Luke on 2CC – Misconceptions around super contributions – don’t miss out on opportunities to bolster your balance!
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Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 18 April 2025. The topic for this week is: Misconceptions around super contributions and how to bolster your balance. In this episode our own Financial Planner Luke Smith takes look at the complex world of super contributions. All working Australians would agree super is an important retirement savings vehicle but the complexity of the system sometimes mean people don’t make the most of their opportunities across their working lives. Rod Henshaw joins Luke this week as Leon enjoys an early Easter break.
Thank you for joining us live on 2CC, YouTube or your favourite podcast streaming service with ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
- Luke has been hearing a lot of misconceptions around super contributions recently and many are missing out on opportunities to improve their retirement outcomes.
- Did you know you can make a contribution to super, even if you’re not working?
- Is there an age limit on making a contribution to superannuation?
- How much money can you put into super?
- Can you stop a pension from super once you’ve started it?
- Can you start a second pension? Why would you run two funds – to avoid tax on your estate!
- If you’re self employed and sell a business how can I get money into super?
- What is the transfer balance cap?
- Can I still make a downsizer contribution if I have reached my transfer balance cap?
- Can I use a catch up contribution to super?
- What are the things you should not assume when adding money into super?
- Luke shares his top issues to consider when you’re considering making contributions to your super.
Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’
Do you need help with superannuation strategy or retirement planning?

Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now.
11 episodes