VA Loans 101: What Every Veteran Needs to Know Before Buying a Home in Wisconsin
Manage episode 475941479 series 3646461
Are you a veteran thinking about buying a home? This episode is your tactical briefing on the VA Home Loan benefit — straight from the experts. John Reuter, The Veteran Realtor, sits down with VA loan specialist Mike to break down everything you really need to know.
We cover the top benefits of a VA loan (like 100% financing and no PMI), how VA loans compare to conventional mortgages, what sellers and agents get wrong about VA offers, and how to avoid costly mistakes during the pre-approval and appraisal process.
You'll also learn:
- ✅ Who qualifies and how to check your eligibility
- 💵 How to avoid the VA funding fee (and save thousands!)
- 🛠️ What “safe, sound, and sanitary” really means
- 🏡 Whether you can use your VA loan for a second home or investment property
- 🔍 How to find a qualified VA lender in your area
- 💥 Why assumable VA loans could be a game changer in today’s high-rate market
John and Mike don't hold back — they're giving you straight answers and pro tips so you can make your next move with confidence. Whether you're active duty, a veteran, or helping someone who is, this episode is a must-listen.
🎖️ Ready to put your VA benefit to work? Tune in now and arm yourself with the knowledge to win in today’s market.
Mike Schroeder from Guaranteed Rate can be reached at 608-443-6918 or [email protected]
Please like and subscribe to hear more benefits, resources, and all things Veteran related.
📍 Hosted by John Reuter – Air Force Veteran & Madison’s Trusted Realtor
🔗 Follow & Subscribe:
🌎 Website: theveteranrealtor.com
📘 Facebook: The Veteran Realtor Podcast
📸 Instagram: The Veteran Realtor
🎥 YouTube: The Veteran Realtor
🎖️John Reuter
📩 For inquiries or guest requests:
📧 Email: [email protected]
📞 Call/Text: 608-669-4226
Chapters
1. VA Loans 101: What Every Veteran Needs to Know Before Buying a Home in Wisconsin (00:00:00)
2. VA Loan Basics (00:00:44)
3. The Difference Between a VA Loan and a Conventional Mortgage (00:02:16)
4. The 3 Main Benefits of a VA Loan (00:04:12)
5. Tidewater (00:05:22)
6. Who is Eligible for a VA Loan (00:07:03)
7. How Can I get my COE? (00:09:55)
8. VA Loan Assumption (00:12:04)
9. Non-Veterans Assuming a VA Loan (00:14:17)
10. How much entitlement does a Veteran have? (00:15:49)
11. VA Funding Fee - Service Connected Disability (00:19:36)
12. VA Minimum Property Requirements (00:21:10)
13. VA Water Test (00:22:00)
14. Can a VA Loan be used to Purchase a 2nd Home? (00:25:03)
15. VA Loan for Investments (00:25:59)
16. VA Loans on Manufactured Properties (00:28:32)
17. Do VA Loans Mean You're Less Qualified? (00:34:00)
18. Documents Need for Pre-Approval (00:37:00)
19. VA Appraisals (00:40:12)
3 episodes