You Can’t Win with Money if You Keep Borrowing It

The Ramsey Show

📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app.

George Kamel & Jade Warshaw answer your questions and discuss:

• "How do I get out of $520K in mortgages that my deceased father took out in my name?"
• "My wife told me she wants a divorce. Should we stop paying off debt?"
• "How specific should a budget be?"
• "Should I pay off my HELOC in Baby Step 1 or 6?"
• "I can't get life insurance due to a heart transplant so should I invest more instead?"
• "I've been stuck on Baby Step 1 for three years. How do I stabilize my finances?"
• "My husband and I disagree on how to pay for our beach house. What should we do?"

Next Steps:

✅ ⁠⁠Help us make the show better by taking this short survey!⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠send us an email.⁠⁠

🎟️ ⁠⁠⁠⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠⁠ 🏠 ⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠

💰⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠

💵⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠

Connect with our Sponsors:

• 🛒 Stop paying more and start shopping smarter at ⁠⁠Aldi⁠⁠

• 🌱 Get 10% off your first month of⁠⁠ BetterHelp⁠⁠

• 📱Go to ⁠⁠Boost Mobile⁠⁠ to switch today!

• 🏥 Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠

• 🏡 Get started today with⁠⁠ Churchill Mortgage⁠⁠

• 🔒 Get 20% off when you join ⁠⁠DeleteMe⁠⁠

• 🏦 Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!

• 🥗 Save 15% on your first ⁠⁠Field of Greens⁠⁠ order with code RAMSEY

• ⛨ Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠

• 💸 To find out more about student loan refinancing, check out⁠⁠ Laurel Road⁠⁠

• 💻 Visit⁠⁠ NetSuite⁠⁠ today to learn more

• 🗂️ Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠

• 💵 Learn more about ⁠⁠Timothy Plan⁠⁠

• 🏛 Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY
• 🔐 Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠The Ramsey Show Highlights⁠⁠

🧠 ⁠⁠The Dr. John Delony Show⁠⁠

🍸 ⁠⁠Smart Money Happy Hour⁠⁠

💡 ⁠⁠The Rachel Cruze Show⁠⁠

💰 ⁠⁠George Kamel⁠⁠

🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠

📈 ⁠⁠EntreLeadership⁠⁠

⁠⁠Ramsey Solutions Privacy Policy⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices