Live Seller Call: Breaking Down Subject To Step-By-Step | Subto Show

Wholesale Hotline

On today's Wholesale Hotline (Subto Edition), Pace invites you into a raw, real-life phone call recorded from his car, walking a seller and agent through a live subject-to real estate deal on a property in foreclosure.

Show notes — in this episode we'll cover:

• Pace breaks down the creative finance strategy he learned from his father, explaining how buyers with strong income but weak documentation can still purchase homes by taking over existing mortgages.
• The seller’s top concern—“What if the new buyer stops paying?”—is answered in full detail, with Pace outlining legal protections, third-party servicing, and why these buyers are unlikely to default.
• Full walkthrough of how non-exclusive option agreements work, letting investors like Pace market properties without obligating sellers to anything—perfect for distressed or slow-selling homes.
• Why this creative approach can close in 10 days vs. 45+ for traditional sales, with Pace offering to front arrears and taxes to stop foreclosure and get the deal done fast.

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☎️ Welcome to Wholesale Hotline & Subto Breakout✌️✌️! ☎️

Need discounts and free trials!? Check this out for the softwares/websites/contracts/scripts/etc we use in our business:

✌️ https://shor.by/pace-youtube ✌️

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🗝🗝 FREEBIES 🗝🗝

📑 FREE assignment contract: https://www.pacejmorby.com/assignment...

📑 FREE wholesale contract: https://www.pacejmorby.com/wholesalec...

📑 FREE cold calling script: https://www.pacejmorby.com/coldcalling

📑 FREE cold texting script: https://www.pacejmorby.com/text

📑 FREE foreclosure script: https://www.pacejmorby.com/foreclosure

📑 FREE disposition checklist: https://www.pacejmorby.com/dispo

📑 FREE comping cheat sheet: https://www.pacejmorby.com/comping

📑 FREE guide to pulling a water list: https://www.pacejmorby.com/water

📑 FREE guide for taking photos on appointments: https://www.pacejmorby.com/photos

📑 FREE seller lead form for talking to sellers: https://www.pacejmorby.com/seller

📑 FREE access to my upcoming ebook: https://www.pacejmorby.com/exitstrate...

📑 FREE profit and loss template: https://www.pacejmorby.com/profitloss

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Want a site to host your podcast? We use PODCASTICS!: https://www.podcastics.com/?&_rid=12536

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👽✌️ Learn from Pace and Cody 👽✌️

🔸Follow Pace on IG: https://www.instagram.com/pacemorby

🔹Join our free dope creative finance Facebook group: https://shor.by/8vxk

🔸Dive deeper within my mentorship: https://go.subto.com/pace-sunday-service

🔹Watch Sunday Service live on my YouTube every Sunday at 7 PM PST

🔸Tune in to Wholesale Hotline live on my YouTube every Monday 5pm PST

⚠️ #CreativeFinance #Investing #Wealth #RealEstateInvesting #Wholesaling #SubjectTo ⚠️

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🚧🚧🚧 DISCLAIMER 🚧🚧🚧

❎ I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other and may be outdated or inaccurate; it is your responsibility to verify all information yourself. This is a Podcast for entertainment purposes ONLY ❎