14. Davidson Homes Interview - About the Builder, Incentives and More!

This is Huntsville - Exploring, Living, and Moving to Alabama

Thinking about buying a brand-new home in the Huntsville area? In this episode, Kerri is joined by Krista Gilbert, local mortgage lender and home loan expert, to walk you through everything you need to know about buying new construction in Alabama. From builder contracts to financing timelines, they unpack the biggest surprises buyers face when building a home, and how to avoid them. If you’re considering a new build in North Alabama, this is a must-listen!

What you’ll learn:

• Why it’s crucial to work with a real estate agent, yes even on a new build
• The difference between spec homes, semi-custom, and full custom
• How builder incentives actually work and what you might be giving up
• What to know about builder contracts (and why they’re different)
• How to time your loan and rate lock during a new build
• What types of upgrades are worth it and which ones to skip
• What happens if materials are delayed or costs change during your build
• Tips for choosing a builder with a strong reputation

Krista Gilbert is a trusted local lender with years of experience helping buyers navigate home loans including the complexities of financing new construction. She specializes in helping buyers understand loan options, rate locks, and how to stay financially prepared throughout the building process.

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