Why many retirees REGRET relying on Social Security Income

Ready For Retirement

Relying too much on Social Security? You’re not alone—over 40% of retirees count on it for at least half their income. But that safety net has some major gaps. In this video, I break down four key reasons why Social Security isn’t enough—and what you can do to secure a more stable retirement.
Questions answered:
1. Why is it a mistake to rely too heavily on Social Security for retirement income?
2. What are some strategies to supplement Social Security income in retirement?

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Timestamps:
0:00 - One-off expenses
1:34 - Inflation & CPIW
4:21 - Tax on provisional income
7:33 - Peace of mind
8:33 - Maximize your benefit
9:22 - Supplement SS
10:24 - Leverage your home

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Chapters

1. Why many retirees REGRET relying on Social Security Income (00:00:00)

2. The Social Security Dependency Problem (00:00:14)

3. One-Time Expenses: The First Pitfall (00:26:05)

4. Inflation Risk: Not Fully Protected (01:47:02)

5. Tax Traps: Increasing Bite on Benefits (04:34:01)

6. Peace of Mind: The Emotional Cost (07:46:00)

7. Better Strategies for Retirement Security (08:45:03)