Your Buyer Will Qualify for an EXACT Monthly Payment And An APPROXIMATE Sales Price

Mortgage Mike Helps

Mortgage Mike Helps | Your Buyer Will Qualify for an EXACT Monthly Payment And An APPROXIMATE Sales Price Link to YouTube Video Episode: https://youtu.be/wf3r7un1k38

Think you qualify based on home price? Think again!

In this eye-opening video, mortgage experts Brendan and Mike Riley break down why your mortgage approval has less to do with the sales price—and everything to do with the monthly payment. They explain how taxes, insurance, HOA fees, and even the age of the roof can impact whether you’re approved for a $360K home or a $440K one.

If you're a homebuyer, real estate agent, or just exploring your options, this video is packed with essential insights that can save you time, money, and frustration.

Before you make an offer, watch this!

Brendan and Mike explain how two similar-looking homes can have wildly different approval results—and what you must do before signing that contract.

00:00 – Meet Brendan & Mike: Your Mortgage Experts 00:05 – Why mortgage approval is based on monthly payment—not price 00:14 – How we calculate your max mortgage payment 00:28 – Why you should call us before making an offer 00:39 – The difference between how buyers/realtors see homes vs. mortgage lenders 01:05 – Real example: Qualifying for a $440K home but not a $360K one 01:22 – How tax history affects your loan approval 01:51 – Final tip: Always call your lender before signing an offer

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