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The Happy Retirement Show with Victor Gray and Colin Hurst

Victor Gray, RICP® and Colin Hurst, CFP®

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Hosted by Victor Gray, RICP® and Colin Hurst, CFP®, The Happy Retirement Show is an educational resource designed to help you learn how to achieve a successful and fulfilling retirement. Each episode, Victor and Colin will share expert insights on building a solid foundation for your future. Tune in for thoughtful discussions on income planning, managing risk, tax planning, legacy building, and much more. Whether you're planning your retirement or already in it, the Happy Retirement Show is ...
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The Money & Retirement Show

Victor Gray & Colin Hurst

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Retirement planning might seem complicated and confusing, but the truth is, it doesn't have to be. The Money & Retirement Show with Victor Gray & Colin Hurst seeks to simplify, educate, and entertain those in retirement and those preparing for retirement.
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In this episode, Colin welcomes back Social Security expert Hamilton Morales to bust what he says is one of the biggest myths surrounding Social Security spousal benefits- and it’s a costly one! Many people believe a spouse automatically receives half of the other’s benefit. Not only is that often wrong, but misunderstanding the rules could mean lo…
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When life gets hard, we turn to our female friends. Husbands, partners, and jobs come and go, but close friendships are our bedrock. Until they're not. What happens when these bonds sabotage instead of support? Who among us has the courage to walk away? And how can we protect ourselves from further heartbreak? In Estranged: How Strained Female Frie…
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A writer at Dateline NBC tries her hand at a different kind of mystery, perfect for fans of Chandler Baker’s Whisper Network, where a cynical TV news producer sells out her principles to rise to her network’s top job, and comes face-to-face with what appears to be her idealistic teenage self. Everleigh Page is on the cusp of greatness. Executive pr…
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You’ve been contributing to Social Security for your entire working life, but do you have peace of mind about when to start drawing from it? In this episode, Victor sits down with Hamilton Morales, a Social Security expert who breaks down the real decision points that come with turning on your Social Security benefit. He unpacks some of the biggest…
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In this episode, New Books Network host Nina Bo Wagner talks to Matthew Hongoltz-Hetling about his recently published book The Ghost Lab: How Bigfoot Hunters, Mediums, and Alien Enthusiasts Are Wrecking Science (PublicAffairs, 2025). They talk about the process of writing the book, including delving deep into the local paranomal community in New Ha…
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In the sixth episode of Soundscapes NYC, host Ryan Purcell talks with John Holmstrom a comic illustrator and founder of Punk magazine. In the early 1970s, Holmstrom moved from suburban Connecticut to New York City to attend the School of Visual Arts where he studied under the celebrated comic illustrator Will Eisner and Harvey Kurtzman creator of M…
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The first literary biography of Tim O'Brien, the preeminent American writer of the war in Vietnam and one of the best writers of his generation, drawing on never-before-seen materials and original interviews. "Vietnam made me a writer." —Tim O'Brien Featuring over one hundred interviews with family, friends, peers, and others—not to mention countle…
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In this episode, Alisa interviews Dr. Felix Cowan about his new book, The Kopeck Press Popular Journalism in Revolutionary Russia, 1908–1918 (University of Toronto Press, 2025). The Imperial Russian penny press was a vast network of newspapers sold for a single kopeck per issue. Emerging in cities and towns across the empire between the 1905 Revolu…
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We all know the news can shape how we feel, but what if it’s also shaping how we invest? In this episode, Victor raises a crucial concern: how biased or emotionally charged headlines may sway investor behavior and cause short-term market volatility. Drawing from his own daily routine of listening to stock market reports, Victor explains why investo…
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“How can I enjoy some of my life and my money while I’m young and healthy, without messing up my retirement?” That’s the question one client recently asked, and in this episode, Colin breaks it down. He shares why delaying joy until later doesn’t always make sense, and how smart planning can help you design a lifestyle that balances now and later. …
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The Nation Magazine, known for its long and storied history as a publisher of in-depth political and cultural analysis, has launched a new book imprint with OR Books. The Nation’s president, Bhaskar Sunkara, and OR Books publisher, Colin Robinson, joined editor Caleb Zakarin to discuss the project and the upcoming slate of books set for publication…
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Investing isn’t just about spotting good opportunities; it’s about choosing the right ones for you. In this episode, Colin and Victor share a real-life story of a client who nearly put money into what he believed was a safe utility bond, but it turned out to be a high-risk oil and gas venture. Fortunately, he reached out for a second opinion and av…
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Why has Libya fallen apart since 2011? The world has largely given up trying to understand how the revolution that toppled Muammar Gaddafi has left the country a failed state and a major security headache for Europe. Gaddafi's police state has been replaced by yet another dictatorship, amidst a complex conflict of myriad armed groups, Islamists, tr…
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A little hope is good for the soul, but when it comes to retirement planning, wishful thinking can lead to serious financial mistakes. In this episode, Colin and Victor walk through five common examples of wishful thinking that can quietly damage your retirement and how you can build a plan that protects your future instead of relying on luck. Beli…
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In the season finale of Ctrl Alt Deceit, Nina dos Santos and Owen Bennett-Jones dig into the tangled web of media ownership, foreign influence and the future of free press. With a new UK government potentially greenlighting a UAE-backed bid for a stake in The Daily Telegraph, the hosts ask: does it matter who owns the news anymore? From Silicon Val…
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In early 2022, as Russian troops massed on Ukraine’s border, Tom Mutch, a freelance war reporter, took a trip to Mariupol to take the temperature of this (then) culturally vibrant port on the Sea of Azov. What stayed with him was the sound of the stray dogs and their "rhythmic and frantic barking, as if they were shouting a warning in unison". With…
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In Driven: The Race to Create the Autonomous Car (Simon & Schuster, 2022), Alex Davies tells the enlightening and significant story of the effort to create driverless cars and the intense competition among tech heavyweights such as Google, Uber, and Tesla to move this technology forward. Autonomous vehicles (AVs) have been one of the most hyped tec…
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Thinking about retiring in 2025 but feeling uneasy about market volatility, layoffs, or rising taxes? You’re not alone. That’s why Colin dives into one of the most common (and important) questions he’s hearing right now: Is this a bad time to retire? Whether you’re on the brink of retirement or still a few years out, this episode offers calm, pract…
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From 1949 until his death in 1997, Murray Kempton was a distinct presence in New York City journalism. Peddling around town on a three-speed bicycle wearing a three-piece suit, he wrote about everything from politics to jazz to the Mafia. His writing was eloquent, his perspective unique, and his moral judgements driven by a profound sympathy for lo…
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You might think your 401k is your retirement plan, but what if that mindset is setting you up for financial frustration later? In this eye-opening episode, Victor unpacks a common misunderstanding that could cost retirees thousands: confusing retirement accounts with actual retirement planning. Victor explains why treating your pre-tax retirement a…
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John McPhee has been a staff writer for The New Yorker since 1965 and has written more than thirty acclaimed books that began on the magazine's pages. But few readers know or fully appreciate the true breadth of his writing. Looking for a Story: A Complete Guide to the Writings of John McPhee (Princeton University Press, 2025) leads readers through…
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If you’re approaching retirement, it’s critical to make sure your 401k is working as efficiently as possible, not holding you back. In this episode, Colin and Victor tackle a common question: should you leave your 401k where it is when you retire? They walk through why leaving your account behind might limit your investment choices, expose you to h…
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From busting drug lords to leading the Pentagon task force charged with bringing the 9/11 terrorists to justice, Mark Fallon has spent his career on the front lines of U.S. national security. My first guest is one of the most fascinating people I've interviewed. Former NCIS Special Agent in Charge Mark Fallon is a national security consultant, scho…
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In an era of globalization, international communication constantly takes place across borders, defying sovereign control as it influences opinion. While diplomacy between states is the visible face of international relations, this “informal diplomacy” is usually less visible but no less powerful. Information politics can be found in propaganda, Int…
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Emilie Diouf of Brandeis English, whose monograph on genocide and trauma is forthcoming, joins John to speak with the celebrated French journalist and activist Rokahya Diallo. Diouf places Diallo within a transnational black intellectual tradition, founded in the interwar period in the Negritude movement; it was then that Paulette, Jeanne, and Anne…
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The thing about assassins in the real world is that they’re sneaky and you don’t see them coming. The same is true for the silent killers of your retirement plan. In this episode, Colin and Victor reveal the most dangerous “retirement assassins” that can quietly derail decades of planning if you’re not on guard. From reacting emotionally during a m…
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Why has trust in the news media declined? How can we combat biased reporting and the spread of misinformation? And how do these challenges compare to the media landscape during America’s founding era? Join us as we explore these pressing questions with William English, a political economist and Associate Professor of Strategy, Economics, Ethics, an…
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What is it like to be a foreign correspondent in Thailand? How can someone develop sufficient understanding of this complex society to write effective news stories about Thai politics and business? In this podcast, Francesca Regalado, until recently a Bangkok correspondent for the Japanese-owned online news magazine Nikkei Asia, discusses her three…
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For many retirees, a little extra income can go a long way, and it doesn’t have to feel like “work.” In this episode, Colin shares fun, flexible side gigs that allow retirees to earn extra money while doing what they already enjoy. From working a few hours at the golf course to get free rounds, to pet-sitting for neighbors or selling handmade cards…
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Chris Stowers, longtime photographer, credits a fellow journalist for the title of his latest memoir, Shoot, Ask...and Run (Earnshaw, 2025). The journalist’s advice to a young Chris, just starting out, went like this. Shoot: Take the photo when the opportunity arises. Then, if someone notices that you took a photo, “ask” for permission to use the p…
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"Should I own gold or silver?" It's a question that comes up often in financial planning conversations. But the real issue goes deeper- it's about portfolio diversification and ensuring every asset you own serves a clear, strategic purpose. Whether you’re holding metals, stocks, or any other asset class, this episode is a timely reminder that inves…
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