1838: The Power of "Lean Learning" in the Age of AI and Infinite Content

So Money with Farnoosh Torabi

#Money #Farnoosh Torabi #Business #Entrepreneur #Answer Questions #News

26:28

Squid Game is back—and this time, the knives are out. In the thrilling Season 3 premiere, Player 456 is spiraling and a brutal round of hide-and-seek forces players to kill or be killed. Hosts Phil Yu and Kiera Please break down Gi-hun’s descent into vengeance, Guard 011’s daring betrayal of the Game, and the shocking moment players are forced to choose between murdering their friends… or dying. Then, Carlos Juico and Gavin Ruta from the Jumpers Jump podcast join us to unpack their wild theories for the season. Plus, Phil and Kiera face off in a high-stakes round of “Hot Sweet Potato.” SPOILER ALERT! Make sure you watch Squid Game Season 3 Episode 1 before listening on. Play one last time. IG - @SquidGameNetflix X (f.k.a. Twitter) - @SquidGame Check out more from Phil Yu @angryasianman , Kiera Please @kieraplease and the Jumpers Jump podcast Listen to more from Netflix Podcasts . Squid Game: The Official Podcast is produced by Netflix and The Mash-Up Americans.…

about a year ago 29:38

MP3•Episode home

Now, Pat is back with a timely and much-needed new book: Lean Learning: How to Achieve More by Learning Less. In an age when we’re drowning in information and pulled in a dozen directions by the algorithm, Lean Learning is a practical framework for mastering new skills efficiently—without burning out or going broke in the process.

In our conversation, Pat and I talk about:

The danger of “overlearning” and why too much information can backfire
The difference between "just-in-case" learning and "just-in-time" learning
His 1-1-1 method for launching a business with zero overwhelm
The “Inspiration Matrix” and how it helps prioritize your ideas
Leaning into AI as a tool for creativity—not a crutch
Why he teaches his kids executive function and communication over GPAs
The 20% Itch Rule—and how it led to multimillion-dollar projects like the SwitchPod

1889 episodes

1838: The Power of "Lean Learning" in the Age of AI and Infinite Content

So Money with Farnoosh Torabi

861 subscribers

published about a year ago

MP3•Episode home

In our conversation, Pat and I talk about:

The danger of “overlearning” and why too much information can backfire
The difference between "just-in-case" learning and "just-in-time" learning
His 1-1-1 method for launching a business with zero overwhelm
The “Inspiration Matrix” and how it helps prioritize your ideas
Leaning into AI as a tool for creativity—not a crutch
Why he teaches his kids executive function and communication over GPAs
The 20% Itch Rule—and how it led to multimillion-dollar projects like the SwitchPod

1889 episodes

#Money #Farnoosh Torabi #Business #Entrepreneur #Answer Questions #News

All episodes

So Money with Farnoosh Torabi

1
1852: The Upside of a Messy Career and the Myth of Having it All Together 33:33

2 days ago33:33

33:33

Today’s guest is no stranger to reinvention—or to messiness. Maryam Banikarim is a powerhouse C-suite executive turned podcast host whose résumé reads like a tour through media, hospitality, tech, and purpose-driven leadership. She’s served as Global CMO at companies like Hyatt, Gannett, and Nextdoor. But in her latest chapter, Maryam is pulling back the curtain on the glossy LinkedIn life and telling the truth, the messy, nonlinear, sometimes gut-wrenching truth, about what it really takes to build a career, a family, and a sense of self. Her new podcast, The Messy Parts , is a must-listen for anyone navigating personal and professional pivots. It’s raw, wise, and often hilarious, featuring guests like SNL alum Ana Gasteyer, Broadway composer Tom Kitt, and billion-dollar founders Cass and Mike Lazerow. In our conversation, Maryam and I talk about everything from career burnout to billion-dollar regret, the emotional toll of job loss, the value of taking a pause, and why being honest about your struggles is the key to building true community. She also shares why she believes now is the exact right time to have these conversations—and why you don’t have to be “perfect” to be successful.…

So Money with Farnoosh Torabi

1
1851: Ask Farnoosh: Navigating Financial Dilemmas: From Divorce to Job Toxicity and Starting a Business 23:17

5 days ago23:17

23:17

This week: Topics covered include the financial implications of divorce, starting an investment account for children, addressing a toxic workplace, and planning for a new business venture. Farnoosh also discusses a concerning trend on TikTok about 'stay at home girlfriends' and provides practical advice on managing personal finances and investments effectively. Additional discussions include tips for college students to gain an edge in their fields and the decision-making process behind forming a business entity.…

So Money with Farnoosh Torabi

1
1850: New Grants for Small Business Owners in Midlife (Plus: Amazon Prime Day Deals) 29:22

7 days ago29:22

29:22

Today’s guest has long been a trusted voice in the world of smart shopping and consumer advice, and now she’s turning her attention—and resources—to a new mission: empowering midlife entrepreneurs. Trae Bodge is a journalist, television commentator, and consumer expert who’s helped millions save at the checkout. However, after the passing of her mother in 2023, Trae felt compelled to do something more profound and personal. In this episode, we discuss her newest venture, the Threadneedle Alley Foundation , a nonprofit she recently launched to provide $5,000 grants and mentorship to midlife entrepreneurs facing financial hardship. The organization is named after the street where her mother ran a beloved small business for decades, and this work is Trae’s way of honoring that legacy while addressing a gap she’s long observed in her professional life: great small business ideas without the resources or support to thrive. We explore why midlife is often the perfect time to launch a business, the biggest misconceptions around starting over at 40 or 50, and how we can all think more creatively and fearlessly about what’s next. Trae also shares some Prime Day shopping tips and how to make sure you’re not getting duped by false “deals.” Whether you’re dreaming up your second act or just trying to save a little money this week, there’s something for you in this conversation.…

So Money with Farnoosh Torabi

1
1849: The Psychology of Wealth: Money, Meaning, and Mental Well-Being with Dr. Daniel Crosby 33:03

9 days ago33:03

33:03

Dr. Daniel Crosby is a psychologist, behavioral finance expert, and New York Times bestselling author. His works, The Laws of Wealth and The Behavioral Investor have transformed how we think about investing by shedding light on the emotional and cognitive biases that often shape our financial behavior. He also serves as Chief Behavioral Officer at Orion Advisor Solutions , guiding advisors in helping clients align their investments with what matters to them. Today, Daniel is here to discuss his latest book, The Soul of Wealth: 50 Reflections on Money and Meaning . This book challenges the conventional approach to wealth by diving into its emotional dimensions. It explores how financial well-being is not just about accumulation but also about aligning money with personal values and meaning. Daniel encourages us to reflect deeply on what it means to live a wealthy life—not just financially but emotionally and spiritually.…

So Money with Farnoosh Torabi

1
1848: Ask Farnoosh: Big Beautiful Bill Winners and Losers 24:20

12 days ago24:20

24:20

It’s July 4th—a day for fireworks and freedom—but this year, we’re confronting a very different kind of spark. In this special holiday episode, Farnoosh breaks down the controversial “Big Beautiful Bill,” passed by the House. The sweeping legislation includes massive tax cuts for the wealthy and deep spending cuts to public services like health care and education. Farnoosh explains who stands to gain—and who could lose access to critical benefits, from Medicaid to special education funding. Then, it’s time for the mailbag! Farnoosh answers your money questions, including: With markets at record highs and a rate cut on the horizon, where should you put your money? (Hint: It depends on your timeline—rainy-day fund, short-term goals, or retirement.) How to tackle credit cards with high balances, even in a rising interest rate environment. What are medical billing advocates—and how can they help you lower your health care bills?…

So Money with Farnoosh Torabi

1
1847: Rethinking FIRE, Quick Ways to Save with Brad Barrett, Founder of ChooseFI 30:09

14 days ago30:09

30:09

Brad Barrett, the co-founder of ChooseFI , joins us to share his latest financial perspectives and views on FIRE (Financial Independence Retire Early) and some small ways to cut thousands of dollars per year from your budget.

So Money with Farnoosh Torabi

1
1846: How to Make a Financial Plan That Actually Works 34:29

16 days ago34:29

34:29

In our financial lives, setting goals isn’t just about having aspirations; it’s about understanding how to build sustainable, achievable plans that propel us toward success. Guest Caroline Adams Miller has spent over 30 years pioneering the science behind how we set goals, stay resilient, and achieve meaningful success. Her newest book, Big Goals , is changing the conversation around achieving personal and professional ambitions.…

So Money with Farnoosh Torabi

1
1845: Ask Farnoosh: Paid Off Mortgage. Now What? College Savings Problems, Roth 401(k) vs Roth IRAs and more 29:35

19 days ago29:35

29:35

This week’s Ask Farnoosh mailbag includes timeless questions with a fresh twist: -What should you do after paying off your mortgage? -How to handle running out of tuition money when your child is in their third year of college. -Is it worth opening a second retirement account beyond your 401(k)? -And what’s the real difference between a Roth IRA and a Roth 401(k)?…

So Money with Farnoosh Torabi

1
1844: Everything You Need to Know About 529 Plans 41:51

21 days ago41:51

41:51

We’re taking you inside the So Money Members Club for an exclusive workshop Farnoosh hosted recently on one of the most urgent financial topics for families: saving for higher education, with a deep dive into the world of 529 college savings plans. This workshop features Patricia Roberts, a leading expert and author on the topic, who brings both professional and personal insight to the conversation. Patricia is the author of the newly updated Route 529. What you’re about to hear is the full workshop presentation—but what you won’t hear is the rich Q&A we had at the end, just for members. That’s one of the many perks of joining the So Money Members Club—a private, tight-knit community curated and run entirely by me. Not an assistant, not a bot—just me, guiding you through live monthly workshops, office hours, and deeper discussions around money, work, and life. Membership also includes full access to our growing library of workshop recordings and commercial-free episodes of this podcast. If that sounds like something you’d love, visit SoMoneyMembers.com to learn more and join us.…

So Money with Farnoosh Torabi

1
1843: New Rules for Stay-at-Home Parents with Jannese Torres (Encore) 30:24

23 days ago30:24

30:24

Today we’re catching up with the incredible Jannese Torres, host of Yo Quiero Dinero podcast and trust me—she’s had a year. Since her last visit, she’s launched her book Financially Lit, traveled the country on a book tour while secretly pregnant, became a mom, got engaged, and even bought a house. But that’s just the beginning. In this conversation, we dive into how financial independence has reshaped her life as a new parent, her approach to building wealth while growing a family, and—something we don’t talk about nearly enough—how she and her fiancé have structured their finances now that he’s a stay-at-home parent on her payroll. From prenups to parenthood, from self-employment hacks to the real cost of giving birth (wait until you hear her hospital bill), Jannese gets real about the financial and emotional shifts that come with these big life changes.…

So Money with Farnoosh Torabi

1
1842: Ask Farnoosh: Gold Bars at Costco, S&P Hits a Record, Rising Credit Card APRs, and a Counter-Offer Dilemma 44:30

26 days ago44:30

44:30

In this Ask Farnoosh episode, Farnoosh shares a personal reflection on the growing conflict between Iran and Israel, plus a roundup of headlines you need to know: the S&P 500 hits a record high, credit card APRs climb despite the Fed holding rates steady, and parents are spending more than ever on youth sports. Farnoosh also answers listener questions about negotiating a counteroffer, borrowing from a 401(k), selecting a balance transfer card, and building a beginner’s financial plan. Plus: a Costco gold bar sighting and why investing should never be impulse-driven.…

So Money with Farnoosh Torabi

1
1841: Rethinking Money for the ADHD Brain 34:35

28 days ago34:35

34:35

ADHD and money. It’s a combination that’s often misunderstood—and rarely addressed with the nuance and compassion it deserves. For those living with ADHD, traditional financial advice like “just follow a budget” or “build good habits” can feel like a mismatch, leaving many feeling overwhelmed, frustrated, or even ashamed. Joining us today is Nicole Stanley , founder of Arise Financial Coaching and a money coach who was diagnosed with ADHD as an adult. That diagnosis reshaped her understanding of not only herself, but how she managed her money—and how she now helps others do the same. In this deeply personal and practical conversation, Nicole shares how her ADHD shaped her early money behaviors, why typical budgeting tools never worked for her, and how she built systems rooted in self-compassion, automation, and yes—dopamine. Whether you’ve been diagnosed with ADHD, suspect it, or simply feel like the standard personal finance advice doesn’t “stick,” this episode offers a roadmap to creating a financial life that feels not just doable—but motivating and empowering.…

So Money with Farnoosh Torabi

1
1840: How Not to Invest: Avoiding Financial Failure in a Noisy World 30:37

4 weeks ago30:37

30:37

Today’s guest is Barry Ritholtz, co-founder and chief investment officer of Ritholtz Wealth Management, host of the long-running Masters in Business podcast, and the author of the classic Bailout Nation . His new book, How Not to Invest: The Ideas, Numbers, and Behaviors That Destroy Wealth , is a sharp, timely guide to what really derails investors — and how to avoid those traps.…

So Money with Farnoosh Torabi

1
1839: Ask Farnoosh: Whole Life Insurance, Smart Health Investments, and a PhD Job Hunt 26:02

5 weeks ago26:02

26:02

On this week’s Ask Farnoosh , we tackle a fresh round of your money questions, including: Is whole life insurance ever worth it? What are the smartest (and most affordable) ways to invest in your health? How to job-hunt effectively with a PhD in hand and limited prospects. But first, Farnoosh recaps top stories in money news, from Trump’s push to include crypto in 401(k)s, to the surprising rise in early Social Security claims, the falling dollar, and a rare bright spot: more Americans are finally hitting their retirement savings goals. Join the So Money Members Club. Download Farnoosh’s free investing blueprint. Hang out with Farnoosh on Instagram .…

So Money with Farnoosh Torabi

1
1838: The Power of "Lean Learning" in the Age of AI and Infinite Content 29:38

5 weeks ago29:38