#91: DeFiBank for Enterprises with Jozef Vogel, COO of EtherFi
Manage episode 491169904 series 3394208
Banking has always been about trust and control. Neobanks upgraded the user experience, but the system remained centralized.
Now, we’re in the third wave: DeFi banks, a non-custodial, blockchain-based, and fully user-controlled.
Leading this shift is EtherFi, offering a seamless way to save, earn, and spend without traditional banks. Think fiat on/off ramps, asset deployment into BTC, ETH, stables, staking, swapping, and more all in one place.
Jozef Vogel, COO of EtherFi, shares how finance professionals can start using these tools in their day to day business.
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Topics covered;
(0:00) Coming Up
(0:31) Episode intro
(2:38) ether.fi’s growth to $6.8B TVL
(6:47) Ether.fi as a DeFiBank - save, earn, & spend
(12:32) Thanks to our sponsor Octav
(14:15) Ether.fi’s liquid vaults for DeFi rewards
(16:20) Onboarding for institutions
(18:12) Use cases for off ramping product
(20:34) ether.fi’s business model & why DeFi can outperform TradFi
(23:59) Transparency in DeFi
(25:15) Subledgers for public DeFi reporting?
(26:20) ether.fi Cash product
(28:04) Thanks to our sponsor Request Finance
(29:34) ether.fi’s corporate card features
(31:19) What is a BIN sponsor
(32:20) How borrowing works in ether.fi
(34:32) Strategy to reach CeFi & neobank users
(35:52) Licensing & navigating global regulation.
(37:06) Do web3 projects still need a bank?
(39:16) Hiring at ether.fi
(40:13) Final thoughts
(40:44) Partnership opportunities
(41:41) Connect with Jozef
91 episodes