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Understanding Louisiana's No Pay/No Play Insurance Law
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Louisiana’s No-Pay No-Play Lawmeans if you crash without minimum liability insurance ($15K BI / $25K PD), you can’t claim the first $15K of your medical bills—or $25K for property damage—against another driver. In this episode, Rusty Messer breaks down:0:00 Intro & What Is No-Pay No-Play? 1:45 Current Limits & Proposed $100K Cap 3:20 Exceptions: Parked Cars, Felony Drivers, Passengers 5:10 When It Still Pays to File a Claim 6:30 Other States’ No-Pay No-Play Laws 8:15 Data: Does It Really Lower Uninsured Rates? 10:00 Q&A + How to Protect Yourself 🔔 Subscribe for weekly Q&As on personal injury law: https://bit.ly/PodCaseSub 📧 Got a case? Email us: [email protected] 👍 Like if this helped—and share to protect your loved ones! Big River Trial Attorneys4626 Sherwood Common Blvd., Suite 302Baton Rouge, Louisiana 70816(225) [email protected]#AskRustyLaw, #podcasepodcast #NoPayNoPlay #louisianalaw #personalinjury #rustymesser #bigrivertrialattorneys #UninsuredDrivers #caraccidentlawyer #knowyourrights
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