))
How To Budget In 2025
Manage episode 481995013 series 3657401
Content provided by Finance For Everyone. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Finance For Everyone or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
In this episode, we walk through a simple, five-step roadmap to building (and actually sticking to) a budget in 2025. If you’ve ever opened your banking app with one eye closed, this episode is for you.
Friendly Reminder: This episode is intended for educational purposes only and does not constitute financial advice. Always consult a qualified financial adviser for personalised guidance.
Note: Every example and figure in this episode is illustrative. Adapt the numbers and methods to your own income, expenses, and goals.
In This Episode
00:00 – Payday Panic & Introduction
A look at why so many of us end the month with pennies, and why budgeting is the antidote.
01:31 – Meet Alex: The Roller Coaster Spender
Follow Alex’s highs on payday and lows two weeks later to see why good intentions aren’t enough.
04:00 – Budgeting 101: The Five Step Framework
A quick overview before we dive deeper into each step.
08:21 – Choosing a Budgeting Method
Apps, envelopes, spreadsheets - pick the style that fits your personality.
11:55 – Busting 5 Budget Myths
“No fun,” “too complicated,” “only for broke people,” and other misconceptions, debunked.
16:54 – Alex’s Transformation
See how small tweaks led to an emergency fund, pub nights without stress, and a fully-funded weekend getaway.
19:24 – Key Takeaways
Budgeting isn’t about deprivation - it’s about directing your money toward what matters most.
20:33 – Outro
Useful Resources & Links
- Emma Finance Budgeting App (Please note: FFE has no affiliation with Emma, please research this service and similar services before you proceed to make sure you use the budgeting tools that work best for you): https://emma-app.com/
- MoneySavingExpert Budget Planning Spreadsheet template: https://www.moneysavingexpert.com/banking/budget-planning/
Enjoyed this episode? Please rate and review the podcast—it helps others discover clear, jargon-free financial guidance. Follow the show for more easy-to-understand money breakdowns and share this episode with a friend who could use a budgeting boost!
4 episodes
Share
