The Connector Podcast - European Digital Finance Association (EDFA) -Transforming the Fintech Landscape: Joachim's Visionary Journey from Mobile Payments to Global B2B Solutions

The Connector.

Step into the fascinating fintech universe with Joachim Krüger, a visionary entrepreneur whose journey from existential musings in academia to trailblazing innovations in digital payments is nothing short of captivating. Inspired by the groundbreaking launch of the iPad by Steve Jobs, Joachim's pioneering concept of transforming tablets into mobile cash registers catalyzed his venture into the payments industry. Despite the hurdles of hardware integration, this visionary pursuit birthed the mobile payment solution mCash, now known as Vips. His adventures don't stop there; Joachim's tale of building an "Uber for trucks" unveils the multifaceted challenges of financing solutions for small and medium-sized enterprises, painting a vivid picture of fintech's intricate landscape.
As we delve deeper into the transformative power of fintech, our conversation shifts focus to reimagining traditional banking products for the modern B2B landscape. Explore the parallels with the "buy now, pay later" movement in consumer finance and the critical role of banking partnerships in facilitating seamless cross-border transactions. We uncover small businesses' nuanced challenges, particularly in managing currency exchanges and the essential role of global partnerships with institutions like Santander and Allianz. These collaborations are instrumental in providing robust solutions catering to local and international markets, spanning Norway, the UK, Sweden, and the US.
Finally, navigate the strategic expansion of fintech solutions across continents, from tech-forward collaborations in Norway to overcoming the legacy systems of the UK. Witness the adaptation strategies for the US market, where cultural payment preferences and time zone logistics demand innovation and flexibility. Discover how open banking, CBDCs, and AI are reshaping the B2B payment landscape, enhancing transaction efficiency while addressing the risks of fraud and identity verification. The episode culminates with a focus on the importance of intuitive digital solutions that align with internal company policies, hinting at a future where payment systems are as seamless as they are sophisticated.

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Cheers
Koen Vanderhoydonk
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#FinTech #RegTech #Scaleup #WealthTech

Chapters

1. The Connector Podcast - European Digital Finance Association (EDFA) -Transforming the Fintech Landscape: Joachim's Visionary Journey from Mobile Payments to Global B2B Solutions (00:00:00)

2. Inventing Fintech Solutions (00:00:01)

3. Facilitating B2B Cross-Border Payments (00:12:56)

4. Digital Transformation in B2B Payments (00:18:58)

5. Fintech Risk & Global Expansion Strategies (00:31:15)