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157. Downsizing as a Retirement Strategy

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Manage episode 444180146 series 3559707
Content provided by Billy Amiridis and Andrew Nicolaou. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Billy Amiridis and Andrew Nicolaou or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Welcome back to another episode of the 360 Money Matters Podcast!

In this episode, we explore downsizing as part of a retirement strategy. We discuss why retirees often choose to downsize, such as reducing space and maintenance needs, and the financial benefits like unlocking equity from the family home to boost retirement income. The downsizer contribution allows those over 55 to contribute up to $300,000 (or $600,000 for couples) to their superannuation, providing tax-free retirement income opportunities. Lastly, we touch on strategies like purchasing a downsized property early to capture market growth and emphasize that personal financial advice is crucial for making the right decision.

Don’t wait—unlock the potential of your property and secure a more comfortable retirement. Subscribe to our podcast for more expert financial advice, and start planning for your future!

-

This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of AMP Financial Planning – AFSL 232706

Episode Highlights

  • Reasons for downsizing

  • Financial benefits of downsizing

  • Tax advantages and Investment Options

  • Alternative downsizing strategies

Connect with Billy and Andrew!

360 Financial Strategists

Check out our latest episode here:

Apple Podcast

Spotify

Google Podcast

  continue reading

188 episodes

Artwork
iconShare
 
Manage episode 444180146 series 3559707
Content provided by Billy Amiridis and Andrew Nicolaou. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Billy Amiridis and Andrew Nicolaou or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Welcome back to another episode of the 360 Money Matters Podcast!

In this episode, we explore downsizing as part of a retirement strategy. We discuss why retirees often choose to downsize, such as reducing space and maintenance needs, and the financial benefits like unlocking equity from the family home to boost retirement income. The downsizer contribution allows those over 55 to contribute up to $300,000 (or $600,000 for couples) to their superannuation, providing tax-free retirement income opportunities. Lastly, we touch on strategies like purchasing a downsized property early to capture market growth and emphasize that personal financial advice is crucial for making the right decision.

Don’t wait—unlock the potential of your property and secure a more comfortable retirement. Subscribe to our podcast for more expert financial advice, and start planning for your future!

-

This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of AMP Financial Planning – AFSL 232706

Episode Highlights

  • Reasons for downsizing

  • Financial benefits of downsizing

  • Tax advantages and Investment Options

  • Alternative downsizing strategies

Connect with Billy and Andrew!

360 Financial Strategists

Check out our latest episode here:

Apple Podcast

Spotify

Google Podcast

  continue reading

188 episodes

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