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Smart Home-Buying Strategies in a High-Rate Market (2/1/2025)

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Manage episode 464759978 series 3083349
Content provided by Alec Kelso and The Real Money Pros. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Alec Kelso and The Real Money Pros or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

This week, mortgage rates are top of mind as we discuss where they’re headed in 2025 and how the bond market is influencing lending rates. Guild Mortgage’s Dave Perry joins the show to break down home-buying strategies in today’s high-rate environment.

Next, we explore how interest rate trends could impact your investments and borrowing power. The Federal Reserve’s latest stance suggests a “wait and see” approach—so what does that mean for markets and your portfolio?

Finally, the recent elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) could mean thousands more in benefits for certain retirees. We discuss what this means, who qualifies, and why you need to prepare for potential tax implications.

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Jeremiah Bates & Alex Lundgren

Guest:

Dave Perry, Guild Mortgage

—————————————————————

SPONSORS:

Guild Mortgage:

https://guildmortgage.com

Ataraxis PEO

https://ataraxispeo.com

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Formations:

https://get.formationscorp.com/real-money-pros

—————————————————————

  continue reading

101 episodes

Artwork
iconShare
 
Manage episode 464759978 series 3083349
Content provided by Alec Kelso and The Real Money Pros. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Alec Kelso and The Real Money Pros or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

This week, mortgage rates are top of mind as we discuss where they’re headed in 2025 and how the bond market is influencing lending rates. Guild Mortgage’s Dave Perry joins the show to break down home-buying strategies in today’s high-rate environment.

Next, we explore how interest rate trends could impact your investments and borrowing power. The Federal Reserve’s latest stance suggests a “wait and see” approach—so what does that mean for markets and your portfolio?

Finally, the recent elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) could mean thousands more in benefits for certain retirees. We discuss what this means, who qualifies, and why you need to prepare for potential tax implications.

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Jeremiah Bates & Alex Lundgren

Guest:

Dave Perry, Guild Mortgage

—————————————————————

SPONSORS:

Guild Mortgage:

https://guildmortgage.com

Ataraxis PEO

https://ataraxispeo.com

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Formations:

https://get.formationscorp.com/real-money-pros

—————————————————————

  continue reading

101 episodes

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