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Is Now the Right Time to Buy/Sell/Add SG Banks? Yield vs Valuation Explained [Chills 216 ft Dividend Titan]

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Manage episode 482814113 series 3628901
Content provided by The Financial Coconut. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by The Financial Coconut or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Are Singapore banks the golden ticket to bulletproof investing? Or is the ship sailing just as the storm clouds gather?


Join Reggie, your Chief Financial Coconut, and special guest Willie Keng—Founder of DividendTitan.com and a seasoned expert in dividend investing—as they crack open the vault on one of Singapore’s most debated topics: Should you invest in local banks?


What you can expect:

- The "3-6-3 Rule" that’s kept banks profitable for decades (hint: it’s not what you think).

- Critical metrics every investor MUST check before buying bank stocks (spoiler: deposits aren’t just for savings accounts).

- Why wealth management is quietly reshaping Singapore’s banking giants—and what it means for your portfolio.

- The red flags even seasoned investors miss when evaluating banks (think Lehman Brothers and Credit Suisse).

- Valuation secrets: Are Singapore banks overpriced? Willie reveals his surprising ranking of the "Big Three."

- Bonus: How Hong Kong and China’s financial turbulence could create hidden opportunities for savvy investors.


Willie breaks down complex banking strategies into bite-sized wisdom, while Reggie challenges him with hard-hitting questions. Whether you’re a dividend hunter or a growth seeker, this episode arms you with a framework to navigate banking stocks—without the jargon.


Banking on success? Tune in before the market closes the door.


---


Unlock global business potential with WorldFirst:


Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!


Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:

🔗 Explore the World Card

🔗 Claim Your USD100 Sign-up Bonus


---


03:43 - Can you explain how banks generate revenue?

06:38 - How do capital rules affect how much banks can lend and their risk?

19:11 - Besides loan interest, what other ways do banks make money today?

27:32 - How do you compare the three big banks for investment?

32:06 - How much does management quality matter when comparing these banks?

34:33 - What valuation range would you prefer for investing in local banks?

37:02 - Are there opportunities in the undervalued financial sector?


---


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


Hosted on Acast. See acast.com/privacy for more information.

  continue reading

670 episodes

Artwork
iconShare
 
Manage episode 482814113 series 3628901
Content provided by The Financial Coconut. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by The Financial Coconut or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Are Singapore banks the golden ticket to bulletproof investing? Or is the ship sailing just as the storm clouds gather?


Join Reggie, your Chief Financial Coconut, and special guest Willie Keng—Founder of DividendTitan.com and a seasoned expert in dividend investing—as they crack open the vault on one of Singapore’s most debated topics: Should you invest in local banks?


What you can expect:

- The "3-6-3 Rule" that’s kept banks profitable for decades (hint: it’s not what you think).

- Critical metrics every investor MUST check before buying bank stocks (spoiler: deposits aren’t just for savings accounts).

- Why wealth management is quietly reshaping Singapore’s banking giants—and what it means for your portfolio.

- The red flags even seasoned investors miss when evaluating banks (think Lehman Brothers and Credit Suisse).

- Valuation secrets: Are Singapore banks overpriced? Willie reveals his surprising ranking of the "Big Three."

- Bonus: How Hong Kong and China’s financial turbulence could create hidden opportunities for savvy investors.


Willie breaks down complex banking strategies into bite-sized wisdom, while Reggie challenges him with hard-hitting questions. Whether you’re a dividend hunter or a growth seeker, this episode arms you with a framework to navigate banking stocks—without the jargon.


Banking on success? Tune in before the market closes the door.


---


Unlock global business potential with WorldFirst:


Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!


Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:

🔗 Explore the World Card

🔗 Claim Your USD100 Sign-up Bonus


---


03:43 - Can you explain how banks generate revenue?

06:38 - How do capital rules affect how much banks can lend and their risk?

19:11 - Besides loan interest, what other ways do banks make money today?

27:32 - How do you compare the three big banks for investment?

32:06 - How much does management quality matter when comparing these banks?

34:33 - What valuation range would you prefer for investing in local banks?

37:02 - Are there opportunities in the undervalued financial sector?


---


Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.


Hosted on Acast. See acast.com/privacy for more information.

  continue reading

670 episodes

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