Achieve Financial Independence by Saving LESS Than Your Peers

Wealth Decisions by Brian

Why saving LESS could make you richer: The counterintuitive wealth strategy that beats traditional retirement advice. Financial advisor Brian Muller reveals how Lisa achieves financial independence while saving about $170,000 LESS than her colleague through three strategic wealth decisions.

Discover the Roth 401k advantage, the 1% annual increase method, and backdoor Roth IRA strategies that create tax-free retirement wealth. Perfect for high earners seeking financial independence, early retirement planning, and tax-efficient investing strategies.

Episode Highlights:

• Roth vs Traditional 401k tax comparison with real numbers ($160K income scenario)

• How to save $170,000 less and still achieve financial independence

• Backdoor Roth IRA strategy for high-income earners

• Behavioral finance principles for consistent wealth building

• Tax-free retirement planning strategies

• Financial independence roadmap for $160k+ earners

• Smart money moves for your 40s and beyond

Host Brian Muller, founder of Momentous Wealth Advisors, combines 25 years of financial advisory experience with certified health and life coaching insights. Learn actionable wealth-building strategies that prioritize efficiency over effort.

Chapters:

00:26 - The Power of Wealth Decisions

01:29 - Understanding Wealth Decisions: The Case of Lisa and Mark

05:41 - Lisa's Wealth Decisions: Strategies for Tax-Free Retirement

09:20 - Strategies for Financial Independence

11:21 - Exploring Financial Strategies for Retirement

#FinancialIndependence #RothIRA #RetirementPlanning #WealthBuilding #TaxStrategy #BackdoorRoth #SmartMoney #FinancialFreedom #RetirementSavings #InvestmentStrategy

Pre-order my new book "Momentous Decisions: 7 Steps to Better Health, More Wealth, and a Richer Life" at:

⁠⁠⁠⁠https://www.momentouswealthadvisors.com/book

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brian D Muller(AAMS©), Founder, Wealth Advisor

XYPN Invest Disclaimer:

Brian Muller is an Investment Adviser Representative of XYPN Invest, an SEC-registered investment advisory firm doing business as Momentous Wealth Advisors. This podcast is not published on behalf of XYPN Invest, and the views expressed herein are solely those of Brian Muller.

Podcast Disclaimer:

The Wealth Decisions Podcast is provided solely for general information purposes and should not be construed as accounting, legal, tax, or any other professional advice. Visitors are advised not to act upon the information or content found here without first seeking appropriate guidance from a qualified accountant, financial planner, lawyer, or other relevant professional. Any hypothetical performance is just that, and there is no guarantee that you will receive a specific average rate of return in any examples in this podcast.

Please note that any federal tax advice is not intended to be used to avoid penalties under the Internal Revenue Code or to promote, market, or recommend any transaction or matter addressed herein. It is important to ensure compliance with the requirements imposed by the IRS and Circular 230.

We strive to ensure that the content published on the Wealth Decisions Podcast is accurate and up-to-date. However, we cannot guarantee the accuracy, timeliness, or relevance of any of the information provided. We are not responsible for any information present on the Wealth Decisions Podcast and disclaim any liability for the accuracy, completeness, or reliability of any information.