Why Your 401k Might Be Overloaded with Tech Stocks | Diversifying Your Portfolio

The Retirement Key

1:00:36

Do you have fond childhood memories of summer camp? For a chance at $250,000, campers must compete in a series of summer camp-themed challenges to prove that they are unbeatable, unhateable, and unbreakable. Host Chris Burns is joined by the multi-talented comedian Dana Moon to recap the first five episodes of season one of Battle Camp . Plus, Quori-Tyler (aka QT) joins the podcast to dish on the camp gossip, team dynamics, and the Watson to her Sherlock Holmes. Leave us a voice message at www.speakpipe.com/WeHaveTheReceipts Text us at (929) 487-3621 DM Chris @FatCarrieBradshaw on Instagram Follow We Have The Receipts wherever you listen, so you never miss an episode. Listen to more from Netflix Podcasts.…

11 days ago 17:24

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Abe also highlights that when you reach the age of 59 and a half, you have the option to roll over your 401k into an IRA for more investment choices.

Schedule your complimentary appointment today: TheRetirementKey.com

Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement

Follow us on social media: YouTube | Instagram | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

Chapters

1. Retirement Key Podcast (ABE) (00:00:00)

256 episodes

#Abe Abich

Why Your 401k Might Be Overloaded with Tech Stocks | Diversifying Your Portfolio

The Retirement Key

published 11 days ago

MP3•Episode home

Abe also highlights that when you reach the age of 59 and a half, you have the option to roll over your 401k into an IRA for more investment choices.

Schedule your complimentary appointment today: TheRetirementKey.com

Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement

Follow us on social media: YouTube | Instagram | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

Chapters

1. Retirement Key Podcast (ABE) (00:00:00)

256 episodes

#Abe Abich

All episodes

The Retirement Key

1
Five Essential Considerations for Retirement 16:26

4 days ago16:26

16:26

Are you emotionally ready to retire and confident in your savings? Many people wonder if they can retire successfully, but it goes beyond financial readiness. Abe Abich dives into five essential considerations for retirement: emotional preparedness, financial stability, lifestyle planning, handling asset distribution, and aligning with your spouse's retirement goals. With millions turning 65 this year, it's crucial to ensure all these boxes are checked for a smooth transition into retirement. Email the team at Abich Financial Services to request your Retirement Kit: info@abichfinancial.com Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Why Your 401k Might Be Overloaded with Tech Stocks | Diversifying Your Portfolio 17:24

11 days ago17:24

17:24

Most Americans are unaware of how their 401k investments are distributed, often resulting in over-investment in tech stocks. Abe Abich discusses why it's crucial to review your holdings, diversify, and develop a comprehensive plan to create a balanced portfolio. He explains that focusing on long-term goals and global diversification can help manage volatility and protect your retirement savings. Abe also highlights that when you reach the age of 59 and a half, you have the option to roll over your 401k into an IRA for more investment choices. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Is Your Retirement Plan Ready for the Unexpected? Key Insights & Steps 13:37

18 days ago13:37

13:37

The market's turbulence due to the uncertainty around Trump’s tariffs and global trade dealings shouldn't dictate your retirement. In this episode, Abe Abich shares actionable steps to protect your life savings. He touches on diversifying your nest egg to minimize risk and ways to ensure stable income by leveraging social security and pensions. Abe also explains that retirees should consider tax strategies like Roth conversions and tax loss harvesting. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Are You Overpaying for Retirement Investments? | Hidden Costs in Your Portfolio 14:40

25 days ago14:40

14:40

Are you paying more in fund expenses than you should? Abe Abich explains how big box firms often charge excessive fees, reducing the efficiency of your retirement savings. With the right approach, Abe discusses how you could potentially save thousands annually. He also covers the importance of personalized financial planning and how independent advisors can offer more tailored solutions to your custom needs. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
When Should You Claim Social Security? 14:16

5 weeks ago14:16

14:16

What’s the best age for you to maximize your Social Security? In this episode, Certified Financial Planner Joshua Barbin dives into Social Security planning, discussing common misconceptions, the impact of age on benefits, and strategies for optimizing payouts. Joshua also touches on why some retirees wait to claim, the tax implications once you start to claim, and the potential future changes to Social Security benefits. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Spring Cleaning Your Finances: Tips for Organizing Your Retirement 16:56

6 weeks ago16:56

16:56

Do you know when the last time you cleaned out your financial portfolio was? Abe Abich discusses the importance of reviewing and consolidating investments, insurance policies, and other financial assets. He explains the concept of phase one and phase two financial planning, highlighting the shift from accumulating wealth to managing and preserving it in retirement. Abe also touches on the advantages of working with an independent financial advisor and the comprehensive planning process. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
How to Secure Your Nest Egg Before Retirement 18:02

7 weeks ago18:02

18:02

Retirement planning isn't just about saving money; it's about protecting your nest egg from market volatility. Abe Abich discusses the importance of understanding your investment allocation and risk tolerance as you approach retirement. With the market's ups and downs, retirees need a comprehensive plan that balances growth and income protection. Abe explains why it’s crucial to evaluate your portfolio's performance and costs to avoid unnecessary fees and losses. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
5 Mistakes to Avoid When Planning for Retirement 13:17

8 weeks ago13:17

13:17

Financial Advisor Justin Dobak discusses critical mistakes to avoid when planning for retirement. He covers topics such as overspending, miscalculating inflation, underestimating medical expenses, social security strategies, and the risks of retiring too soon. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Federal Employees' Guide to Navigating Layoffs and Buyouts 13:09

8 weeks ago13:09

13:09

Navigating the complexities of federal employee retirement can be overwhelming, especially with recent layoffs and buyout options under the Trump administration. For those close to or in retirement, Abe Abich explains that understanding the impacts on pensions, the Thrift Savings Plan (TSP), and healthcare is crucial. He dives into the options and considerations for federal employees facing these decisions, helping them make informed choices about their financial futures. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
7 Things to Look for in a Financial Advisor 12:23

8 weeks ago12:23

12:23

Certified Financial Planner Joshua Barbin discusses the essential factors to consider when choosing a financial advisor. He emphasizes the importance of personal fit, transparency in fees, investment philosophy, and the advisor's qualifications. Joshua also highlights the significance of building a trusting relationship with the advisor and ensuring compliance and a clean record. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Is Your 401k Ready for a Market Pullback? | Balancing Your Portfolio 17:43

9 weeks ago17:43

17:43

With no major pullback in three years, Abe Abich explains why it's crucial to evaluate your retirement savings strategy. He focuses on the importance of balancing growth and safety in your retirement portfolio by diversifying your investments to protect against significant market losses. Abe shares real-life examples that highlight the risks of overexposure to stocks and the benefits of adjusting your asset allocation as you near retirement. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Addressing Baby Boomers’ Retirement Fears 15:10

10 weeks ago15:10

15:10

Abe Abich explores why many baby boomers are hesitant to spend their retirement savings despite amassing significant wealth. Concerns about leaving money to family, habits formed during COVID, and fears of illness or longevity contribute to their reluctance. Abe explains how a mindset shift and well-structured retirement income strategies can help retirees confidently enjoy their golden years. He touches on common income sources such as pensions, social security, and diversified investments to create a stable financial future. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
The 3 Things You Need To Do To Retire Comfortably 11:14

11 weeks ago11:14

11:14

Retirement planning continues to evolve and is becoming more complex. Abe Abich discusses the 3 things that need to be done to achieve a comfortable retirement: 1) Maxing out your retirement accounts. 2) Accurately assess your expenses. 3) Having a solid income plan in place. A recent report by Investopedia suggests that accomplishing the American dream in retirement could cost $4.4 million, with retirement alone making up nearly 40% of this figure. Abe addresses these numbers and breaks down the various factors retirees need to focus on. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Balancing Risk and Reward in Retirement 14:04

12 weeks ago14:04

14:04

Do you know if your hard-earned savings are protected in retirement? Abe Abich explores the mindset of retirees, the importance of safeguarding your wealth, and balancing risk with growth. He highlights common risks like market fluctuations, inflation, and longevity, and discusses strategies to ensure your money lasts throughout your retirement. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Don’t Be Afraid to Spend in Retirement | The Fear of Running Out of Money 11:52

13 weeks ago11:52

11:52

Retirement isn't just about saving; it's about knowing how to spend. Abe Abich addresses why many retirees struggle with the fear of running out of money, preventing them from enjoying their hard-earned savings. Creating a plan that balances spending and saving is crucial to make the most of your retirement years. From downsizing to buying a dream vacation home, making informed decisions helps retirees spend the way they want to in retirement. Get a second look at your retirement plan: Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Are Bonds a Viable Option Now With Interest Rates Falling? 13:22

14 weeks ago13:22

13:22

The relationship between interest rates and bonds is a seesaw, and right now, the seesaw is tipping. Abe Abich discusses that as the Fed lowers interest rates, many Americans are questioning where to place their money. With $2 trillion recently funneled into money market accounts, the drop in rates has many looking at bonds as a potential investment. Short-term bonds, in particular, are gaining attention. Abe highlights that although money market rates were over 5% and have now dipped to around 4%, inflation eats into these returns, leaving investors with minimal gains. He explains why it’s important to not hold excess cash, as it might lose value over time. Exploring bonds, the stock market, structured notes, and annuities could provide better growth opportunities as interest rates continue to decline. Get a second look at your retirement plan: Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on all Social Media platforms: Instagram: Abich Financial Facebook: Abich Financial Services LinkedIn: Abich Financial Services YouTube: Abich Financial Videos See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Is Your 401k Enough for Retirement? 12:56

15 weeks ago12:56

12:56

Have you ever wondered if your 401k is enough for a secure retirement? In this episode, Abe Abich addresses the pressing concerns many Americans face as they approach retirement. He discusses the importance of having a comprehensive plan that not only includes growth tools like 401ks and IRAs, but also reliable income streams that can replace your paycheck. Abe also highlights the transition from traditional pensions to modern retirement savings plans and the challenges that come with it. He explores strategies for generating dependable income, hedging against inflation, and planning for healthcare in your retirement years. Ready to begin building your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Don’t Let the Stock Market Overwhelm You 12:17

16 weeks ago12:17

12:17

A website posted a list of the “Stupidest Things Americans Overspend On” which included the likely culprits such as overpaying on car insurance, not getting the best price when online shopping and home repair bills. But the stupidest thing according to this website? Not getting a financial advisor. In this episode, Abe Abich addresses why this is the case by highlighting the anxieties people and retirees face when investing in the stock market and the value a financial advisor can bring to ease these anxieties. Ready to begin building your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Secure Your Nest Egg: 4 Essential Aspects of Retirement Planning 14:31

17 weeks ago14:31

14:31

Justin Dobak, Financial Advisor at Abich Financial Services, discusses the importance of tailoring strategies based on individual savings and risk tolerance. He emphasizes that those with fewer savings need to prioritize safety and may not be able to pursue high returns due to shorter time horizons. Conversely, individuals with substantial savings can afford to be more aggressive in their investment strategies. Justin also addresses the issue of debt management as retirement approaches, highlighting that the decision to pay off debt depends largely on interest rates, which were recently cut by the Fed. Ready to begin building your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
The 3 Phases to Funding Your Retirement 14:44

18 weeks ago14:44

14:44

Justin Dobak, Financial Advisor at Abich Financial Services, shares his upbringing and story of how he became a financial advisor and why planning for retirement is essential. He discusses each phase of life and what people need to be focused on in each stage when it comes to saving for retirement. Justin also touches on other factors to consider when planning for retirement, such as budgeting, income sources, long-term care, and taking advantage of various financial tools to maximize savings. Ready to begin building your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Is Rolling Over Your 401(k) to an IRA Actually a Good Idea? 14:47

19 weeks ago14:47

14:47

The uncertainty around higher taxes continues as Trump expresses his desire to extend his own tax cuts beyond 2025. But how long will these historically low tax brackets stick around with US debt being out of control? In this episode, Abe Abich discusses what we should be thinking about before making the decision for a rollover, including the overall process, tax implications that come with it, and the various options to consider. Ready to see if a 401k Rollover is right for you? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Shaping Loudoun County’s Future: An Exclusive Interview with Buddy Rizer 26:14

20 weeks ago26:14

26:14

Buddy Rizer, the Executive Director of Loudoun Economic Development, discusses leveraging Metro opportunities in northern Virginia, preserving Western Loudon, and maintaining the suburban balance to enhance business and residential life. He highlights the county's impressive evolution, from the development of the airport to becoming an internet hub with AOL. Addressing housing challenges, Buddy emphasizes investment in affordable housing and community building, ensuring that retirees and residents can continue to thrive. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Federal Employees: What You Need to Know About FERS and TSPs 12:09

21 weeks ago12:09

12:09

Certified Financial Planner Joshua Barbin delves into the complexities of the Federal Employees Retirement System (FERS) and the Thrift Savings Plan (TSP). He explains how filing for benefits early while still earning income can reduce pension annuities and highlights the transition from the older CSRS system to FERS. Justin covers the importance of disciplined investment strategies within the TSP and outlines the advantages of federal health insurance for retirees, emphasizing the five-year rule and the comprehensive coverage it offers. Ready to discuss your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
US Debt Hits $36 Trillion: What Does This Mean For Taxes? 13:21

22 weeks ago13:21

13:21

While US debt continues to climb with the Trump tax cuts scheduled to sunset at the end of 2025, what implications could this have on retirees? In this episode, Abe delves into crucial year-end financial checkups and tax planning strategies that those nearing retirement should consider. He highlights the importance of adjusting to new tax brackets and discusses Roth conversions. Ready to discuss your tax situation? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Adopting LeBron James’s Longevity Mindset to Your Outlook on Retirement 13:20

23 weeks ago13:20

13:20

Abe discusses LeBron James’ health routine and how his dedication to it can be applied to your financial future in retirement. Abe shares insights for creating income streams, protecting your savings, and maintaining a balanced approach to your retirement years. Ready to build your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Things To Consider If You Want To Retire Early 12:49

24 weeks ago12:49

12:49

Abe discusses focusing on the unique needs of the boomer generation, the considerations for early retirement, and the importance of having a comprehensive lifestyle plan. He emphasizes the need for individuals to create their own income streams in retirement and the significance of finding purpose and fulfillment during this phase of life. Ready to build your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Ethics and Excellence: Abe Abich's Journey as a Retirement Planner 28:56

25 weeks ago28:56

28:56

Abe Abich speaks with WMAL's Larry O'Connor and reflects on his journey in the financial services industry, celebrating the milestones of his firm and the release of his new book, The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement . He discusses the importance of helping clients retire with dignity and confidence, the unique approach of his firm in focusing on retirement planning for those aged 55 and older, and the ethical responsibilities that come with being a fiduciary. Abe also shares insights on the challenges facing retirees today and the future vision for his firm, emphasizing the importance of a family-oriented atmosphere and personalized service. Ready to build your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Key Strategies for Financial Security in Retirement 13:55

25 weeks ago13:55

13:55

Abe discusses the essential components of retirement planning, emphasizing the importance of long-term care, life insurance, and hybrid policies. He shares real-life examples to illustrate how these financial tools could provide security during retirement. The discussion highlights the need for comprehensive planning to mitigate risks associated with healthcare costs and to ensure that retirement savings are preserved for future generations. Ready to build your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Creating Your Lifestyle Plan for Retirement 14:16

27 weeks ago14:16

14:16

Abe discusses the complexities of retirement planning, emphasizing the importance of transitioning into retirement with a solid plan. He introduces his book, 'The Retirement Mountain,' which outlines seven steps to achieve a fulfilling retirement. Abe highlights the stark contrast in retirement confidence between those who are already retired and those still planning, stressing the need for personalized financial advice and realistic spending expectations. He also underscores the significance of having a lifestyle plan that complements financial planning, encouraging individuals to dream big and actively pursue their retirement goals. Ready to build your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Crafting a Balanced Retirement Portfolio 14:38

28 weeks ago14:38

14:38

Abe delves into the complexities of retirement planning, particularly focusing on annuities. He explains the benefits and types of annuities, the importance of a balanced investment portfolio, and the need for regular evaluation of financial products to ensure they meet current needs and market conditions. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Maximizing Retirement Savings Amid Market Volatility 10:58

29 weeks ago10:58

10:58

Abe discusses the importance of ensuring finances are in order as you approach retirement to support future dreams and aspirations. He highlights the impact of interest rate cuts and election cycles on the stock market. While market fluctuations are inevitable, Abe notes that historical data suggests elections have minimal long-term effects on market performance. Instead of making fear-based decisions, he recommends focusing on a solid financial plan that includes protection and income strategies to navigate uncertainties effectively. Abe emphasizes the need to evaluate your current investment strategy, especially as retirement nears. He points out that recent trends, such as the Federal Reserve's interest rate cuts, present both challenges and opportunities for retirement savers. The key, according to Abe, is to stay informed and adapt your approach to ensure a steady income flow despite market volatility. By concentrating on a comprehensive financial plan that includes tax, healthcare, and legacy planning, you can confidently transition from your working years into a secure and fulfilling retirement. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Navigating Year-End Financial Strategies 10:12

30 weeks ago10:12

10:12

Abe discusses essential year-end financial strategies for retirement planning. He emphasizes the importance of taking required minimum distributions (RMDs), conducting year-end portfolio reviews, and reassessing insurance policies. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Addressing The Fears of Retirement 15:18

31 weeks ago15:18

15:18

Abe addresses the fears many Americans face as they approach the transition into retirement. He emphasizes the importance of having a solid financial plan to navigate the uncertainties of retirement, including the potential risks associated with Social Security. The discussion highlights the need for reliable income strategies to ensure a comfortable retirement, encouraging listeners to take proactive steps in their financial planning. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Achieving Financial Confidence in Retirement 14:53

32 weeks ago14:53

14:53

Abe discusses essential strategies for retirement planning, focusing on market volatility, investment strategies, and the importance of understanding fees. He emphasizes the need for individuals nearing retirement to assess their financial situation and create a comprehensive plan that includes income generation and risk management. The discussion also highlights the impact of economic predictions and the necessity of adapting to changing financial landscapes. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
The Role of Spouses in Financial and Retirement Planning 14:58

33 weeks ago14:58

14:58

Abe discusses the need for both spouses to be involved in financial decisions, especially as one partner may have been primarily responsible for managing finances. The discussion covers the transition from accumulating wealth to managing it in retirement, highlighting the significance of having a comprehensive retirement plan. Additionally, Abe explains tax strategies like tax loss harvesting, which can help investors manage capital gains effectively. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

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The Cost of Mistakes in Rolling Over 401k to IRA 14:40

36 weeks ago14:40

14:40

Abe discusses important considerations for individuals approaching retirement or in the early years of retirement. One key topic is the mistake of leaving a 401k in a cash account after rolling it over to an IRA, missing out on potential stock market gains. Another theme Abe touches on is the need for consolidation and planning in the retirement phase, as many people accumulate multiple accounts and face decisions regarding pensions, social security, and insurance policies. The conversation also touches on economic indicators of a potential recession and the importance of adjusting investment strategies as retirement approaches. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Finding Stability in Uncertain Times 13:58

37 weeks ago13:58

13:58

Abe explains why seeking the help of a financial advisor can provide valuable guidance and support. Market turbulence and the possibility of a recession can cause anxiety, but a well-built plan can help mitigate risks. It is crucial to have a comprehensive retirement plan that includes asset allocation, income planning, healthcare analysis, and tax planning. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Mitigating the Risk of Outliving Your Assets 16:39

38 weeks ago16:39

16:39

As retirement approaches, it is important to protect your nest egg and make your money work for you. Timing the markets is nearly impossible, so it is crucial to have a proactive retirement plan in place. Reducing risk and protecting life savings from downturns is essential. Abe discusses one way to mitigate the risk of outliving your assets is through guaranteed income, such as annuities. Annuities can serve as a bond alternative and provide principal protection. It is important to build a retirement plan on a rock-solid foundation and consider diversifying risk within the portfolio. Taking chips off the table and protecting life savings from all potential risks, including market downturns, higher taxes, and healthcare events, is crucial. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

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Managing Risk In Retirement 14:42

40 weeks ago14:42

14:42

Abe discusses the current state of the market and the importance of balancing risk in a retirement plan. He also highlights the challenges faced by women in retirement and why healthcare planning shouldn't be overlooked. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

1
Preparing For Taxes And Risks Of A Stock Market Bubble 16:04

41 weeks ago16:04

16:04

Abe discusses making savings work in retirement, what the expiration of the Trump tax cuts could mean, and the risk of a stock market bubble. He emphasizes the importance of tax planning, including Roth conversions, to take advantage of current tax rates. Abe also highlights the need to protect retirement savings from market downturns by implementing a balanced investment strategy. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

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Strategies To Mitigate Tax Risks In Retirement 14:27

42 weeks ago14:27

14:27

Preparing for a financially secure retirement requires careful planning and guidance. Some people have saved one to five million dollars for retirement, which can be enough to live comfortably if managed properly. However, it's important to have a comprehensive plan that goes beyond just investments. This includes considering income and distribution strategies, tax planning, and estate planning. Abe discusses a common challenge of dealing with required minimum distributions (RMDs) and the potential tax implications. Strategies such as delaying RMDs and Roth conversions can help mitigate these risks. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

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Interview with Marc Hodulich: Founder of 29029 Everesting 18:23

43 weeks ago18:23

18:23

Mark Hodulich, CEO and co-founder of 29029 Everesting, discusses the impact of endurance events on all areas of life and the importance of pursuing dreams and goals. He shares the story behind founding 29029 and the unique endurance challenge it offers. The challenge involves hiking the equivalent of Mount Everest in 36 hours or less, with the support of a team and a community. Mark emphasizes the power of physical health and mental well-being in individual performance and highlights the importance of prioritizing self-care. He hopes to leave a legacy of showing his children the impact of pursuing one's true self and giving to others. To learn more about 29029, visit 29029 Everesting To connect with Abe and his team, visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

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Achieving Financial Independence And Retirement Goals 15:22

44 weeks ago15:22

15:22

Abe explains the difference between financial independence and retirement planning and how they can be achieved simultaneously. Abe also highlights the common mistakes people make with their 401k plans and offers suggestions on how to avoid them. Ready to start building out your retirement plan? Visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

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Don’t Ignore Warning Signs In Your Finances 16:01

45 weeks ago16:01

16:01

Abe discusses the things that people worry about in retirement and how to alleviate those worries through financial planning. He emphasizes controlling what you can control and the need for regular check-ups and adjustments to retirement plans. Ready to start building out your retirement plan? Visit TheRetirementKey.com today! See omnystudio.com/listener for privacy information.…

The Retirement Key

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The Impact of Interest Rates And Inflation On Retirement Savings 19:16

46 weeks ago19:16