It didn’t all change in March 2020. Not really. The UK high street has been in the throes of a gradual revolution for decades. From the rise of ecommerce, to the birth of mobile, social commerce, and a growing emphasis on experience, change has been underway for a while. In fact for many, the pandemic has acted as a wake-up call. Digital transformation was no longer a ‘nice to have’ but a matter of survival. Necessity sparked innovation and customers are enjoying more flexibility and conveni ...
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LikedTraditional banks often lack personalized service, and local businesses struggle to find true partnership in financial institutions. Meanwhile, higher education faces scrutiny over relevance and ROI in a world where information is nearly free. Harry Allen helped launch Studio Bank to blend technology with high-touch service, fueled by community investment. At Belmont, he's applying the same entrepreneurial mindset to modernize university operations and embed practical learning experiences, like a one-of-a-kind partnership with Dolly Parton, into academia. In this episode, Harry L. Allen, co-founder of Studio Bank and now CFO at Belmont University, unpacks the bold vision behind launching a community-first bank in a city dominated by financial giants. He shares the leadership lessons that shaped his journey, how to lead through crisis, and why mentorship is the key to filling today's leadership vacuum. Key Takeaways Leveraging both financial and social capital creates a unique, community-first banking model. High-tech doesn't mean low-touch, Studio Bank fused innovation with personal relationships. Leadership means showing up, especially during crisis. Universities must shift from being information hubs to delivering real-world experience. Succession and mentorship are vital to cultivating the next generation of leaders. Chapters 00:00 Introduction to Harry L. Allen 01:49 The Birth of Studio Bank 04:29 Leveraging Technology in Community Banking 07:25 The Courage to Start a New Venture 10:37 Leadership Challenges in High Growth 13:02 Leading Through Crisis: The COVID Experience 17:55 Transitioning from Banking to Education 21:16 The Role of Leadership in Higher Education 25:16 Adapting to Challenges in Higher Education 30:04 The Leadership Vacuum in Society 33:17 Advice for Emerging Leaders 35:21 The American Dream and Community Impact No Limit Leadership is the go-to podcast for growth-minded executives, middle managers, and team leaders who want more than surface-level leadership advice. Hosted by executive coach and former Special Forces commander Sean Patton, this show dives deep into modern leadership, self-leadership, and the real-world strategies that build high-performing teams. Whether you're focused on leadership development, building a coaching culture, improving leadership communication, or strengthening team accountability, each episode equips you with actionable insights to unlock leadership potential across your organization. From designing onboarding systems that retain talent to asking better questions that drive clarity and impact, No Limit Leadership helps you lead yourself first so you can lead others better. If you're ready to create a culture of ownership, resilience, and results, this leadership podcast is for you.…
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It’s hard to plan a trip when you’re not sure how to get there. So, it helps to ask for directions. For Your Next Move, founders who’ve successfully charted a course to long-term financial success and big valuations share the paths they took—and also how they were able to right-size their roadmap as their companies grew. In this episode, host Aisha Bowe interviews Suneera Madhani, Founder and CEO of Worth AI.
172 episodes
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It’s hard to plan a trip when you’re not sure how to get there. So, it helps to ask for directions. For Your Next Move, founders who’ve successfully charted a course to long-term financial success and big valuations share the paths they took—and also how they were able to right-size their roadmap as their companies grew. In this episode, host Aisha Bowe interviews Suneera Madhani, Founder and CEO of Worth AI.
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What I Know
1 Glenfiddich presents the inaugural Legacy Award to Smarsh - FROM INC. STUDIO AND GLENFIDDICH 10:34
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Play Later Play Later Lists Like LikedThis is a special segment in collaboration with our partner at Glenfiddich Single Malt Scotch Whisky. Inc. Editor-in-Chief Mike Hoffman spoke with Smarsh Founder Stephen Marsh about his remarkable journey, the legacy he has built, and the honor of being the first recipient of the inaugural Legacy Award presented by Glenfiddich at this year's Inc. 5000 gala.…
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Aisha Bowe talks with Rahul Vohra, founder of Superhuman. Designed to integrate seamlessly with Gmail and Outlook, Superhuman uses features like AI, summarization, and split inbox to create the fastest email experience ever made. Nothing is more valuable to founders than time. This episode offers wisdom from experienced founders about navigating the marathon of entrepreneurship, with insights on how they keep themselves and their teams productive on a day-to-day basis without burning out.…
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1 How to Build Brand Awareness Without Social Media 46:02
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Play Later Play Later Lists Like LikedFor many small businesses, social media is the only way to reach customers. But are echo-chamber algorithms stopping you from reaching the right customers? Beatrice Dixon talks with Rachel Roff, Founder of Urban Skin RX, about creating inclusive marketing campaigns, and come away with proven strategies for freeing your brand’s dependence on social media.…
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1 Managing Cash Flow to Drive Startup Success 49:53
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Play Later Play Later Lists Like LikedOn today’s episode host Aisha Bowe talks with the two founders of Farther: Brad Genser and Taylor Matthews. Farther is a technology-centric wealth management firm -- combining expert knowledge with cutting edge tech to create a more holistic approach to money management for their clients. In all stages of its growth, your company’s success or failure will be determined by how you manage its cash flow. This episode offers hard-earned advice from founders about how to make sure well-managed cash flow lets your company scale to its next level.…
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Today’s episode comes from the Your Next Move vault and is a conversation between Bea Dixon and Jenny Fleiss. Jenny is a powerhouse entrepreneur who co-founded Rent the Runway to solve the problem of how to attend multiple weddings per season without either a limitless budget or reusing the same attire endlessly. In their conversation, they discuss how this idea became a super successful reality, and how Jenny learned to trust her people… and herself as a leader…
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1 Becoming the Best Leader for Your Growing Company 44:04
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Play Later Play Later Lists Like LikedAisha Bowe talks with Shan-Lyn Ma, co-founder and co-CEO of Zola . One of the biggest challenges of being the founder of a high-growth company is adjusting to the changing demands of leading that enterprise. This episodes offers advice on how to navigate growing and managing teams through all of the stages of a company and how those needs change as a company progresses. It also features hard-earned wisdom about these journeys.…
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Patrick Dossett, co-founder and CEO of Madefor, talks with Bea Dixon about how his time in the Navy SEALs prepared him for founding his own startup and his tips for success. Discover ways to think differently about how you lead and grow your business.
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It’s hard to plan a trip when you’re not sure how to get there. So, it helps to ask for directions. For Your Next Move, founders who’ve successfully charted a course to long-term financial success and big valuations share the paths they took—and also how they were able to right-size their roadmap as their companies grew. In this episode, host Aisha Bowe interviews Suneera Madhani, Founder and CEO of Worth AI.…
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Today’s episode comes from the Your Next Move vault and is a conversation between Bea Dixon and Tim Brown. Tim is the co-founder and co-CEO of AllBirds -- a mission-driven clothing brand focusing on innovating around sustainable materials. In their conversation, they cover Tim’s evolution from professional soccer player to entrepreneur and how to build a strong team.…
Hiring and retaining the right team to help your company grow is essential at all stages of a well-run business. This episode offers detailed advice on how to build and retain a highly effective leadership team, from what roles to prioritize hiring for to how to find the best talent to meet your company’s needs. It also features hard-earned wisdom from a founder, Seth Goldman, who has worked at all life cycles of a company from launch fresh from business school to exit to rebuilding again. Seth Goldman is Co-Founder of Eat the Change®, a planet-friendly snack and drink company that recently launched Just Ice Tea, a line of organic bottled tea to go along with the company’s Cosmic carrot snacks. Seth and his co-Founder, Celebrity Chef Spike Mendelsohn are also co-founders of PLNT Burger, a plant-based quick-serve restaurant that offers delicious burgers, fries, and soft-serve. Seth is also the Co-founder of Honest Tea and Chair of the board of Beyond Meat. In 2023 he took on a new role as Chair of the Mission Guardians for Tony’s Chocolonely, an international chocolate company committed to creating an exploitation-free supply chain. He has been widely recognized for his entrepreneurial success and impact, including the Washington DC Business Hall of Fame, Partnership for Healthier America’s CEO of the Year, and EARTHDAY.ORG’s Climate Visionary of the year. He is a graduate of Harvard College (1987) and the Yale School of Management (1995). Seth and his Honest Tea co-founder, Barry Nalebuff are the authors of The New York Times bestselling comic book, Mission in a Bottle.…
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1 Leveraging Your Business’ Profit, Purpose, and Power to Thrive 51:15
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Play Later Play Later Lists Like LikedToday’s episode comes from the Your Next Move vault and is a conversation between Lindsay Blakely and Gail Becker. Gail is the CEO and Founder of CAULIPOWER -- a food company that started with frozen pizzas with cauliflower crust. This company, that started in Gail’s kitchen, quickly grew into a full line of vegetable-based frozen foods that can be found in Whole Foods, Walmart, and Target.…
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Building the right narrative about your brand can be the difference between success and failure for your business—no matter how strong a product you are offering. This episode offers detailed advice about building a successful brand narrative. It also features wisdom from the founder of Farmer’s Fridge, whose work as a traveling salesman motivated him to create a company to solve the problem of finding healthy food options while on the road.…
In the past couple of years, TikTok has provided a platform for budding entrepreneurs to connect with their consumers. But how effective is this method, and can it lead to a new level for success for founders? In a panel discussion for Inc.’s Founders House at SXSW, Diana Ransom posed this question to FYSH Foods founder Zoya Biglary, Hot Take co-founder Gabrielle Brulotte, and Bloom Nutrition founder and president Mari Llewellyn. They discuss the importance of putting a face on your brand, being personable for your audience, and how TikTok is an effective marketing tool-provided your approach is on target.…
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1 How The Lip Bar Founder Melissa Butler Turned Rejection Into Success 1:07:06
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Play Later Play Later Lists Like LikedToday’s episode comes from the Your Next Move vault and is a conversation between host Bea Dixon and guest Melissa Butler. Melissa is the CEO and Founder of The Lip Bar -- a vegan lipstick company catering directly to women of color. In their conversation, they cover Melissa’s transition from the corporate ladder to becoming a lipstick chemist. Plus, her experiences with retail chains and direct to consumer marketing, and what it means to be focused on African American women while remaining inclusive to all.…
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Karen Robinovitz and Sara Schiller had each been through multiple traumas when they found reinvention and joy through the unlikeliest of substances: slime. Yes, slime. They explain to hosts Diana Ransom and Christine Lagorio-Chafkin how they channeled their newfound joy, and passion for sensory play, into a business, the Sloomoo Institute. Sloomoo is a growing slime-museum business with four locations that makes some 600 gallons of slime each day. This episode was recorded live on-site in SoHo, New York, at the Sloomoo Institute Links: Inc.com article: www.inc.com/christine-lagorio/from-the-ground-up-sloomoo-institute-karen-robinovitz-sara-schiller-grief-as-startup-fuel.html Episode transcript: www.inc.com/transcript-from-the-ground-up-podcast-sloomoo-institute-founders-karen-robinovitz-sara-schiller.html The Sloomoo Institute: https://sloomooinstitute.com/pages/new-york-2-0?utm_source=google.com&utm_medium=organic Slime play and care (PSA about slime removal!): https://sloomooinstitute.com/pages/slime-care *note to listeners: The concepts of death and depression, are mentioned in this episode, as is the fact of a school shooting, though none are discussed in depth.…
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1 Powering the Future - AI Bootcamp FROM INC STUDIO AND SAP 27:18
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Play Later Play Later Lists Like LikedThe impact of AI on finance departments will be huge.
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1 Supply Ch(AI)n Strategy Session - AI Bootcamp FROM INC STUDIO AND SAP 19:43
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Play Later Play Later Lists Like LikedHow artificial intelligence is shaping the product journeys from procurement to end customers.
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1 Time for Growth - AI Bootcamp FROM INC STUDIO AND SAP 24:48
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Play Later Play Later Lists Like LikedIn this podcast, leaders in HR and AI reveal what it will take for businesses to get their staff on board.
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1 The Secret Leads Goldmine: How Savvy Companies Capitalize on Q5 - FROM INC STUDIO AND META 15:27
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Play Later Play Later Lists Like LikedThe so-called “fifth quarter” could be your opportunity to give your business a competitive edge. Hear directly from successful small business owners Lauren Petrullo, of Mongoose Media, and John Wai of John Wai Martial Arts Academy about how they use the post-holiday season to grow their businesses. In this podcast, the entrepreneurs are joined by Meta executive Becky Bui to explain how this so-called “fifth quarter”—a period often overlooked by businesses as a slow season—can be the key to unlocking new cost-effective, quality leads that lead to sales, while building meaningful connections with customers.…
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1 The Secret Leads Goldmine: How Savvy Companies Capitalize on Q5 - FROM INC STUDIO AND META 15:27
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Play Later Play Later Lists Like LikedThe so-called “fifth quarter” could be your opportunity to give your business a competitive edge. Hear directly from successful small business owners Lauren Petrullo, of Mongoose Media, and John Wai of John Wai Martial Arts Academy about how they use the post-holiday season to grow their businesses. In this podcast, the entrepreneurs are joined by Meta executive Becky Bui to explain how this so-called “fifth quarter”—a period often overlooked by businesses as a slow season—can be the key to unlocking new cost-effective, quality leads that lead to sales, while building meaningful connections with customers.…
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Working together within a marriage can require give and take, but imagine working in the same company too. Melissa Ben-Ishay, co-founder and CEO of Baked by Melissa, and Adi Ben-Ishay, its director of technology and innovation, met by happenstance—to be honest, it was something out of a romance novel. Now, they're married with two kids and still running Baked by Melissa. How do they make this work? We sat down with them to discuss how they met, how they support each other, and how they iron out their disagreements while raising children and working to grow their business.…
From the outside, founders seem to have so much freedom in running their own businesses. But how much control do they really have? When is it an advantage to retain control over decisions, and when is it time to let go? Christene Barberich, cofounder of Refinery 29 and author of the newsletter, A Tiny Apartment; and Rebecca Minkoff, founder of her own fashion brand, sat down to talk through the nuances of working with cofounders, selling a company, and watching it grown beyond a single person’s control.…
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1 Growth Agents: How Pink Lily went from a side hustle to a multimillion-dollar company - FROM INC STUDIO AND SAP 19:29
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Play Later Play Later Lists Like LikedThe company’s director of finance explains how her job goes well beyond accounting. Tina Hetzer, director of finance at Pink Lily, is one of the rising financial stars who are helping to bring their businesses to the next level. She built Pink Lily’s finance team from scratch and has helped the company become one of the fastest-growing retailers in the country. In this podcast, part of the SAP-sponsored Growth Agents series, Hetzer discusses the cash-flow challenges unique to fashion retailers and explains how working at a smaller, founder-run company can fuel greater collaboration across the organization.…
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1 How founders should (and should NOT) navigate the media 51:06
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Play Later Play Later Lists Like LikedDiana Ransom and Scott Omelianuk talk with Stacy Spikes, Kathryn Minshew and Taryn Langer about how founders should approach dealing with the media. Stacy Spikes is the co-founder and CEO of MoviePass. Kathryn Minshew is the co-founder and former CEO of The Muse. Taryn Langer is the founder and president of Moxie Communications Group.…
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1 Growth Agents: Duolingo’s CFO on how the company took over the language learning space - FROM INC STUDIO AND SAP 26:28
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Play Later Play Later Lists Like LikedDuolingo’s freemium subscription model, beloved brand and strategic investments have allowed it to execute its educational mission and become a cultural touchstone. Matthew Skaruppa, CFO of Duolingo, is one of the rising financial stars who are helping to bring their businesses to the next level. Since he joined the company in 2020, Duolingo has grown its base of monthly active users by more than 80%. Each month, 75 million users hone their language skills on the Duolingo app. In this podcast, part of the SAP-sponsored Growth Agents series , Skaruppa discusses how his analytical background has allowed to him to be a more strategy-oriented CFO. For him, that has meant balancing big aspirations and finite resources, and turning the uncertainties of tomorrow into action today.…
Inc. Executive Editor Diana Ransom and Editor-in-chief Scott Omelianuk pull back the curtain on the world of entrepreneurship with some of the most successful founders in the world. Inc. Uncensored features frank and unfiltered conversations about what makes business leaders tick, the trends founders need to know to be successful, and the secrets that nobody really tells you before you start a business.…
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1 FROM INC STUDIOS AND SAP - Growth Agents: The inside story of Sweetgreen’s rapid rise to the top 12:05
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Play Later Play Later Lists Like LikedMitch Reback, CFO of Sweetgreen, is one of the rising corporate financial stars who is helping to take their companies to the next level. When he started, Sweetgreen had 25 stores; today, there are more than 220—and Reback says the company is still in its “infancy.” In this podcast, part of the SAP-sponsored Growth Agents series , Reback takes a deep dive into his role as a growth agent. Capital is the engine that drives growth, and Reback says his job is to make sure the company has adequate capital to grow as well as determining how best to allocate it, including investments in stores, marketing, staff, and technology—or, as he puts it, to push innovation forward in a way that’s capital efficient.…
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1 Flashback: Create the Change: Lindsay McCormick of Bite 37:46
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Play Later Play Later Lists Like LikedLindsay McCormick found inspiration in her pristine surroundings, back when she’d teach snowboarding in the winter and surfing in the summer. Respect for nature, where she spent so much of her time, led her to try to eliminate plastics and other landfill- or ocean-bound waste from her life, and to find healthy options. While traveling, she realized she was using a lot of tiny toothpaste tubes, and became fixated on trying to find a better way to brush, free from non-recyclable waste. What she ended up creating and selling in tiny, adorable glass apothecary jars online was Bite toothpaste bits. Over the years, she became committed to creating change for the planet, she tells host Christine Lagorio-Chafkin. Today, her company sells much more than sustainable toothpaste–including a whole suite of oral care, and even soap and deodorant–which went viral on TikTok. Today, the company, whose name stands for Because Its The Earth, has 10 employees and more than $10 million in sales.…
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1 FROM INC STUDIOS AND PRINCIPAL: Employees Can Make or Break Companies--Here's How to Keep the Best Ones 6:21
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Play Later Play Later Lists Like LikedA new podcast episode reveals insights from Principal on how to help small and midsize businesses develop the culture, compensation, and other factors that matter to their team.
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1 Flashback: Davis Smith of Cotopaxi: Don’t Be the Only Keeper Of the Flame 47:14
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Play Later Play Later Lists Like LikedCotopaxi, the Salt Lake City-based outdoor-apparel company, wasn’t Davis Smith’s first business. But it was his first business inspired by a mission to do more than just sell stuff. In fact, the vision for giving back came before the company. And the mission to build a public-benefit corp with strong values came before he ever sold one technicolor backpack. He tells host Christine Lagorio-Chafkin about the inspiration for, and the making the “gear for good” company Cotopaxi, which now has more than 300 employees, and whose revenues have surpassed $100 million.…
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1 FROM INC STUDIOS AND PRINCIPAL: Why business valuation is a critical tool for small businesses 5:11
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Play Later Play Later Lists Like LikedFind out the importance of a business valuation-and how a small business can have it completed-in this new podcast segment from Principal.
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1 Flashback: Fighting for Every Customer, With Stuart Landesberg, co-founder and CEO of Grove Collaborative 43:20
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Play Later Play Later Lists Like LikedSince he was a grade-schooler, Stu Landesberg dreamed–as odd as it sounds–of starting a sustainable home-products company. When he founded it, in 2012, he called it ePantry, and it didn’t exactly soar. Investors were lukewarm–and customers hard to come by. But with a rebrand and reshaped strategy in 2016, Grove Collaborative started finding lots of eco-minded consumers online and over social media. This year, as the San Francisco-based company turned 10 years old, it was valued at $1.5 billion. In June, it went public with help from a Richard Branson-backed SPAC. Host Christine Lagorio-Chafkin speaks with Landesberg about his journey, from struggling to keep the lights on to running a public company with hundreds of employees–and his promise to the future to be entirely plastic-free by 2025.…
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1 Flashback: Ben Lamm of Colossal: Value Your Critics 48:44
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Play Later Play Later Lists Like LikedBy the time he teamed up with Harvard geneticist George Church to found Colossal Biosciences, Ben Lamm had founded, built, and sold five companies. This one would be the most audacious yet: Its goal is to create disruptive conservation technologies, including, to de-extinct the woolly mammoth. Yes, it is actively working to edit elephant genes to create a cold-hearty herbivore to help decelerate melting of the arctic permafrost, and, thus, prevent release of 600 tons of carbon a year. It’s also working with existing species-conservation efforts globally–and hopes to apply its technology to save animal populations from going extinct. But with the audacious mission comes a lot of questions–and many critics. Lamm told host Christine Lagorio-Chafkin that he learns more from his detractors than from his supporters–and he welcomes both hearing from them, and, in a couple cases, he’s actually hired them to work with him.…
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1 Flashback: A “Black Licorice” Culture, with Xiao Wang of Boundless Immigration 28:30
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Play Later Play Later Lists Like LikedHis company grew 1,131 percent over the past three years–and he realizes that kind of fast pace isn’t for everybody, even with an important mission in mind. Xiao Wang in 2017 had founded Boundless Immigration, a Seattle-based tech company that helps individuals and families navigate immigration paperwork and processes through data, and through its online platform. Today its process has a 99 percent success rate, and the company has helped more than 70,000 individuals file for green cards or citizenship. To keep growing at its rate, Xiao maintains an “adapt and evolve” strategy, and realizes that perfection is sometimes the enemy of progress. He tells host Christine Lagorio-Chafkin that his company’s culture of fast-growth and constant change isn’t for everyone–just like black licorice.…
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1 Computer Freaks - Chapter Six: Unintended Consequences 36:47
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Play Later Play Later Lists Like LikedWe return to speaking to Joseph Haughney about his hopes for the Arpanet. We ask other founders how they feel about what the internet has become. We also speak to internet early founder Hans Werner Braun’s daughters about how they reconcile themselves the world their father helped create.
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1 Flashback: A Crisis During Fast Growth: Laura Modi of Bobbie 30:21
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Play Later Play Later Lists Like LikedWhen the U.S. baby formula shortage hit, Bobbie was still a startup, scaling its own operations and customer-base. But it had to make its most important decision: How to answer that crisis for its own customers. It decided to stop growing, in favor of serving its existing subscribers. Turns out: It wasn’t the first crisis the young startup had overcome. Host Christine Lagorio-Chafkin interviewed Bobbie co-founder and CEO Laura Modi about how she made that extremely challenging decision–and how she built a company of parents, by parents–with world-class benefits for employees.…
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1 Computer Freaks - Chapter Five: The Protocol Wars 42:26
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Play Later Play Later Lists Like LikedIt is the late 1970s and early 1980s and the Arpanet is in decline. NSFnet is on the rise in its place. Why did the Arpanet get eclipsed by other networks, and is that OK?
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What I Know
1 Flashback: Exceed Your Own Abilities: Nina Vaca of Pinnacle Group 17:57
17:57 Play Later Play Later Lists Like Liked17:57
Play Later Play Later Lists Like LikedNina Vaca is the chairperson and CEO of Pinnacle Group, an IT and staffing firm based in Dallas, which has grown so fast it has made the Inc. 5000 list of fastest-growing companies thirteen times. It was named the fastest-growing woman-owned business in the United States by the Women Presidents Organization in 2015–when her company crossed a billion dollars in revenue, and again in 2018. Nina founded it 25 years ago, when she was just out of college, with just $300. In part, it seemed natural: he’d been schooled in entrepreneurship by her family, which emigrated from Ecuador when she was little. She tells host Christine Lagorio-Chafkin what she’s learned about entrepreneurship along the way–and takes a bird’s eye view on what’s changed, and what hasn’t.…
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What I Know
1 Computer Freaks - Chapter Four: The French Connection 41:35
41:35 Play Later Play Later Lists Like Liked41:35
Play Later Play Later Lists Like LikedLouis Pouzin is a French academic who some experts say really invented the Arpanet. But is that true, and should any one person be given all the credit?
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What I Know
1 Flashback: Breaking Beauty’s Gender Binary with Matthew Herman of Boy Smells 44:23
44:23 Play Later Play Later Lists Like Liked44:23
Play Later Play Later Lists Like LikedIt started as a side-hustle, pouring wax for candles at his dining-room table in the evenings. But what Matthew Herman began selling was soon attracting the attention of major fragrance houses…and customers around the world. In building his brand, Herman burned through his savings in 18 months…and that was before the pandemic hit. But during it, direct-to-consumer sales took off. But so much interest all of a sudden almost broke the business. Host Christine Lagorio-Chafkin spoke with Matthew about his innovative approach to branding, naming candles, and designing concepts that embrace complex dualities–and add up to a brand that’s helping to blur the gender binary in retail.…
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What I Know
1 Computer Freaks - Chapter Three: Let's Have a Ball 36:58
36:58 Play Later Play Later Lists Like Liked36:58
Play Later Play Later Lists Like LikedIt’s the 1970s and both the government and academia are doing everything they can to spread the word of the Arpanet. But as the Arpanet gains popularity everywhere after its 1972 coming-out ball in Washington, D.C., through its new phone book, it also faces detractors who don’t want it to be available to all.…
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