040: What’s Annuities Got to Do With It? - Part 1

Retirement Equals Freedom

Annuities! For years now they’ve been dissed, maligned and misunderstood … which is why we’re setting the record straight on this episode of Retirement Equals Freedom.

Host Josh Bretl, owner of FSR Wealth Strategies, explains why this particular investment vehicle has gotten a bad rap (Co-Host Dave Schmidt can relate) and how to educate ourselves on the facts.

As always, it comes down to taking a holistic look at your financial snapshot, including timelines, mix of investments and overall goals.

Sure. When it comes to annuities, there are some very real downsides. But in addition to outlining those, Josh is also helping us get clear about the fact that it’s not a black and white situation.

Or, to put it another way, as our host warns: “If you ever think something is always good, no matter what, you’ve got a problem. And if you think something is bad, no matter what, you’ve got a problem.”

This episode will help anyone who has shut the door on annuities to reconsider them as an investment option – one featuring growth as well as safety.

If you’re intrigued and want to know more, join us for an upcoming Part II that will take a closer look at what annuities offer, how they work and whether they might be just what you need to round out and grow your retirement nest egg.

Trigger Warning: If you’re partial to water chestnuts or have ever worked at a fast-food drive-thru window, the views expressed by your co-hosts may be upsetting. Jokes, we're just having fun.