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Base Rate Reduction, HMO Lending & Why Your Rooms Might Take Longer to Fill – with Ellie Broadhurst

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Manage episode 483938157 series 3416806
Content provided by Andy Graham. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Andy Graham or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

In this episode, I’m delighted to welcome back our trusted specialist mortgage broker — Ellie Broadhurst.

If you've been tuning in for a while, you'll already know that Ellie’s insight into the lending market is second to none. She's right at the coalface, working with lenders and investors every day, and she has an incredible ability to cut through the noise and explain what’s really going on.

Since our last conversation, the base rate has been reduced — something we anticipated might be on the horizon. So in this episode, we unpack what that change actually means. We’re talking mortgage products, swap rates, investor sentiment, market dynamics, and that all-important question: should you fix or track your mortgage?

As always, Ellie brings practical advice, real-world context, and her signature no-nonsense style. Whether you're refinancing, planning your next purchase, or just trying to stay ahead in a shifting market, this episode is packed with value.

Topics covered in this episode:

  • 02:54 Base Rate Reduction and Market Reactions
  • 06:02 Fixing vs. Tracking Mortgages
  • 08:52 Current Market Dynamics and Business Volumes
  • 12:02 Rental Market Trends and Tenant Behavior
  • 14:48 Future Predictions and Economic Outlook

Contact Ellie here, if you’re interested in discussing your HMO mortgage and finance needs.

-

Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

  continue reading

310 episodes

Artwork
iconShare
 
Manage episode 483938157 series 3416806
Content provided by Andy Graham. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Andy Graham or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

In this episode, I’m delighted to welcome back our trusted specialist mortgage broker — Ellie Broadhurst.

If you've been tuning in for a while, you'll already know that Ellie’s insight into the lending market is second to none. She's right at the coalface, working with lenders and investors every day, and she has an incredible ability to cut through the noise and explain what’s really going on.

Since our last conversation, the base rate has been reduced — something we anticipated might be on the horizon. So in this episode, we unpack what that change actually means. We’re talking mortgage products, swap rates, investor sentiment, market dynamics, and that all-important question: should you fix or track your mortgage?

As always, Ellie brings practical advice, real-world context, and her signature no-nonsense style. Whether you're refinancing, planning your next purchase, or just trying to stay ahead in a shifting market, this episode is packed with value.

Topics covered in this episode:

  • 02:54 Base Rate Reduction and Market Reactions
  • 06:02 Fixing vs. Tracking Mortgages
  • 08:52 Current Market Dynamics and Business Volumes
  • 12:02 Rental Market Trends and Tenant Behavior
  • 14:48 Future Predictions and Economic Outlook

Contact Ellie here, if you’re interested in discussing your HMO mortgage and finance needs.

-

Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

  continue reading

310 episodes

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