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🎙️ The Real Deal Pod | EP 54 — Canada’s NEW Housing Plan EXPLAINED | Fixed vs. Variable Rates 2025
Manage episode 481018949 series 3572008
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🧠 What’s Inside:
The 2025 Canadian election changed everything—new leadership, new housing promises, and major mortgage decisions for buyers and owners alike.
In this episode, Allister & Geoff unpack:
Canada’s new federal leadership
The real impact of the Build Canada Homes plan
How public land leasing could unlock supply
Whether fixed or variable mortgage rates are smarter in 2025
And why personal risk tolerance matters more than the latest headlines
Whether you’re a homeowner, investor, first-time buyer, or a real estate agent, this episode gives you clarity in the chaos.
🔍 Timestamps:
00:00 – Canada’s 2025 Election & What Changed
02:03 – Mark Carney: Who He Is & Why It Matters
06:45 – Build Canada Homes: Is 3.9M Units Realistic?
11:30 – Leasing Federal Land: A Game-Changer?
15:58 – Will the MURB Program Come Back?
20:12 – Mortgage Breakdown: Fixed vs. Variable
26:47 – When Variable Makes Sense
33:00 – Why Fixed Still Wins for Some Canadians
38:00 – Understanding the 50-Basis-Point Rule
44:15 – Risk Tolerance in 2025: What to Know
49:40 – Mortgage Strategy for Homebuyers & Realtors
55:00 – Final Word: Advice from the Pros
🧭 Top Takeaways:
🇨🇦 A new federal government is here—policy shifts are coming.
🏗️ Canada’s plan for 3.9M new homes relies heavily on unlocking land.
🔁 Variable rates aren’t dead—they’re just misunderstood.
🧠 The best mortgage depends on your goals, income, and risk level.
🤝 Working with a real expert gives you the edge—now more than ever.
🎯 Who This Is For:
Homebuyers confused by today’s rates
Sellers trying to time the market
Real estate agents advising nervous clients
Investors watching for opportunity
Anyone looking to love where they live
👥 Hosted By:
Allister Carrington | Fraser Valley REALTOR®
📞 778.990.8703 | ✉️ [email protected]
Geoff Lee | Mortgage Broker, GLM Mortgage Group
📞 604.259.1486 | ✉️ [email protected]
📺 Watch More or Subscribe Here:
👉 Weekly episodes with zero fluff. Just real advice, real trends, and real talk.
✅ Click to Subscribe for updates every Wednesday!
🎧 Also on Spotify & Apple Podcasts
💬 Comment Below:
Do YOU trust the new housing plan? And are you choosing a fixed or variable mortgage this year?
#CanadaHousing #MortgageTips #TheRealDealPod #MarkCarney #BuildCanadaHomes #FixedVsVariable #CanadianRealEstate #FraserValleyRealtor #BCMortgageBroker #RealEstatePodcast
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