Your Kids Are Not Your Client’s ATM: Breaking the Cycle of Financial Martyrdom.

The Money Sessions

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free

In this episode, Tiffany challenges therapists to confront an uncomfortable truth: undercharging for services doesn’t just impact your own financial wellbeing — it forces your children to subsidize your client’s therapy.

Through real-world examples and calculations, Tiffany demonstrates how the seemingly noble act of keeping fees low can perpetuate generational patterns of financial sacrifice.

In this episode, Tiffany covers:

The Hidden Cost of Undercharging: How the lost income from charging less directly impacts your children’s financial future;

The Martyr Mindset: Breaking down the self-sacrificing mentality that leads therapists to prioritize client affordability over their own family’s financial security;

Reframing Fee Increases: Why raising your rates isn’t about greed, but about creating policies that demonstrate to your children that their financial future matters;

Creating Generational Change: How setting appropriate fees can break the cycle of financial martyrdom and teach your children to value themselves.

Resources Mentioned:

Fun with Fees Calculator