75 II Budgeting Made Simple: Learn 2 Steps To Simplify, Streamline, And Take Control Of Your Finances SIMPLE MONEY SYSTEMS II How To Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom podcast

21:11

SHOW NOTES: Ever heard of a Personal Financial Statement but weren’t quite sure what it was, or why it matters? In this episode, we’re breaking it all down in simple terms. Learn what a Personal Financial Statement is, why it’s a powerful tool for tracking your financial health, and how it can help you improve your net worth over time. Plus, we introduce the concept of a two-line budget—an easy, no-stress way to stay on top of your money every day. Whether you're just getting started or looking to level up, this episode gives you practical tools to take control of your finances with confidence. Happy listening! 🎧 Links & Resources: ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course ✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

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89 II The Home Equity Trap - Learn Why Borrowing To Pay Off Debt Could Sink Your Finances 18:31

14 days ago18:31

18:31

SHOW NOTES: Borrowing against your home to pay off credit card debt sounds like a good idea – until it isn't. The key to true financial freedom isn’t wiping out debt, but changing the habits and systems that created it in the first place. Friend, if you’re considering using home equity to pay off credit cards, ask yourself: What happens if this doesn’t work? Because you don't want to end up in an even deeper financial hole. Many people consider using home equity to pay off credit card debt. It sounds attractive because it’s a financial move when you can pay off your credit cards and start a fresh, but really? Let's find out if it's really a good idea and what the strings are attached to borrowing money from equity to pay off credit cards. 🎧 Happy listening! Links & Resources: ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course ✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/subscribe ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

1
88 II Why 2-Line Budget Beats Traditional Budgeting: A Simpler, Smarter Way to Manage Your Money 24:31

21 days ago24:31

24:31

SHOW NOTES: Imagine trying to navigate a maze with a map that’s 50 pages long—overwhelming, right? That’s how traditional budgeting can feel: complex, time-consuming, and often discouraging. But what if you could manage your money with just two simple lines? The 2-Line Budget—a revolutionary approach that strips away the clutter and gives you a smarter, more efficient way to take control of your finances. In a world where simplicity reigns supreme, the 2-Line Budget isn’t just a shortcut—it’s a game-changer. The 2-line budget is hands down the most convenient, simple, and effective budgeting system I’ve ever encountered. After trying countless budgeting methods—spreadsheets, apps, complex expense trackers—I felt overwhelmed and stuck. But when I discovered the 2-line budget, everything changed. It transformed my life in ways I didn’t think possible. Discover in this episode the stress-free budgeting you actually look forward to! 🎧 Happy listening! Links & Resources: ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course ✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/subscribe ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

1
87 II The Truth about Budgeting: How to Take Control of Your Money and Stop the Chaos for Busy Moms 20:13

28 days ago20:13

20:13

SHOW NOTES: Budgeting can feel like a mentally draining and time-consuming task for busy moms for a variety of reasons. Firstly, the mental load of managing money on top of all the other responsibilities can be exhausting. With so much on their plates already, adding budgeting to the mix can feel like one more thing to worry about. Learn in this episode simple strategies how managing family finances made easy with the 2-line budget. 🎧 Listen On-The-Go and Learn! Links & Resources: ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course ✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/subscribe ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz ✔️ MORE TIPS TO LEARN: Episode 76…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

1
86 II What to Do When Facing Collections - Learn Important Steps to Prevent Bankruptcy 24:27

5 weeks ago24:27

24:27

SHOW NOTES: Debts end up in collections when people consistently miss payments or default on their loans. This can happen for various reasons, such as financial hardship, unexpected expenses, or simply poor financial management. Once a debt is sent to collections, the collection agency will attempt to contact the borrower to arrange for repayment. If the borrower continues to ignore the debt, the collection agency may take legal action to recover the money owed. In this episode, learn how taking action now can make a huge difference in your financial future. Don't wait until it's too late - start implementing these strategies today to protect yourself and your assets. Take control of your finances and empower yourself to overcome any challenges that come your way. Get your mic on and 🎧 Listen On-The-Go and Learn! Links & Resources: ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course ✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/subscribe ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz ✔️ MORE TIPS TO LEARN: Episode 69…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

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85 II Say NO to Eviction: 5 Easy Steps You Can Take Today to Save Money and Stay at Your Home 25:21

6 weeks ago25:21

25:21

SHOW NOTES: Are you feeling the pressure of rent due dates creeping up? In this episode, I break down five simple steps you can take right now to cut expenses, stretch your budget, and avoid the risk of eviction. Whether you’re behind on rent or just looking to stay ahead financially, these strategies will help you gain control and keep a roof over your head. 🎧 Listen and Learn! Links & Resources: ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course ✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/subscribe ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz ✔️ MORE EPISODES ON THIS TOPIC: Episode 74…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

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84 II Break Free from Money Stress: Unlock Cash Flow with These 2 Simple Shifts 21:11

7 weeks ago21:11

21:11

SHOW NOTES: In today’s episode, we’re diving into two powerful shifts that can transform your cash flow and bring financial peace: ✅ Be intentional with every dollar – Use my simple and empowering cash-flow system to give your money a job before it disappears. ✅ Pay yourself first – Before bills, before expenses—because your financial future deserves to come first! Not sure where to start? Join my Debt-Free Budgeting Course! You’ll learn how to: ✔ Set up your emergency fund ✔ Create a stress-free bill pay system ✔ Prioritize your spending with the 2-line budget method This program is truly life-changing and lifesaving! Apply today here . I can't wait to hear from you! 🎧 Happy listening! Links & Resources: ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course ✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/subscribe ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz ✔️ MORE EPISODES ON THIS TOPIC: Episode 75…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

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83 II Thriving on a Small Budget: 3 Steps to a Purpose-Driven Life with a Down Syndrome Child 27:45

8 weeks ago27:45

27:45

Whether you are going through any limitations that life puts you on, you are the master of unlocking your strength and potential. Your journey may look different, but that doesn’t make it any less meaningful or powerful. Every challenge you face is an opportunity to grow, to rise, and to prove—most importantly to yourself—that you are capable, resilient, and worthy of every joy life has to offer. Keep going, keep believing, and never forget that you are not alone. You are seen, you are valued, and you are more powerful than you know. But, you are out of financial resources, you do not have extra time on your hands, and you feel consumed by your predicament. You feel confused and overwhelmed. I know you’re feeling stuck, unsure of how to get out and gain control over your life. Is that what you think? You’ve got some ideas, but with everything going on, it feels impossible to sit down and make sense of it all. Here’s the solution: Step 1: Identify Your Purpose & Goals Step 2: Maximize Every Dollar with a Simple Money System Step 3: Stay Resilient & Keep Moving Forward 🎧 Enjoy listening! Links & Resources: ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course ✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/subscribe ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz ✔️ MORE EPISODES ON THIS TOPIC: Episode 74…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

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82 II Are You Stressed to the Max and Struggling to Get By? Why You Need a Financial Coach 24:59

9 weeks ago24:59

24:59

Show Notes: How a Financial Coach Can Help You So, what exactly does a financial coach do? Think of me as your money BF—but one who brings a plan, a strategy, and all the support you need to get on track. I help you figure out what’s not working in your money life—without shame or judgment. I show you simple strategies to help you gain control without feeling overwhelmed. I help you build a realistic budget that works for your family’s unique needs. I keep you accountable and motivated so you don’t slip back into old habits. I make sure your money is working FOR you, not against you! And no, I’m not here to tell you to stop drinking coffee or to cut out everything fun in life. My goal is to help you create a plan that brings you financial peace—without making you feel deprived or overwhelmed! 🎧 Happy listening! Links & Resources: ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course ✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/subscribe ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz ✔️ MORE EPISODES TO LISTEN: Episode 72…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

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81 II 7 Strategies How to Avoid Feeling Overwhelmed by the Demands of Balancing Life and Money 19:53

10 weeks ago19:53

19:53

Show Notes: Do you ever feel like you're drowning in responsibilities—juggling therapy appointments, school meetings, household tasks, and somehow trying to manage your money on top of it all? You're not alone! This week, I’m bringing you 7 practical, stress-free strategies to help you stay on top of your finances without adding more overwhelm to your life. In this episode, you’ll learn how to: Simplify money management with easy, realistic steps Automate finances so you have one less thing to think about Avoid financial guilt while still enjoying the little things Reduce stress and feel more in control of your money If you’re ready to stop feeling overwhelmed and start feeling EMPOWERED in your finances, this episode is for you! Hit play now, and let’s make life & money easier—together! 🎧 Links & Resources: ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course ✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/subscribe ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz ✔️ MORE EPISODES TO LISTEN: Episode 80 Episode 50 Episode 74…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

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80 II 5 Tips to Simplify Your Life by Managing Personal Finances with 2-Line Budget 20:01

11 weeks ago20:01

20:01

Show Notes: Let’s be honest—being a special needs mom means you are basically a CEO of Everything. Your day is packed with therapy sessions, medical appointments, IEP meetings, meal planning, and somewhere in there, you're supposed to sleep! With so much on your plate, who has time for complicated budgets and endless spreadsheets? Not us! That’s why today, we’re cutting through the financial chaos and getting straight to what actually works—a simple, stress-free way to organize your money and lighten your mental load. What You’ll Learn in This Episode: ✅ Why traditional budgets fail for busy moms (and what to do instead!) ✅ How a simple budget can help you save money, reduce stress, and create more breathing room in your life ✅ The 2-minute trick that keeps you on top of your finances without the overwhelm ✅ The magic of a “No-Guilt Spending” category—yes, you CAN buy that iced coffee without feeling bad! ✅ How to create a money system that works for YOUR family’s unique needs This is not about deprivation or cutting out joy. It’s about making your money work FOR you, so you can focus on what truly matters—your family, your peace of mind, and your own well-being. So grab your favorite (probably lukewarm) coffee, take a deep breath, and let’s make managing money easy, doable, and stress-free. Because you’ve got enough on your plate—your finances don’t need to be another headache! 👉 Hit play now and let’s simplify your financial life, one easy step at a time! 🎧 Links & Resources: ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course ✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz ✔️ MORE EPISODES TO LISTEN: Episode 59…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

1
79 II How to Deposit Paper Checks with Your Phone to Save Time and Money 16:50

12 weeks ago16:50

16:50

Show Notes: Depositing paper checks with your phone is a convenient and efficient way for busy moms to save time and money. By utilizing mobile banking apps, you can easily deposit checks from the comfort of your own home, eliminating the need to make a trip to the bank. This not only saves you time but also reduces the risk of losing or misplacing your checks. Additionally, depositing checks with your phone can save you money by avoiding potential fees associated with in-person check deposits or using check cashing services. With just a few taps on your phone, you can securely deposit your checks and have access to your funds faster than ever before. Overall, embracing technology and utilizing mobile banking apps to deposit paper checks is a smart choice for busy moms looking to streamline their finances and save valuable time and money. 🎧 Happy listening! Links & Resources: ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course ✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz ✔️ MORE EPISODES TO LISTEN: Episode 48…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

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78 II 3 Common Pitfalls to Avoid When Trying to Instill Financial Discipline Through Budgeting 20:20

13 weeks ago20:20

20:20

SHOW NOTES: Budgeting should be a tool that works for you, not a source of stress! In this episode, we’re breaking down three common budgeting pitfalls that can hold you back—and how to overcome them. Whether you’re just starting out or looking to refine your money management, these practical tips will help you budget confidently and flexibly. Learn why your budget should be tailored to your lifestyle, not a one-size-fits-all approach. Discover how setbacks are just feedback and why adjusting your plan is key to long-term success. Shift your mindset from scarcity to control and make budgeting a tool for freedom, not frustration. Listen Now & Take Charge of Your Budget! 🚀 Allie Levanway (Alva Leigh), the songwriter – check her album here and listen on Spotify: https://open.spotify.com/artist/0Gfyhc754mTJyx0XAxXnD5?si=Zez-TIKuTuWeolLGh1DPaA Links & Resources: ✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course ✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call ✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat ✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group ✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter ✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz ✔️ MORE EPISODES TO LISTEN: Episode 26…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

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77 II 4 Steps to Turn Your Debt-Free Journey into a Financial Freedom Plan with a Simple 2-Line Budget 13:25

14 weeks ago13:25

13:25

Show Notes: In today’s episode, we’re diving into how to transform your debt-free journey into a roadmap for lasting financial freedom using a simple 2-line budget. Whether you’ve recently crushed your debt or are on your way, this episode will show you how to take the next step—building savings, investing, and staying in control of your financial future. Enjoy! Apply for Debt-Free-Budgeting Course Waitlist Now: Click Here or visit www.dianagalas.com Learn more: www.dianagalas.com Schedule a Free Breakthrough Call right here: https://tidycal.com/dianagalas/15-minute-meeting Become an Insider here: https://simple-money-systems.ck.page/ Join FB here: https://bit.ly/timeforfacebook or search for Simple Money Systems Facebook Group Quick chat: DM on my Instagram by clicking here…

SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom

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76 II Transform Finances from Chaos to Control by Prioritizing Debt with The Power of Clean and Simple 2-line Budget 17:27

15 weeks ago17:27