How to Budget with a Fluctuating Income

The Wallet

Feeling overwhelmed by budgeting when your income isn’t consistent? In today’s episode of Finances for Freelancers, we’re looking at how to take control of your money—even when your earnings fluctuate.

Our guest is Emilie Nutley, a money coach and financial strategist (and qualified Financial Advisor!) who helps creatives and solopreneurs build sustainable money systems. She’s here to walk us through:

✅ How to budget when your income varies

✅ Planning for big, irregular expenses like tax bills

✅ Simple financial systems to stay organised and confident

✅ Mindset shifts to help you feel less anxious and more empowered about money

For more resources, including links to Emilie’s website and social media, check out the episode page.

If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer!

If you liked this episode, discover the full series and read the main takeaways.

Connect with Emilie:

• Sign up to The Edit newsletter
• Follow Vestpod on Instagram
• Enroll in our upcoming bootcamps
• Get Emilie’s book: You’re Not Broke, You’re Pre-Rich

#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk.

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