Advanced Estate Planning Strategies to Protect Your Legacy | Episode 133

Safer Retirement Radio

In Episode 133 of Safer Retirement Radio, Brian J. Decker and Marc Knauss, CFP(R) explore a suite of advanced estate planning strategies designed to help you protect, preserve, and pass on your wealth efficiently: State & Federal Estate Tax Planning: Using AB trusts, portability, and lifetime gifting exemptions to minimize state and federal estate taxes. Irrevocable Life Insurance Trusts (ILITs): Prepay potential tax liabilities and avoid fire-sale scenarios by holding life insurance outside your taxable estate. Qualified Personal Residence Trusts (QPRTs): Shift your home’s value outside your estate over time while retaining the right to live there. Grantor Retained Annuity Trusts (GRATs): Freeze today’s value on highly appreciated assets and transfer future growth to the next generation. Dynasty Trusts & Generation-Skipping Transfer: Sidestep the 48% generation-skipping tax and incent responsible behavior across multiple generations. QDROs & Intra-Family Loans: Leverage qualified domestic relations orders and structured loans for tax-efficient wealth transfers. Up-Gifting Techniques: Use step-up in basis by gifting appreciated assets “up” the generational line. Roth IRA Conversions: Compare tax-deferred vs. tax-free growth scenarios and unlock one of the most powerful strategies to reduce lifetime taxes. 📥 Download Free Safer Retirement Education Tools (checklists, the Decker Approach book, Social Security guides, and more): https://deckerretirementplanning.com 📞 Schedule a No-Cost Review with Brian and the team at Decker Retirement Planning: 833-707-3030 Disclosure: Investment advisory and insurance services offered through Decker Retirement Planning, Inc., a registered investment advisor. Investing involves risk, including the potential loss of principal. Always consult a qualified tax advisor before implementing estate planning or tax strategies.