Capital Gains Taxes And Why Are They So Important To Your Retirement Plan

The Retirement Planners of America Podcast

In this episode of the Retirement Planners of America Podcast, Ken Moraif breaks down the often-misunderstood world of capital gains taxes—what they are, how they differ from ordinary income taxes, and why they play a critical role in a smart retirement strategy. Joined by co-host Jeremy, Ken explains how proper tax planning can help your money last longer by minimizing the taxes you pay on investment income. Learn the difference between IRA, non-IRA, and Roth IRA accounts—and how the order in which you draw from them can significantly impact your financial future.
RPOA Advisors, Inc. (d/b/a Retirement Planners of America ) (“Retirement Planners of America”, “RPOA”) is an SEC registered investment adviser with a primary business location in Plano, Texas. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that Retirement Planners of America has attained a certain level of skill, training, or ability. The “Invest and Protect Strategy” (the “Strategy”) refers to a strategy that Retirement Planners of America fundamentally employs for its clients. Retirement Planners of America previously employed a similar strategy that it referred to as the “buy, hold, and sell” strategy or “buy hold, and protect” strategy.
These videos are presented for informational and educational purposes only and should not be construed as personalized investment, financial, or tax advice. Opinions expressed herein are solely those of Retirement Planners of America as of the date of publication and are subject to change without notice.
Investing involves risks, including possible loss of principal. Past performance discussed in these videos is no guarantee of future results. Indicators such as the yield curve, building permits, investor sentiment, and credit conditions discussed herein are used for illustrative purposes only and are not reliable predictors of market performance or economic conditions.
Viewers should consult their own financial, tax, or investment professionals before making investment decisions. Any reference to specific market events or historical examples is for context only and does not imply an assurance of future results or performance.
For more detailed information about Retirement Planners of America's services, investment strategies, and risks, please review our Form ADV Part 2A, available upon request or at adviserinfo.sec.gov.