Retirement Spending Secrets: A Smarter Strategy Than the 4% Rule

The Retirement Show: Your Life, Your Money with Scott Sierens

How much can you really spend in retirement without running out of money? In this debut episode of The Max Retirement Show, Scott breaks down the biggest retirement spending mistakes, why the 4% rule might not work for you, and how to create a dynamic spending plan that adapts to market conditions, taxes, and life changes.

Plus, Scott answers a listener question about annuities vs. brokerage accounts for legacy planning and shares his Retirement Chart of the Week, helping you navigate market volatility.

Here’s what we discuss in this episode:

0:00 – Big updates and intro

2:25 – The 4% rule

4:11 – 3 Key Factors

8:28 – A smarter withdrawal strategy

10:55 – Chart of the week

13:22 – Listener question

Want to get in touch?

Company website: https://sierensfinancialgroup.com/

Podcast website and resources: https://maxretirementshow.com/

Phone: [phone]

Contact our team: [email protected]

Schedule your no-cost introductory call: https://sierensfinancialgroup.com/schedule-a-meeting/

Join us for our next financial workshop: https://sierensfinancialgroup.com/

Check out our free guides:

Unlocking Hidden Tax Savings Guide: https://maxretirementshow.com/taxes/

Social Security Benefits Guide: https://maxretirementshow.com/socialsecurity/

Will Your Money Last As Long As You Do Guide: https://sierensfinancialgroup.com/

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