5-20-25 Are Markets Too Complacent?

The Real Investment Show Podcast

Are investors dangerously ignoring risk? Despite signs of slowing economic growth, elevated valuations, and geopolitical uncertainty, markets continue to trend higher with remarkably low volatility. Lance Roberts & Jonathan Penn address whether or not markets too complacent, remembering wedding anniversaries, and whether the ratings agencies are to be believed: Why even rate Treasuries at all? A look at bad headlines (If it bleeds, it leads), and whether now is a terrible time to retire; the reality that markets don't really care about anything but forward earnings guidance. We’ll explore why investor sentiment appears disconnected from fundamentals, what past periods of complacency have taught us, and how to identify the early warning signs of risk being mispriced. If you're concerned about market bubbles, overconfidence, or “this time is different” thinking, this episode offers important context — and caution. SEG-1: Moody Downgrade, CBO Projections, & Buy the Dip SEG-2a: Happy Anniversary - Tomorrow SEG-2b: Why Have Ratings on Treasuries? SEG-3a: Retirement Income Empowerment tease (registration link below) SEG-3b: Bad Headlines, Retirement Timing, & AC/DC-Squirrel! SEG-4: All Markets Care About is Forward Earnings Guidance Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=N8MpeSQZeRs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1309s ------- Articles mention in this show: "USA Versus JNJ" https://realinvestmentadvice.com/resources/blog/usa-versus-jnj/ "Moody’s Debt Downgrade – Does It Matter?" https://realinvestmentadvice.com/resources/blog/moodys-debt-downgrade-does-it-matter/ ------- The latest installment of our new feature, Before the Bell, "Patience, Grasshopper," is here: https://www.youtube.com/watch?v=HEQXlux8Yfg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Moody’s Debt Downgrade – Does It Matter?" https://www.youtube.com/watch?v=UP8yVn_65v0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Register for our next in-person event, "Retirement Income Empowerment Workshop," June 14, 2025: https://tracking.realinvestmentadvice.com/l/1052953/2025-05-08/ysxr ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestorPatience #MarketRally #MarketPullback #BuyTheDip #RaiseCash #MarketConsolidation #20DMA #50DMA #100DMA #200DMA #MoodysDowngrade #CreditRating #DebtCrisis #BondMarket #USCreditRisk #MarketComplacency #InvestorSentiment #MarketRisk #StockMarketTrends #BubbleWarning #RetirementPlanning #RetireSmart #InflationAndRetirement #FinancialFreedom #MarketTiming #InvestingAdvice #Money #Investing