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Rebalancing, Roth, & Rising Care Costs (4/19/2025)
Manage episode 478285569 series 3083349
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In this solo-hosted episode, Jeremiah Bates explores the week’s financial news and practical planning strategies—anchored by real-world client conversations. While Wall Street processed more volatility, led by Nvidia’s $5.5B hit and Apple’s China-related struggles, Jeremiah explains how index weighting magnifies the market impact of tech giants and why understanding portfolio construction matters more than ever.
But markets are only part of the story. Long-term care costs are skyrocketing—like a $12,000/month surprise bill for a client’s mother—and how families can prepare. He discusses tools like Miller Trusts, Medicaid planning rules, and how some families might self-fund care without sacrificing their financial stability.
Plus, tax-efficient strategies like Roth conversions and Qualified Charitable Distributions (QCDs) for retirees facing RMDs they don’t need. It's important to understand your tax brackets, filing status, and charitable intent when making these decisions.
Listen, Watch, Subscribe, Ask!
https://www.therealmoneypros.com
Host:
Jeremiah Bates
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SPONSORS:
Guild Mortgage:
Ataraxis PEO
Tree City Advisors of Apollon:
https://www.treecityadvisors.com
Apollon Wealth Management:
https://apollonwealthmanagement.com/
Formations:
https://get.formationscorp.com/real-money-pros
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100 episodes
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