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From Gold to Growth: Long-Term Retirement Planning in Uncertain Times
Manage episode 487054607 series 1098902
Looking for retirement guidance and insights on navigating gold investments, market volatility, and the impact of AI on jobs? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase address essential topics and answer listener questions on financial planning, investment returns, and preparing for the future of work.
• Gold as an Investment: Discuss the pros and cons of investing in gold, including historical performance and volatility. What’s an effective percentage to hold in a portfolio?
• Gold’s Performance Over Time: Gold has shown a respectable average annual return in recent decades; however, can it also be highly volatile?
• Gold in Times of Crisis: How does gold perform during a recession?
• Physical Gold vs. Gold ETFs: Both are options, but which offers greater ease of access and lower logistical risk?
• 401(k) Rollover Strategy: For retirees who choose to rollover 401k assets to an IRA, can dollar-cost averaging reduce emotional stress?
• Seeking Steady 7% Returns: Investors looking for steady 7% returns may be compelled to take on significant risk, such as high-yield junk bonds or illiquid private real estate. Does this make balanced portfolios more strategic long-term options?
• AI’s Impact on White Collar Jobs: Is there credence to the claims that AI could eliminate many entry-level white-collar positions in the next five years? Are there ways to assess job vulnerability and anticipate how new opportunities and industries will emerge in response to technological change?
• Investing in an AI-Transformed World: Rather than chasing individual AI stocks, can broad, diversified index investing capture overall market growth and the success of future industry leaders?
• Weighing Rental Properties vs. Selling: When considering whether to keep or sell a paid-off home, consider balancing the potential for appreciation and rental income against the additional management work and risk.
• Equal Weight vs. Cap Weight Indexes: Is there potential for ETF bubbles due to mega-cap stock concentration? Can equal-weighted ETFs mitigate some risk?
Learn more about your ad choices. Visit megaphone.fm/adchoices
420 episodes
Manage episode 487054607 series 1098902
Looking for retirement guidance and insights on navigating gold investments, market volatility, and the impact of AI on jobs? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase address essential topics and answer listener questions on financial planning, investment returns, and preparing for the future of work.
• Gold as an Investment: Discuss the pros and cons of investing in gold, including historical performance and volatility. What’s an effective percentage to hold in a portfolio?
• Gold’s Performance Over Time: Gold has shown a respectable average annual return in recent decades; however, can it also be highly volatile?
• Gold in Times of Crisis: How does gold perform during a recession?
• Physical Gold vs. Gold ETFs: Both are options, but which offers greater ease of access and lower logistical risk?
• 401(k) Rollover Strategy: For retirees who choose to rollover 401k assets to an IRA, can dollar-cost averaging reduce emotional stress?
• Seeking Steady 7% Returns: Investors looking for steady 7% returns may be compelled to take on significant risk, such as high-yield junk bonds or illiquid private real estate. Does this make balanced portfolios more strategic long-term options?
• AI’s Impact on White Collar Jobs: Is there credence to the claims that AI could eliminate many entry-level white-collar positions in the next five years? Are there ways to assess job vulnerability and anticipate how new opportunities and industries will emerge in response to technological change?
• Investing in an AI-Transformed World: Rather than chasing individual AI stocks, can broad, diversified index investing capture overall market growth and the success of future industry leaders?
• Weighing Rental Properties vs. Selling: When considering whether to keep or sell a paid-off home, consider balancing the potential for appreciation and rental income against the additional management work and risk.
• Equal Weight vs. Cap Weight Indexes: Is there potential for ETF bubbles due to mega-cap stock concentration? Can equal-weighted ETFs mitigate some risk?
Learn more about your ad choices. Visit megaphone.fm/adchoices
420 episodes
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