Candid Conversations on Financial Wellbeing with Luke Mather

Tranquil Topics

Luke Mather is a Chartered Independent Financial Planner at Suttons IFA, a newly chartered firm based in Sale. With a diverse client base, Luke specialises in supporting business owners - helping them stay on top of their financial plans so they can stay focused on growing their businesses.

Money troubles keeping you up at night? You're not alone. That's why this conversation with Luke Mather cuts through the noise to explore the deep connection between financial stress and mental wellbeing.

"We don't get taught anything like that at school," Luke explains, highlighting why so many of us struggle with financial literacy. From creating emergency funds to navigating investments, from understanding credit scores to planning retirement, this episode delivers practical wisdom for every stage of your financial journey.
The discussion tackles uncomfortable truths about our relationship with money. Luke reveals how social media fuels dangerous spending habits, why checking investment values too frequently creates unnecessary anxiety, and how small subscription costs silently drain our accounts. But more importantly, he offers simple, actionable strategies to regain control.
What makes this conversation particularly valuable is Luke's compassionate approach. Rather than judging financial mistakes, he acknowledges they're normal and provides clear steps forward. His six-point action plan gives listeners immediate tools to transform their financial wellness – treating savings like non-negotiable bills, creating annual budgets that include irregular expenses, and opening honest money conversations with loved ones.
Whether you're drowning in debt, confused about investing options, or simply seeking better financial peace of mind, Luke's insights provide a roadmap to both financial stability and improved mental health. Because as he emphasises throughout our conversation, it's never too late to change your money story.

To connect with Luke, please use the links below:

LinkedIn: Luke Mather

Email: [email protected]

https://www.suttonsifa.co.uk/

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Chapters

1. Introduction to Financial Wellbeing (00:00:00)

2. Developing a Healthy Money Relationship (00:05:56)

3. Assessing Your Financial Health (00:11:00)

4. Effective Budgeting and Saving Strategies (00:17:33)

5. Smart Investing for Beginners (00:21:55)

6. Managing Debt and Credit Health (00:33:41)

7. Insurance and Protection Planning (00:40:03)

8. Retirement Planning Essentials (00:51:21)

9. Six Key Financial Takeaways (00:56:53)