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Navigating Annuities in a Changing Interest Rate Environment
Manage episode 486643699 series 3561334
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On this conversation, Kevin discusses the current landscape of annuities and retirement planning, emphasizing the impact of changing interest rates on fixed annuity rates. He addresses common myths surrounding retirement strategies, particularly the outdated 4% withdrawal rule, and highlights the importance of guaranteed income for a secure retirement. The discussion also touches on the concept of residual income, using the example of actor Matt LeBlanc, to illustrate how guaranteed income can provide financial freedom in retirement.
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