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Let's Get Real About Protecting Your Real Estate Business with John Bramblett
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This episode of The Real in Real Estate welcomes John Bramblett from Stewart Insurance, an expert specializing in business insurance tailored for real estate brokers, independent title agents, and attorneys. John dives into the critical need for robust insurance coverage whether you're just starting out, running an established business, or serving on a board of directors, explaining how it safeguards your operations and assets.
John Bramblett shares essential insights on business insurance for real estate professionals, including:
✔️ Key insurance types decoded: Understand the crucial differences and coverages of Errors & Omissions (E&O or professional liability), General Liability (for open houses and office spaces), and increasingly vital Cyber Insurance.
✔️ Why Cyber Insurance is a must: Learn how this coverage helps with defense costs, forensics, system damages, and lost funds due to cyber attacks like social engineering or ransomware, and the risk management protocols involved.
✔️ Tailoring coverage to your real estate niche: Discover how insurance needs are assessed based on your specific services (e.g., property management, notary services), business size, revenue, and risk tolerance.
✔️ Understanding cost factors and annual reviews: Get clarity on what influences insurance premiums (like revenue, team size, services offered) and why an annual policy review is crucial to ensure adequate protection as your business evolves.
✔️ Coverage for your team: Learn about other important protections like Workers Compensation for employees and Employment Liability for claims related to employment practices.
Stewart Insurance works to analyze your existing policies and identify the right coverage for your unique real estate business. If you're looking to understand your risks and ensure you have the proper protections in place, don’t miss this episode! To connect with John Bramblett, call toll-free at 866-798-2827, directly at 713-625-8160, email [email protected], or visit stewartinsurance.com.
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