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How the "Honey Badger" Saves Dead Deals: Inside SMP's 84% Fix Rate
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This episode of the Loan Officer Breakfast Club features a spotlight on Allison Johnston—aka “The Honey Badger”—President of Success Mortgage Partners. She walks us through the daily committee that’s rescuing deals other lenders give up on, with an incredible 84% success rate.
From sub-580 FICO FHA manual underwrites on manufactured homes to complex title issues involving garage encroachments, Allison shares how to creatively problem-solve with agencies, navigate investor guidelines, and coach ops teams to find the “yes.” Her guidance on how to phrase questions to Fannie, Freddie, and FHA is a masterclass in getting tough loans across the finish line.
If you're a loan officer who’s ever thought a file was dead, this episode proves it might just need a Honey Badger on the case.
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