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The Splurges That Make Us Feel Like Millionaires (Even When We’re Not)
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Most personal finance advice tells you to cut all unnecessary spending — but we reject that mindset.
Being smart with money doesn’t mean depriving yourself. It means spending intentionally — on things that bring you joy, make life easier, or align with your values.
In this episode, we’re breaking down:
💸 What makes a “good” splurge vs. reckless spending
🛋️ Cassidy’s monthly house cleaner & why she’s never going back
📚 Books, local art, & 14k gold jewelry — when quality is worth the price
🏔️ Why Emily’s most expensive clothes are… hiking gear??
✈️ The one splurge that pays off the most in our businesses
📌 Time Stamps:
[00:02:00] What makes a good splurge vs. reckless spending?
[00:07:00] Why Cassidy finally decided to pay for a house cleaner
[00:09:00] Emily’s CSA experience — was it worth it?
[00:14:00] Handmade & local: Why Cassidy will always splurge on art & unique home decor
[00:19:00] Emily’s biggest splurge: High-quality outdoor gear
[00:23:00] Living in a high-cost-of-living city: Is it worth it?
[00:27:00] Why we pay (a lot) for business retreats & conferences
[00:32:00] What we spent money on that wasn’t worth it
This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit thefinancegirlies.substack.com/subscribe
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