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Ep 177 - Credit or Debit - Which is Better?

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Manage episode 459641152 series 2967182
Content provided by Scott Kooiman, Kenny Klaus, and Klaus Team Real Estate Solutions. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Scott Kooiman, Kenny Klaus, and Klaus Team Real Estate Solutions or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Are you stuck deciding between using a debit card or a credit card? 💳💰 In this episode of State 48 Homeowner, Scott Kooiman breaks down the pros and cons of both to help you make the smartest financial choice for your situation.

✅ Learn the Basics:

What makes debit and credit cards different? How each impacts your spending, budgeting, and financial future. ✅ Credit Card Advantages: Build credit history and boost your credit score. Earn rewards like cashback and travel points. Gain fraud and purchase protection for safer spending. ✅ Debit Card Advantages: Avoid debt and interest charges. Stick to your budget by spending only what you have. 💡 Plus, stick around for 3 surprising ways cash can help you save money, from avoiding fees to negotiating better deals. Whether you're trying to build credit, avoid debt, or just maximize your financial potential, this video is packed with actionable tips to help you use your cards—or cash—wisely. 📌 Got questions? Drop them in the comments! Don’t forget to like this video, subscribe to our channel, and hit the notification bell for more expert insights every week.

Listen Now and take control of your finances today!

  continue reading

188 episodes

Artwork
iconShare
 
Manage episode 459641152 series 2967182
Content provided by Scott Kooiman, Kenny Klaus, and Klaus Team Real Estate Solutions. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Scott Kooiman, Kenny Klaus, and Klaus Team Real Estate Solutions or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Are you stuck deciding between using a debit card or a credit card? 💳💰 In this episode of State 48 Homeowner, Scott Kooiman breaks down the pros and cons of both to help you make the smartest financial choice for your situation.

✅ Learn the Basics:

What makes debit and credit cards different? How each impacts your spending, budgeting, and financial future. ✅ Credit Card Advantages: Build credit history and boost your credit score. Earn rewards like cashback and travel points. Gain fraud and purchase protection for safer spending. ✅ Debit Card Advantages: Avoid debt and interest charges. Stick to your budget by spending only what you have. 💡 Plus, stick around for 3 surprising ways cash can help you save money, from avoiding fees to negotiating better deals. Whether you're trying to build credit, avoid debt, or just maximize your financial potential, this video is packed with actionable tips to help you use your cards—or cash—wisely. 📌 Got questions? Drop them in the comments! Don’t forget to like this video, subscribe to our channel, and hit the notification bell for more expert insights every week.

Listen Now and take control of your finances today!

  continue reading

188 episodes

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