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96. Reality Check

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Manage episode 441658151 series 2501771
Content provided by Ruth and Ruth - Personal Finance Blogger. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Ruth and Ruth - Personal Finance Blogger or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

MONEY JOURNEYS - EPISODE 96

What's In This Episode?

Today's episode began with an email from a Kiwi couple in their mid-40s, who asked to be called Tokyo and Rio, inspired by the show Money Heist. Tokyo reached out just before Christmas 2023, sharing how a sinking fund she started nearly a year ago was making her happy amidst a tough financial year. It had been a challenging one—an overseas trip, big bills for their rental property, tax and ACC bills, and a lower-than-expected income. They were considering a $15,000 mortgage top-up to cover it all. But Tokyo wanted to know if there was a better way. Of course, there is another option. I hit reply to her email and proceeded to throw the cat amongst the pigeons.


THIS WEEKS SPONSOR: This weeks episode is brought to you by PocketSmith.


SUBSCRIBE to The Happy Saver Podcast
wherever you listen to podcasts and never miss an episode.
Apple Podcasts - Spotify - YouTube Music - Castbox

  continue reading

114 episodes

Artwork
iconShare
 
Manage episode 441658151 series 2501771
Content provided by Ruth and Ruth - Personal Finance Blogger. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Ruth and Ruth - Personal Finance Blogger or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

MONEY JOURNEYS - EPISODE 96

What's In This Episode?

Today's episode began with an email from a Kiwi couple in their mid-40s, who asked to be called Tokyo and Rio, inspired by the show Money Heist. Tokyo reached out just before Christmas 2023, sharing how a sinking fund she started nearly a year ago was making her happy amidst a tough financial year. It had been a challenging one—an overseas trip, big bills for their rental property, tax and ACC bills, and a lower-than-expected income. They were considering a $15,000 mortgage top-up to cover it all. But Tokyo wanted to know if there was a better way. Of course, there is another option. I hit reply to her email and proceeded to throw the cat amongst the pigeons.


THIS WEEKS SPONSOR: This weeks episode is brought to you by PocketSmith.


SUBSCRIBE to The Happy Saver Podcast
wherever you listen to podcasts and never miss an episode.
Apple Podcasts - Spotify - YouTube Music - Castbox

  continue reading

114 episodes

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