You Are Not a Bad with Money: Reclaiming Wealth, Healing, and Personal Value In The Black Community with Ruby Taylor

Black Women North of 50

What if the first step to building generational wealth isn’t budgeting, but healing your money stories?

In this episode of Black Women North of 50, Wynn Helms sits down with Ruby Taylor, founder of Financial Joy School, to unpack the emotional and cultural roots of our financial decisions as a black community.

Ruby's story is quite inspirational: From surviving a traumatic brain injury to teaching thousands about long-term investing, Ruby’s journey is both powerful and personal, and doesn't hold back on this interview!

Together, they explore the impact of generational trauma, the myth of being "bad with money," and why true financial stability starts with knowing your worth.

Whether you’re raising grandkids, managing midlife transitions, or simply trying to reclaim your financial joy, this conversation is a balm, a guide, and a rally cry.

A quote from Ruby that we loved: “If I had been emotionally healed, I would’ve used my money differently.”

In this episode, you’ll hear about:

• Why emotional healing is foundational to financial growth
• Reframing budgeting as “directing your money”
• Teaching kids about money without passing on scarcity
• The power of building community and rejecting shame
• Breaking the cycle of over-giving and enabling

💡 Financial empowerment is not about being perfect, but about being present, prepared, and proud of your journey.

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💌 Want to share your story or suggest a topic? Wynn would love to hear from you:

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Email: [email protected]

Website: www.blackwomennorthof50.com