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Inside our wallets: Our favorite credit cards and (simple) reward strategies

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Manage episode 481163489 series 3611343
Content provided by Emily Batdorf & Cassidy Horton, Emily Batdorf, and Cassidy Horton. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Emily Batdorf & Cassidy Horton, Emily Batdorf, and Cassidy Horton or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

The world of credit cards can be a little overwhelming. From understanding interest rates and fees to points-hacking and rewards , it can be hard to figure out which cards are actually worth having.

That's why today, we're literally opening our wallets to show you the credit cards we each carry around. But don't worry, we're not points-optimization wizards spending hours tracking categories or timing applications. We're just two regular gals who've figured out how to get some pretty sweet perks without making our money lives too complicated.

📌 Time Stamps:

[00:00:00] The cards in our wallets right now

[00:05:00] Emily's personal credit cards and annual fee philosophy

[00:09:00] Cassidy's credit card lineup and favorite card

[00:15:00] How we split spending between different cards

[00:21:00] Our business credit cards (spoiler: we have the same one!)

[00:27:00] Why keep business and personal spending separate

[00:29:00] How we actually use our points and rewards

[00:35:00] Our credit card philosophies and how they've evolved

[00:43:00] Credit score checks, regrets, and final thoughts


This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit thefinancegirlies.substack.com/subscribe
  continue reading

30 episodes

Artwork
iconShare
 
Manage episode 481163489 series 3611343
Content provided by Emily Batdorf & Cassidy Horton, Emily Batdorf, and Cassidy Horton. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Emily Batdorf & Cassidy Horton, Emily Batdorf, and Cassidy Horton or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

The world of credit cards can be a little overwhelming. From understanding interest rates and fees to points-hacking and rewards , it can be hard to figure out which cards are actually worth having.

That's why today, we're literally opening our wallets to show you the credit cards we each carry around. But don't worry, we're not points-optimization wizards spending hours tracking categories or timing applications. We're just two regular gals who've figured out how to get some pretty sweet perks without making our money lives too complicated.

📌 Time Stamps:

[00:00:00] The cards in our wallets right now

[00:05:00] Emily's personal credit cards and annual fee philosophy

[00:09:00] Cassidy's credit card lineup and favorite card

[00:15:00] How we split spending between different cards

[00:21:00] Our business credit cards (spoiler: we have the same one!)

[00:27:00] Why keep business and personal spending separate

[00:29:00] How we actually use our points and rewards

[00:35:00] Our credit card philosophies and how they've evolved

[00:43:00] Credit score checks, regrets, and final thoughts


This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit thefinancegirlies.substack.com/subscribe
  continue reading

30 episodes

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