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Fed Rate Cuts and Mortgage Rates: Why They’re Not Linked Like You Think

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Manage episode 441739235 series 2503323
Content provided by Jay Helms. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Jay Helms or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Think the Fed’s rate cut means your mortgage rate will drop? Not so fast. While many real estate "gurus" celebrated last week’s rate cut announcement, the reality is different. Most lenders had already anticipated the cut, meaning there’s little change in mortgage rates now. In this episode, I’ll break down how the Federal Reserve's decisions truly affect mortgage rates, why banks don’t just follow the Fed's lead, and what you should be paying attention to instead. Plus, I’ll share a personal story about how lenders prepare for rate changes well before announcements hit the headlines.

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231 episodes

Artwork
iconShare
 
Manage episode 441739235 series 2503323
Content provided by Jay Helms. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Jay Helms or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

Think the Fed’s rate cut means your mortgage rate will drop? Not so fast. While many real estate "gurus" celebrated last week’s rate cut announcement, the reality is different. Most lenders had already anticipated the cut, meaning there’s little change in mortgage rates now. In this episode, I’ll break down how the Federal Reserve's decisions truly affect mortgage rates, why banks don’t just follow the Fed's lead, and what you should be paying attention to instead. Plus, I’ll share a personal story about how lenders prepare for rate changes well before announcements hit the headlines.

Links Mentioned in this Episode:

Connect with Jay:

  continue reading

231 episodes

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