The Connector Podcast - DFS Digital Finance Summit - Basikon - How API-First Solutions Are Transforming Financial Services

The Connector.

#MBA #Entrepreneur #Business #Koen Vanderhoydonk (The Connector #Fintech #RegTech #SupTech #Wealthtech #Scaleups #Startup #Banking #Compliance

39:50

The truth is out West! We’re hopping on the ET Highway and venturing to the most notorious alien hot spots, including Roswell’s infamous crash site, Area 51’s eerie perimeter, and a mysterious desert watchtower. Join us as journalist Laura Krantz, host of the podcast Wild Thing , beams up to share stories from the front lines of UFO reporting—from strange sightings and quirky festivals to a mailbox where people leave letters to extraterrestrials. Maybe you’ll even decide for yourself: Is Earth a tourist stop for spaceships? UFO hot spots you’ll encounter in this episode: - UFO Watchtower (near Great Sand Dunes National Park, Colorado) - Roswell, New Mexico - Area 51, Nevada - Extraterrestrial Highway (aka State Route 375), Nevada - Little A’Le’Inn, ET Highway, Nevada - E.T. Fresh Jerky, ET Highway, Nevada - Alien Research Center, ET Highway, Nevada - The Black Mailbox, ET Highway, Nevada Via Podcast is a production of AAA Mountain West Group .…

about a year ago 17:50

MP3•Episode home

Flexibility and integration have become the new currency in financial services. In this deeply insightful conversation with Renaud from Basikon, we unpack how modern lending and leasing technology is fundamentally reshaping financial operations.
Founded by industry veterans who witnessed the limitations of legacy systems firsthand, Basikon delivers a refreshingly different approach to banking technology. What makes their platform revolutionary isn't just cutting-edge tech—their adaptability philosophy. They're helping financial institutions break free from operational rigidity through embedded workflows and an API-first architecture while maintaining regulatory compliance.
Renaud shares fascinating contrasts between implementing for greenfield startups versus established incumbents. While startups benefit from rapid deployment of standardized processes, the challenge with established players lies more in change management—convincing them to let go of non-differentiated processes that add unnecessary complexity. The guiding mantra? "Keep it stupidly simple."
The conversation expands into broader trends reshaping finance: embedded finance blurring traditional boundaries, AI transforming credit decisioning, and the inevitable shift toward real-time lending. Perhaps most provocatively, Renaud challenges the notion that complex products like mortgages can't be streamlined, suggesting that decision processes could be drastically accelerated across all financial services.
Whether you're a fintech entrepreneur, banking executive, or technology enthusiast, this episode offers valuable insights into how API-first, flexible architectures are creating the foundation for tomorrow's financial ecosystem. Visit their website at basikon.io to learn how modular, adaptive systems might revolutionize your financial operations.

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
Follow us on LinkedIn.
Cheers
Koen Vanderhoydonk
koen.vanderhoydonk@jointheconnector.com
#FinTech #RegTech #Scaleup #WealthTech

Chapters

1. Introduction to Basicon and Renaud (00:00:00)

2. Challenges in Financial Institutions (00:02:15)

3. Key Innovations: Flexibility and API-First (00:04:08)

4. Helping Greenfields vs. Incumbents (00:07:33)

5. Regulatory Compliance Solutions (00:09:44)

6. The Future of Finance as a Service (00:11:22)

7. Three Major Trends for the Future (00:14:20)

8. Closing and Contact Information (00:17:17)

110 episodes

The Connector.

The Connector Podcast - DFS Digital Finance Summit - Basikon - How API-First Solutions Are Transforming Financial Services

The Connector.

published about a year ago

MP3•Episode home

Chapters

1. Introduction to Basicon and Renaud (00:00:00)

2. Challenges in Financial Institutions (00:02:15)

3. Key Innovations: Flexibility and API-First (00:04:08)

4. Helping Greenfields vs. Incumbents (00:07:33)

5. Regulatory Compliance Solutions (00:09:44)

6. The Future of Finance as a Service (00:11:22)

7. Three Major Trends for the Future (00:14:20)

8. Closing and Contact Information (00:17:17)

110 episodes

#MBA #Entrepreneur #Business #Koen Vanderhoydonk (The Connector #Fintech #RegTech #SupTech #Wealthtech #Scaleups #Startup #Banking #Compliance

All episodes

The Connector.

1
The Connector Podcast - We Need Wizards, Not Prophets: A Conversation with Philippe Gijsels 21:41

5 days ago21:41

21:41

What happens when the global economy's tectonic plates start moving in different directions after decades of synchronised movement? In this fascinating conversation, Philippe Gijsels, Chief Strategy Officer of BNP Paribas Fortis and co-author of "The World Economy in Five Trends," unravels the complex forces reshaping our economic landscape. Gijsels introduces us to "multi-globalisation" – not the end of globalisation but its fragmentation into distinct economic blocks moving at different speeds. This shift explains the increased market volatility we're experiencing as these economic plates collide, creating dramatic swings in equity markets and currencies. While climate change, geopolitical tensions, and ageing populations in developed nations create inflationary pressures, Gijssels highlights demographics as perhaps the most underestimated force. Africa's projected population explosion from today's 1 billion to 4 billion by 2100 will profoundly reshape global economic dynamics for generations. Despite these challenges, Gijssels maintains a refreshingly optimistic outlook. He positions innovation, particularly artificial intelligence, as our potential salvation, comparing the AI revolution to humanity's discovery of fire or invention of the wheel. Drawing parallels with Neil Howe's "Fourth Turning" theory, Gijsels suggests we're in a cyclical period of disruption that occurs roughly every 80 years, similar to the era preceding World War II. Yet history shows these periods eventually give way to rebuilding phases led by new generations, what he affectionately calls "young wizards" rather than prophets, who have unprecedented opportunities to create a better world. Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - How DORAedge is transforming compliance operations across the financial sector 17:13

20 days ago17:13

17:13

The Digital Operational Resilience Act (DORA) creates significant new compliance requirements for financial institutions in the EU. DORAedge offers a technological solution to manage these complex challenges effectively. • Copenhagen-based fintech Performativ created DORAedge to help financial entities comply with DORA regulations • The Register of Information requirement demands mapping of ICT networks and third-party providers across jurisdictions • DORA uniquely impacts organizations cross-functionally, requiring collaboration between IT, legal, compliance, and procurement • D ORAedge transforms static compliance reporting into dynamic, real-time data management • Incident management module helps meet strict reporting timelines • Policy governance tools include suggested controls mapped to DORA articles and AI-powered gap analysis • Future enhancements focus on multi-entity collaboration, permissions management, and third-party integrations Visit www.doraedge.com to book a demo and learn how the platform can help your organization achieve DORA compliance. Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - FinanceX #12 - Navigating the Convergence of Finance, Technology, and Global Regulation 27:34

5 weeks ago27:34

27:34

The financial landscape is undergoing dramatic transformation. From Asia's strategic pivot toward Europe to revolutionary approaches in fighting financial crime, every aspect of finance is being reimagined through technology. At the heart of this evolution is a fascinating shift in global financial partnerships. Asian institutions are increasingly looking to Europe rather than the US, seeking stability and complementary strengths. This creates a powerful synergy: Asia's cutting-edge digital solutions and agility combined with Europe's robust regulatory frameworks and risk management expertise. Projects like Singapore's collaboration with the European Investment Bank on DeFi for bonds showcase how these partnerships are driving innovation. Meanwhile, financial crime fighters are gaining powerful new tools. The groundbreaking AML-TREX initiative represents the first universal "language" for describing money laundering techniques in a machine-readable format. By mapping criminal tactics in a structured way, this open-source knowledge graph enables standardized detection methods that could transform how we combat the estimated $2 trillion laundered annually. The Digital Operational Resilience Act (DORA) marks another pivotal change, bringing technology providers directly under EU financial regulation. For tech companies serving financial institutions, this necessitates a fundamental shift in operations – from incident reporting to resilience testing – creating both challenges and competitive opportunities. Perhaps most revolutionary is the transformation in digital identity. India's comprehensive approach has demonstrated astonishing results: 1.35 billion Aadhaar IDs enabling direct government payments that have saved $3.48 trillion by eliminating fraudulent recipients. Video KYC and digital document storage have slashed costs by 90% while enhancing security. Similarly, the EU's electronic ID initiative promises stronger protection against sophisticated AI fraud, which could otherwise cause billions in losses. These developments aren't just technological – they represent a strategic reimagining of finance itself. Forward-thinking organizations now view compliance not as a cost center but as a foundation for growth and innovation. Balancing these transformative technologies with necessary safeguards presents challenges, but also unprecedented opportunities to create a more efficient, inclusive, and secure financial ecosystem. What role will you play in shaping this digital financial future? Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - NFF 2025 - Banking on Relationships: How QRED Transforms SME Lending 16:11

6 weeks ago16:11

16:11

Bridging the gap between innovative fintech solutions and traditional banking, QRED Bank is rewriting the rules for SME financing across Europe. In this revealing conversation with Norway Country Manager Kristina, we explore how QRED transformed from an ambitious startup into a fully-licensed bank without losing its entrepreneurial spirit or customer-first approach. The statistics are startling: small and medium-sized enterprises make up 99% of all European businesses and contribute 36% of all taxes, yet receive merely 1% of traditional bank funding. This glaring disparity drives QRED's mission to create more accessible financing options for businesses that form the backbone of our economies. What sets QRED apart isn't just their technology—it's their understanding that behind every loan application is a real business with unique needs. "Time is valuable for any business owner," Kristina explains. They don't want to spend hours filling out five-page loan applications." This recognition has shaped their approach, from streamlined application processes to the surprisingly simple competitive advantage of answering the phone when customers call. The journey hasn't been without challenges. When entering the Norwegian market, QRED encountered unexpected cultural resistance to non-traditional lending. Rather than forcing their existing model, they adapted through education and trust-building. This flexibility, combined with their data-driven insights from a decade of SME lending, allows them to tailor financial solutions that work for business owners. Curious about how fintech innovation can coexist with banking regulation? Want to understand how open banking is revolutionising SME lending? Listen now to discover how QRED reimagines financial services one relationship at a time. Follow us for more conversations connecting the worlds of fintech, banking, and regulatory innovation. Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - FinanceX #11 - Learning all about new Technologies and AI 29:30

9 weeks ago29:30

29:30

The future of finance is unfolding at breakneck speed, especially in the German banking and fintech landscape heading toward 2025. As we explore this rapidly evolving terrain, we discover a fascinating paradox: despite significant economic headwinds including pandemic aftereffects and inflation, German fintech funding has surged to $8.2 billion, representing a remarkable 4% increase. What's driving this resilience? A historic €1 trillion investment package approved by the German parliament creates fertile ground for innovation, particularly in digital infrastructure. Yet traditional banking institutions continue wrestling with cost pressures and legacy IT systems that simultaneously provide stability while constraining progress—a duality aptly described as both "fortresses and prisons." The regulatory environment remains distinctively stringent, with BaFin maintaining rigorous compliance standards and new EU regulations like DORA demanding robust digital resilience. While these requirements present initial hurdles, they ultimately establish a globally recognized standard of credibility that benefits companies with international ambitions. Artificial intelligence stands at the forefront of transformation, particularly in lending practices. Enhanced underwriting now analyzes broader datasets beyond traditional credit scores, creating more holistic risk assessments. Real-time monitoring, sophisticated fraud detection, and personalized customer experiences represent other key AI applications revolutionizing finance. The global market for AI in fintech, valued at $9.45 billion in 2021, is projected to grow 16.5% annually through 2030. Perhaps most fascinating is the emergence of Verifiable Legal Entity Identifier (VLEI) technology as a solution for establishing digital trust. Functioning as a decentralized method for authenticating organizational identities online, VLEI enables secure document signing, cryptographic verification, and precise permission management—crucial protections against digital fraud projected to reach $1.82 trillion by 2028. Success in this dynamic landscape demands understanding market nuances, strategic technology adoption, and addressing German consumers' distinctive preferences. The future belongs not to those who simply discard tradition or resist change, but to those who strategically blend established strengths with innovative capabilities in an ever-evolving financial ecosystem. Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - DFS Digital Finance Summit - Isabel Ecosystem: 30 Years of Fintech Innovation 15:19

10 weeks ago15:19

15:19

Three decades of financial innovation have positioned Isabel as a cornerstone of Belgium's banking landscape. Starting as a multi-banking payment platform in 1995, this joint venture of Belgium's four major banks has evolved into something far more ambitious – creating financial ecosystems that connect institutions, businesses, and technology providers. Sylvie van der Velde, who leads business development at Isabel, reveals how their latest platform "Kube" is transforming corporate data exchange. With 300,000 companies already in the system, Kube is a digital passport allowing banks to share verified business information, eliminating redundant KYB processes. "When you're a client at two banks, you don't need to do the KYC process twice," Sylvie explains. This invisible benefit streamlines verification while maintaining security. What's particularly fascinating is Isabel's pragmatic approach to technology. Though Kube began as a blockchain experiment during the technology's peak hype around 2018, the team ultimately pivoted away from it. "We turned it around," Sylvie notes. "Our objective is having a better client experience - which technology do we need?" This refreshing focus on outcomes rather than trending technologies demonstrates the maturity that comes with 30 years in the industry. Looking ahead, Isabel plans to expand Kube beyond identity verification to include ESG data, allowing voluntary SMEs to showcase their sustainability credentials. This will provide businesses with competitive advantages in tenders and recruitment, as younger talent increasingly prioritizes employer values. With interest from Luxembourg and the Netherlands, Kube's potential extends beyond Belgium's borders. Visit Isabel's website to learn more about their community events and webinars. There, you can connect with others and explore how their ecosystem approach might benefit your business. After three decades of innovation, Isabel continues to prove that sometimes the most valuable financial solutions come not from disruption but from thoughtful collaboration. Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - DFS Digital Finance Summit - Basikon - How API-First Solutions Are Transforming Financial Services 17:50

10 weeks ago17:50

17:50

Flexibility and integration have become the new currency in financial services. In this deeply insightful conversation with Renaud from Basikon, we unpack how modern lending and leasing technology is fundamentally reshaping financial operations. Founded by industry veterans who witnessed the limitations of legacy systems firsthand, Basikon delivers a refreshingly different approach to banking technology. What makes their platform revolutionary isn't just cutting-edge tech—their adaptability philosophy. They're helping financial institutions break free from operational rigidity through embedded workflows and an API-first architecture while maintaining regulatory compliance. Renaud shares fascinating contrasts between implementing for greenfield startups versus established incumbents. While startups benefit from rapid deployment of standardized processes, the challenge with established players lies more in change management—convincing them to let go of non-differentiated processes that add unnecessary complexity. The guiding mantra? "Keep it stupidly simple." The conversation expands into broader trends reshaping finance: embedded finance blurring traditional boundaries, AI transforming credit decisioning, and the inevitable shift toward real-time lending. Perhaps most provocatively, Renaud challenges the notion that complex products like mortgages can't be streamlined, suggesting that decision processes could be drastically accelerated across all financial services. Whether you're a fintech entrepreneur, banking executive, or technology enthusiast, this episode offers valuable insights into how API-first, flexible architectures are creating the foundation for tomorrow's financial ecosystem. Visit their website at basikon.io to learn how modular, adaptive systems might revolutionize your financial operations. Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - DFS Digital Finance Summit - Regnology's Global Expansion: From Regional Player to Champions League 15:16

10 weeks ago15:16

15:16

Klaas from Regnology shares how the company transformed from a regional player to a European leader in regulatory technology, with ambitions to become the global champion following CPP investment and strategic acquisitions. • Joined Regnology in 2022 when they acquired b.fine, modernizing their front-end offering • Regnology's unique approach pivoting from a reporting platform to a data platform minimizes the impact of regulatory changes on financial institutions • Won Regulatory Reporting Product of the Year Award twice due to granular data approach and cloud-native platform • Secured funding from CPP in December 2024 to expand globally beyond their European leadership • Partnership with Google Cloud enables optimal deployment and AI initiatives like regulatory chatbots • Future vision includes improving two-way communication between regulators and banks • Moving toward real-time supervision rather than traditional monthly/quarterly reporting Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - DFS Digital Finance Summit - Scientific-Backed Solutions for Modern Wealth Management: A Conversation with Sopiad 16:12

10 weeks ago16:12

16:12

Pierre Nemeth, CEO and co-founder of Sopiad, discusses how their fintech company provides scientifically-backed resources to restore investor trust and help financial institutions comply with regulations. Sopiad's journey began with four years of academic research at LCC Liège before officially launching in 2021, addressing the lack of personalization in financial products and inadequate educational frameworks. • Sopiad's main solution is SAFIR, a personalized portfolio diagnostic tool that takes a client-centric approach • Unlike traditional analysis, SAFIR evaluates portfolio alignment with individual risk profiles and ESG preferences • The solution serves financial advisors and portfolio managers by enabling personalized portfolio creation at scale • Sopiad offers an AI storytelling module that converts complex analytics into educational narratives for investors • The company received recognition as one of the world's most innovative ESG companies in November 2024 • Their unique approach links SFDR information from investment products to MiFID 2/IDD distribution requirements • Sopiad collaborates with various industry associations to stay ahead of market trends • Future vision includes more personalized investment products, gamified financial literacy, and transparent information Visit sopiad.com to learn more about their solutions and how they address regulatory needs across different financial sectors. Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - DFS Digital Finance Summit - Autonomous Accounting Intelligence: How SevenYoken Is Revolutionizing Financial Management 17:31

10 weeks ago17:31

17:31

SevenYoken is revolutionizing accounting with autonomous AI that performs an accountant's days of work in minutes, delivering comprehensive financial reports and professional insights. Tom shares how their system evolved from a certified autonomous bookkeeper to a digital financial officer that can interpret balance sheets, process transactions, and even provide opinions and follow-up questions. • Creating autonomous accounting intelligence that delivers financial reports in minutes • Transforming raw financial data (balance sheets, invoices, bank statements) into comprehensive analyses • Developing a "certified autonomous bookkeeper" that handles repetitive transactional tasks • Building on 15 years of accounting data to train AI with real-world financial scenarios • Using the persona of a Digital Financial Officer (DFO) to bridge the trust gap with users • Running entirely on open-source models deployed in Azure AI cloud • Launching einvoiceBE platform to simplify compliance with upcoming e-invoicing regulations • Providing solutions for small businesses and enterprises with legacy systems through APIs To learn more about SevenYoken's accounting solutions or their new e-invoicing platform, visit their website or contact them directly for customized solutions to streamline your financial operations. Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - DFS Digital Finance Summit - Beyond Traditional Banking: How Paynovate Serves Every Customer 13:49

10 weeks ago13:49

13:49

Robert from Paynovate describes how the Belgian payment provider has built a comprehensive electronic payment processing service with an EMI license from the National Bank of Belgium, offering everything from card issuing to open banking. Their standout approach is welcoming customers that traditional financial players often reject through scalable compliance procedures that adapt to each client's risk level. • Paynovate provides complete payment solutions including card issuing, terminals, e-commerce, IBAN accounts, and recently added open banking • Their risk-based compliance approach uses 4-8 eyes principles and third-party verification to safely onboard clients from traditionally underserved sectors • They've achieved 15% market share in Belgian payment terminals while expanding internationally • Their Exospend platform offers corporate expense management, IBAN accounts and cards, including white-label options • Compliance flexibility is core to their value proposition, with internal development of key verification processes • Future plans include maintaining their comprehensive service model while expanding to Middle East, Southeast Asia and North America • Stablecoin capabilities are technically ready and launching soon Thank you for listening to another episode of the Connector podcast. To connect and keep up to date with all the latest, head over to www.jointhekonnector.com or hit subscribe via your podcast streaming platform. Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - DFS Digital Finance Summit - Approach - Cybersecurity for Fintechs: Protecting Digital Innovation 11:42

10 weeks ago11:42

11:42

How Approach Cyber helps fintech companies navigate cybersecurity challenges from integrated security development to regulatory compliance. Dorian Pacquet shares insights on evolving cyber threats, the role of AI in security, and the importance of managing data protection in the fintech ecosystem. • Approach is a pure-play cybersecurity and privacy partner with over 100 professionals across Belgium and Switzerland offering 360° cyber resilience services • Modern software development requires security integration at all stages, not just end-of-process testing • Supply chain vulnerabilities are a growing concern as all software now relies on external libraries and dependencies • Fintechs face increasing regulatory pressure not just directly but through their regulated customers • AI is becoming integral to security tools including code generation, vulnerability scanning, and remediation • Data protection compliance is equally challenging for organizations of all sizes with limited exceptions for SMEs • Approach offers multidisciplinary expertise spanning technical, strategic, and legal domains to help navigate complex regulations • 24/7 managed security services from their in-house Security Operations Center provide continuous protection For more information about Approach Cyber's services, contact Dorian at dorian.pacquet@approach-cyber.com or visit their website at www.approach-cyber.com. Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - DFS Digital Finance Summit - From Mobile Apps to Agentic AI: How In The Pocket is Shaping Financial Innovation 14:18

10 weeks ago14:18

14:18

AI agents are set to transform financial services by taking over tasks people currently do while enabling entirely new services, creating both challenges and opportunities for established banks and fintechs alike. • In The Pocket has evolved from a mobile app developer at the dawn of smartphones to a 200-person European digital product studio with a significant focus on AI strategy • Financial institutions must decide how to approach "agent experience" as consumers increasingly interact with their services through AI assistants • The speed of AI development means companies can't afford to wait and see, with hallucinations and high operational costs being the primary challenges • Customer support represents the most promising immediate application for AI in financial services due to its text-based, repetitive nature • Smaller fintechs currently have an advantage as they can manage the high costs of running sophisticated AI models across a smaller user base • Well-structured data remains crucial for effective AI implementation, though future models may become better at working with unstructured information For any questions about implementing AI and agents in your financial organization, reach out to In The Pocket's cross-disciplinary team that brings together design, technology, and strategy. Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - DFS Digital Finance Summit - From Credit Risk to Digital Trade: AREA42's Evolution 14:04

10 weeks ago14:04

14:04

Lode from AREA42 explains how this innovation vehicle within Credendo is transforming B2B trade finance by offering flexible working capital solutions that make digital trade more accessible and user-friendly. • AREA42 is the innovation arm of Credendo, a credit insurance company with over 100 years of history • Credit insurance protects sellers when buyers don't pay invoices, unlike factoring, which provides immediate financing • Digital B2B marketplaces often require upfront payment, creating friction compared to traditional trade credit terms • AREA42 evolved from offering complex credit insurance to providing streamlined working capital solutions • Their approach keeps user experience simple while handling risk assessment complexity behind the scenes • Partnerships with payment service providers help keep costs lower than traditional financial institutions • AREA42 offers API integration and white-labeling options for seamless incorporation into e-commerce platforms • The biggest learning was shifting from a solution-first to a problem-first innovation approach • Balancing corporate stability with startup agility remains a key challenge and opportunity "Any company in the world, especially in the European Economic Area, we can help you. We can help you with any working capital problem that you have. Come to us, and we will help you." Thank you for tuning into our podcast about global trends in the FinTech industry. Check out our podcast channel . Learn more about The Connector. Follow us on LinkedIn . Cheers Koen Vanderhoydonk koen.vanderhoydonk@jointheconnector.com #FinTech #RegTech #Scaleup #WealthTech…

The Connector.

1
The Connector Podcast - DFS Digital Finance Summit - Navigating Europe's Regulatory Landscape: A Conversation with Philippe from Simont Braun 19:48

11 weeks ago19:48