91: APR, APY, WTF? The Jargon That’s Keeping You Broke

The Sugar Daddy Podcast

Financial jargon isn’t just annoying—it’s expensive. Banks bank on the fact that most people don’t really know what terms like APR, APY, and amortization actually mean. That confusion? It could be costing you thousands.

This episode breaks down the alphabet soup of money terms that keep smart, successful people stuck.

No jargon. No fluff. Just the knowledge banks hope you never Google.

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Notes from the show:

Credit Card Payoff Calculator

Chapters

1. Financial Jargon Demystified (00:00:00)

2. Understanding APR vs APY (00:08:55)

3. The Truth About High-Yield Savings (00:15:22)

4. Principal, Interest & Amortization Explained (00:19:36)

5. Fixed vs Variable Rates (00:25:55)

6. Key Takeaways & Action Steps (00:29:30)