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Maintaining Confidence in Financially Unstable Times & Improving Your Spending & Saving Habits; with Nicole Stanley of “Arise Financial”
Manage episode 478699042 series 2573977
In this episode of the podcast, Rye & Jess sit down with Nicole Stanley, founder and head money coach at Arise Financial Coaching, to discuss financial empowerment, emotional money patterns, and how to build a healthier, shame-free relationship with your finances—especially during uncertain economic times.
✨ What We Talk About:
- Rye + Jess share in the intro what they wish they would have learned about $ earlier on
- How childhood money beliefs shape adult financial behaviors
- The connection between nervous system regulation and financial anxiety
- “Toxic frugality” — what it is, why it happens, and how to avoid it
- The binge/restrict cycle with money and its parallels to disordered eating
- Tips for identifying and addressing income issues without burning out
- The power of curiosity in transforming your money mindset
- Investing 101: why anyone (even with $5) can start today
- Thoughts on credit cards, crypto, real estate, and coaching as investments
- How to build an abundant money mindset rooted in clarity, not fear
PLUS Nicole’s "5 Financial Problems" framework:
1. Overspending
2. High fixed expenses
3. Income problems
4. Poor money management
5. Strategy or order-of-operations mistakes
RESOURCES MENTIONED:
📚Books:
I Will Teach You To Be Rich by Ramit Sethi
The Simple Path to Wealth by JL Collins
The Little Book of Common Sense Investing by John C. Bogle
Freelance / Side hustles:
Connect with Nicole:
🌐 Website: https://www.arise.financial
✨ Financial Coaching Application: https://form.jotform.com/240305424199050
💜 Instagram: https://www.instagram.com/arise.financial.coaching
Follow The Hosts:
🎧 Podcast IG → @solo2.0podcast
💜 Jess’ IG → @bodyblissbyjess
💜 Rye’s IG → @ryeburch
📩 Email Us → [email protected]
✨ Hormone Testing & Consulting → Your Hormone Balance
🧡 If this episode resonated, be sure to rate + review—it really helps us grow!
⏳ Episode Timestamps:
3:00 - Why Nicole’s mission centers around shame-free financial education for women
5:25 - The link between financial stress and your nervous system
6:30 - Toxic frugality explained: how saving can become just as unhealthy as overspending
9:00 - Jess’s personal story of overdrafting hundreds in high school and how it shaped her money beliefs
13:00 - Different money mindsets siblings can adopt—even in the same household
17:30 - Nicole joins and shares why this is such an important time to talk about financial empowerment
19:00 - The pendulum swing: Why most people live in “binge or restrict” money habits
24:30 - The 5 financial root problems (income, fixed expenses, spending, money management, strategy)
30:30 - How to identify if you have an income problem—and exactly what to do about it
35:00 - Shifting from fear to empowerment: rewrite your money story
38:00 - Auditing your social media to align with inspiring, relatable stories
43:50 - How to begin breaking the binge/restrict cycle with a personal finance audit
47:00 - Income ideas that don’t require switching careers (raises, side hustles, upskilling)
51:00 - Investing for beginners: why it's never too late and how to start with just $5
55:50 - Should you invest while in credit card debt? Nicole’s nuanced take
57:30 - Best beginner books on investing and wealth-building
59:10 - Rapid-fire Overrated/Underrated: crypto, credit cards for self-investment, real estate
156 episodes
Manage episode 478699042 series 2573977
In this episode of the podcast, Rye & Jess sit down with Nicole Stanley, founder and head money coach at Arise Financial Coaching, to discuss financial empowerment, emotional money patterns, and how to build a healthier, shame-free relationship with your finances—especially during uncertain economic times.
✨ What We Talk About:
- Rye + Jess share in the intro what they wish they would have learned about $ earlier on
- How childhood money beliefs shape adult financial behaviors
- The connection between nervous system regulation and financial anxiety
- “Toxic frugality” — what it is, why it happens, and how to avoid it
- The binge/restrict cycle with money and its parallels to disordered eating
- Tips for identifying and addressing income issues without burning out
- The power of curiosity in transforming your money mindset
- Investing 101: why anyone (even with $5) can start today
- Thoughts on credit cards, crypto, real estate, and coaching as investments
- How to build an abundant money mindset rooted in clarity, not fear
PLUS Nicole’s "5 Financial Problems" framework:
1. Overspending
2. High fixed expenses
3. Income problems
4. Poor money management
5. Strategy or order-of-operations mistakes
RESOURCES MENTIONED:
📚Books:
I Will Teach You To Be Rich by Ramit Sethi
The Simple Path to Wealth by JL Collins
The Little Book of Common Sense Investing by John C. Bogle
Freelance / Side hustles:
Connect with Nicole:
🌐 Website: https://www.arise.financial
✨ Financial Coaching Application: https://form.jotform.com/240305424199050
💜 Instagram: https://www.instagram.com/arise.financial.coaching
Follow The Hosts:
🎧 Podcast IG → @solo2.0podcast
💜 Jess’ IG → @bodyblissbyjess
💜 Rye’s IG → @ryeburch
📩 Email Us → [email protected]
✨ Hormone Testing & Consulting → Your Hormone Balance
🧡 If this episode resonated, be sure to rate + review—it really helps us grow!
⏳ Episode Timestamps:
3:00 - Why Nicole’s mission centers around shame-free financial education for women
5:25 - The link between financial stress and your nervous system
6:30 - Toxic frugality explained: how saving can become just as unhealthy as overspending
9:00 - Jess’s personal story of overdrafting hundreds in high school and how it shaped her money beliefs
13:00 - Different money mindsets siblings can adopt—even in the same household
17:30 - Nicole joins and shares why this is such an important time to talk about financial empowerment
19:00 - The pendulum swing: Why most people live in “binge or restrict” money habits
24:30 - The 5 financial root problems (income, fixed expenses, spending, money management, strategy)
30:30 - How to identify if you have an income problem—and exactly what to do about it
35:00 - Shifting from fear to empowerment: rewrite your money story
38:00 - Auditing your social media to align with inspiring, relatable stories
43:50 - How to begin breaking the binge/restrict cycle with a personal finance audit
47:00 - Income ideas that don’t require switching careers (raises, side hustles, upskilling)
51:00 - Investing for beginners: why it's never too late and how to start with just $5
55:50 - Should you invest while in credit card debt? Nicole’s nuanced take
57:30 - Best beginner books on investing and wealth-building
59:10 - Rapid-fire Overrated/Underrated: crypto, credit cards for self-investment, real estate
156 episodes
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