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#155 - "Hot topics" edition...Andy and Larry Pershing talk about the Big Beautiful (tax) Bill, US debt, concentration in the S&P 500 and MORE!

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Manage episode 488242839 series 3305727
Content provided by Andy Panko. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Andy Panko or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Andy and Larry Pershing from Optimum Retirement Planning share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about:

  • The pending "Big Beautiful Bill" tax bill that recently was approved by the House; what's in it, what's not in it, practical planning considerations around it, etc. ( 8:12 )
  • Potential concerns about US debt US government bond defaults ( 34:50 )
  • Talking to kids and heirs about your estate planning and wishes for after you're gone ( 50:02 )
  • Estimated tax payments for people who recently retire ( 59:40 )
  • Sources and tools to consider using to do tax return and estimated tax estimates ( 1:02:27 )
  • The level of the S&P 500's concentration to the top few companies and the technology sector ( 1:06:04 )
  • Whether 1.75% of assets is a reasonable fee for a financial advisor to charge ( 1:19:07 )
  • What to know and consider when keeping money behind in a 401(k) vs rolling it over to an IRA ( 1:26:01 )

Links in this episode:

To send Andy questions to be addressed on future Q&A episodes, email [email protected]

  continue reading

158 episodes

Artwork
iconShare
 
Manage episode 488242839 series 3305727
Content provided by Andy Panko. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Andy Panko or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Andy and Larry Pershing from Optimum Retirement Planning share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about:

  • The pending "Big Beautiful Bill" tax bill that recently was approved by the House; what's in it, what's not in it, practical planning considerations around it, etc. ( 8:12 )
  • Potential concerns about US debt US government bond defaults ( 34:50 )
  • Talking to kids and heirs about your estate planning and wishes for after you're gone ( 50:02 )
  • Estimated tax payments for people who recently retire ( 59:40 )
  • Sources and tools to consider using to do tax return and estimated tax estimates ( 1:02:27 )
  • The level of the S&P 500's concentration to the top few companies and the technology sector ( 1:06:04 )
  • Whether 1.75% of assets is a reasonable fee for a financial advisor to charge ( 1:19:07 )
  • What to know and consider when keeping money behind in a 401(k) vs rolling it over to an IRA ( 1:26:01 )

Links in this episode:

To send Andy questions to be addressed on future Q&A episodes, email [email protected]

  continue reading

158 episodes

All episodes

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