Best Michela Allocca Break Your Budget Podcasts (2025)

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107. How to Reclaim Your Routines! Why Routines Make You Happier and Set You Free 27:04

3d ago27:04

27:04

On this episode of DDOD, Michela is sharing how she is reclaiming her routines this spring and summer. As we move into the warmer months, it is time to seize the day and take control of your time. She is sharing the psychology behind why routines make you happier, elements of successful morning, work, and night routines, and how she is incorporatin…

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106. Things I Find Incredibly ~Chic~ 28:22

10d ago28:22

28:22

On this episode of DDOD, Michela is hopping on the TikTok trend and sharing some things she finds incredibly chic. These go beyond just your personal style (although there are a few style items) and transcend into how you operate, from hobbies to cooking to navigating friendships as an adult. TIME STAMPS: Episode Starts at 3:24 💸 NEW FI/RE Template…

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105. How I Cleared my Hormonal Acne | High Fiber Diet, Birth Control, and Topical Routine 32:44

17d ago32:44

32:44

On this episode of DDOD, Michela is sharing how she cleared her hormonal acne in her 20s. She discusses how following a high fiber, whole foods diet can help improve digestion to clear skin, the impact going off birth control had on her skin, and her current skincare routine. DISCLAIMER: Michela is not a doctor and this is not medical advice. TIME …

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104. 5 Microhabits That Have Improved My Quality of Life 25:29

24d ago25:29

25:29

On this episode of DDOD, Michela is sharing 5 small habits she has incorporated into her routine that have made her life better. The habits include ritualizing her morning coffee, implementing a daily content hour, using a written to-do list, going on a long walk, and taking the extra 10 minutes at night for self–care. It truly is the little things…

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103. My Underconsumption Journey: Q1 Low Buy Update + Q2 Spending Plans! 42:20

1M ago42:20

42:20

On this episode of DDOD, Michela is sharing her 3 month low-buy & underconsumption update. She reflects on her consumption rules she set at the beginning of 2025 and gets honest about what is and isn’t working. Plus, she shares the things she bought in Q1 and what her spending plans are in Q2! TIME STAMPS: Episode Starts at 5:15 💸 NEW FI/RE Templat…

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102. The 12 Week Year: How to Accomplish More in 12 Weeks than Most People Do in a Year 39:06

1M ago39:06

39:06

On this episode of DDOD, Michela is sharing the key lessons from the 12 Week Year. After successfully implementing this method for the first 12 weeks of 2025, Michela can confirm that condensing your planning cycle into 12 week sprints vs. annual targets really DOES make a different. Learn about why annual planning doesn’t work, the 5 disciplines o…

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101. Life Audit: Your 2025 Spring Cleaning Checklist to Get Your Sh*t Together 39:10

2M ago39:10

39:10

AUDIO NOTE!!! I've been told the audio is only coming out on the left for some. I don't know what happened!! I am sorry !!!!! On this episode of DDOD, Michela is sharing how you can SPRING CLEAN your life and find new motivation as the winter comes to an end. She covers personal finances, your professional life, personal goals, a wardrobe cleanout,…

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100. Spring 2025 State of the Union: What’s In & Out for Hot Girl Spring 29:16

2M ago29:16

29:16

On this episode of DDOD, Michela is back with another State of the Union episode! This time, she is focusing specifically on ins and outs for spring 2025, because we are having a healthy and happy and hot spring! From letting go of a scaredy cat mentality to adding color into her wardrobe, this episode unveils a more personal side to Michela and yo…

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99. How to Build Your Dopamine Menu | Habits to Feel Better and Stop Doom Scrolling 37:03

2M ago37:03

37:03

On this episode of DDOD, Michela is discusses the concept of a Dopamine Menu! This was a trend from 2024 that covers all the little habits and special things that you can implement throughout your day when you need to boost your mood or spark a little joy. This is especially helpful if you are experiencing the winter blues, or just overall want to …

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98. Overcoming Overspending | How to Stop Impulse Shopping and Self-Sabotaging with Paige Pritchard 58:58

2M ago58:58

58:58

On this episode of DDOD, Michela is joined by Paige Pritchard, founder of Overcoming Overspending which is an online community of tens of thousands of women who are developing more disciplined and purposeful spending habits. Paige and Michela discuss how social media influences your spending habits, the 3 Ds of shopping (distance, desire, decision)…

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97. Systems to Improve Your Time Management and be More Productive | How I Balance Everything in Business and Life 47:39

2M ago47:39

47:39

On this episode of DDOD, Michela is sharing how she manages her time to balance building and scaling a business with health and wellness and also having time for a personal life! “Doing it all” is impossible, but getting things DONE is a result of having strong systems in place. Michela follows a variety of frameworks and routines to ensure that ev…

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96. 10 Life Lessons That Will Change the Way You Think (from an almost 30 yr old) 43:50

3M ago43:50

43:50

On this episode of DDOD, Michela is sharing 10 lessons she learned throughout her 20s. In honor of 2025 being the year she turns 30, this is part one of many self-reflective episodes to come that cover important topics for your 20s. In this episode specifically, Michela shares some tough love around owning your choices and your life, learning how t…

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95. How I Became Successful in my 20s | Habits, Systems, Routines Across 5 Key Pillars of Life 49:27

3M ago49:27

49:27

On this episode of DDOD, Michela shares habits/routines/systems that have helped her be successful in her 20s. The goal is to enter your 30s feeling SUPER proud of what you accomplished in your 20s, and this episode breaks down the stand-out actions she has taken across 5 pillars of life: personal finance, career, appearance, health/wellness, and p…

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94. How to Rebrand Your Life in Q1 and Embrace Winter | Avoiding Winter Blues 44:18

3M ago44:18

44:18

On this episode of DDOD, Michela shares 5 tips on how to start embracing winter and romanticizing this slower period of the year. The winter season is the perfect time to slow down and use this extra space to REBRAND your life and actually implement the intentions you set at the top of the year. So if you are hoping to avoid the winter blues and en…

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93. Your Guide to Material Composition and Creating a Wardrobe of Natural Fibers 35:43

3M ago35:43

35:43

This year, my goal is to shop more intentionally. A major theme of this is to begin purchasing clothing made of natural materials, and slowly phase out the synthetic clothing in my closet. Natural materials wear better, they look better, they last longer, and are an overall better ROI on your clothing spend. However, it can feel like a daunting tas…

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92. My Consumption Rules in 2025 to BUY LESS (and of course, buy better) 39:07

4M ago39:07

39:07

My spending theme in 2025 is to buy and consume LESS. The process of moving was so jarring to me, and it made me realize how much *stuff* I have.. And how much I don’t use. The conversation around consumption has been at the forefront of social media over the last few months. Underconsumption, project pan, and using what we have is going to carry u…

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91. How To Make Your Life Better in 2025: Money, Career, Productivity, & Appearance 41:37

4M ago41:37

41:37

Happy New Year! A fresh year means a fresh start and taking advantage of all the motivation you have to uplevel your life. In this episode, Michela is sharing 3 tips each to enhance your money, career, productivity, and appearance. From taking a softer approach to your finances, exploring side quests and building community, using AI to uplevel your…

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90. 2025 State of the Union: My Ins & Outs for the New Year 50:07

4M ago50:07

50:07

It’s time to address the ins & outs for 2025! In this episode, Michela is talking spending themes, new years intentions, trends, products, content and more. I’d love to hear your ins & outs for 2025! TIME STAMPS: State of the Union Starts at 5:15 Break Your Budget Links: 💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-e…

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89. My Most Used + Loved Purchases of 2024 | Annual Favorites by PRICE! 34:50

5M ago34:50

34:50

On this episode of DDOD, Michela shares her top 9 purchases from 2024! The spending theme of this year was “buy less and buy better” and these purchases are reflective of being super intentional about each and every purchase. She shares her 3 favorite purchases/products within 3 main categories: under $50, under $100, and over $200. She also shares…

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88. Ask Michela: Moving Update, Extended Unemployment, Resisting the Urge to Splurge + More 50:39

5M ago50:39

50:39

TIME STAMPS: Q+A Starts at: 3:57 Personal Questions: 4:20 Career Questions: 16:20 Money Questions: 36:45 On this episode of DDOD, Michela is answering your burning questions! She starts off with the personal section, focused on closing loose ends related to her move from LA to Chicago. Then she pivots into the career questions to discuss what to do…

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87. Realistic Financial Milestones to Hit in Your 20s! (with ages) 34:38

5M ago34:38

34:38

On this episode of DDOD, Michela shares 5 realistic money milestones to work towards throughout your 20s. She shares real ages in order to create a point of comparison, but remember that personal finance is personal and this timeline does not work for everyone. She covers saving an emergency fund, building strong credit, investing for retirement, i…

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86. 10 Tips & Tricks I Implement to UNDERconsume 38:51

5M ago38:51

38:51

On this episode of DDOD, Michela share 10 habits and rules she implements to consume LESS. In an era of overconsumption, learning how to control your spending and implementing small tactics to help stay in control of your money is essential. From the 48 hour rule ot developing hobbies, if you’re looking to SPEND LESS in 2025, this is for you.…

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85. How I Transformed My Relationship with Money: My Financial Journey in my 20s! 42:00

5M ago42:00

42:00

On this episode of DDOD, Michela shares her in-depth financial journey throughout her 20s. From graduating college and having no clue what to do financially, to taking a pay cut, learning by doing, starting a side hustle, and ultimately building a 7-figure business. Michela has experienced a lot during her 20s and shares all the details in this epi…

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84. Balancing Content Creation While Working a 9-5, Life in Tech, and More with Lillian Zhang 46:40

6M ago46:40

46:40

On this episode of DDOD, Michela is joined by Lillian Zhang, a San Francisco Bay Area based creator and product marketing manager in the tech industry who is an alumna of UC Berkeley's Haas School of Business. She's passionate about sharing financial literacy and career education content for her primarily Gen Z audience. We chat about her college-t…

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83. The Top 5 Best Financial Decisions I’ve Made in my 20s 26:19

6M ago26:19

26:19

In this episode of DDOD, Michela share her top 5 best financial decisions from her 20s. These are the decisions she’s made that have had a major impact on her ability to grow wealth, from starting a side hustle, buying a car in cash, taking a pay cut and more. OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Own Your Career Template: https://b…

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82. 5 Steps to Crush Your Year-End Performance Review 32:03

6M ago32:03

32:03

In this episode of DDOD, Michela share 5 tips to *actually get something* out of your year-end performance review. These are important career conversations, so rather than simply checking the box, learn how to OWN your relationship with your manager and control the narrative of the conversation so you can position yourself to excel in the next year…

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81. Bounce Back from a Layoff: 5 Steps to Navigate Job Loss 28:35

6M ago28:35

28:35

In this episode of DDOD, Michela divses into the five most important steps to take if you get laid off. From processing the emotional impact to reassessing your career goals and updating your professional brand, this episode will guide you through each step with practical advice. Tune in to learn how to turn an unexpected setback into an opportunit…

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80. Build Your Personal Brand: Strategies to Change Your Career Trajectory ft. Courtney Johnson 36:37

7M ago36:37

36:37

On this episode of DDOD, Michela sat down with Courtney Johnson, a personal brand expert and content creator based in Austin, TX. In this conversation, you learn all about personal branding, how to start a personal brand, social media strategies and tips, and so much more. If you’re ready to take your career to the next level and open yourself up t…

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79. My Top 10 Intentional Splurges I’ve Made in my Late 20s 36:31

7M ago36:31

36:31

On this episode of DDOD, Michela shares her top 10 intentional splurges she has made in the last few years. These items are her most used products/items/etc that she has intentionally researched, planned for, and purchased. They span all price ranges, starting at $45 to $700. Links to everything I shared: https://shopmy.us/breakyourbudget/shelves G…

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78. How to Create a Holiday Savings Plan 21:55

7M ago21:55

21:55

On this episode of DDOD, Michela shares how you can start saving and budgeting for the holidays! Learn quick tips to plan your holiday budget, who you’ll buy for, map out expenses, and shop intentionally. GET RAKUTEN: https://www.rakuten.com/r/MICHEL156676?eeid=28187 OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH CO…

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77. Back-to-Basics: 5 Personal Finance Moves to Make in Your 20s/30s 33:36

7M ago33:36

33:36

On this episode of DDOD, Michela breaks down the 5 things you need to do to get started on (or refresh) your financial journey. This is a back-to-basics episode where the foundations of financial literacy are discussed at length, including budgeting, account frameworks, setting goals, money tools, and financial routines. OWN YOUR CAREER: https://br…

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76. Life Update: I'm Moving! My Current Favorites! Chatty Q+A! 42:27

8M ago42:27

42:27

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links Birks I got: https://www.birkenstock.com/us/-boston-soft-footbed-suede-leather/…

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75. 10 Micro Habits that are Sabotaging Your Finances 26:05

8M ago26:05

26:05

On this episode of DDOD, Michela shares 10 micro habits that might be keeping you broke. All of these micro habits are things you could be doing that are sabotaging your money. The best part is that they are all easily adjusted or changed, and don’t require getting a new job or increasing your salary. Do you do any of these? Leave a comment to let …

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74. How to Get a [New] Job By the End of 2024 36:12

8M ago36:12

36:12

On this episode of DDOD, Michela discusses a game plan to take advantage of the September Surge! The September Surge is a period after the summer but before the holiday season where recruiters and companies are the most focused on filling positions. She discusses how to give your public facing profiles a facelift, up your networking game, and put t…

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73. Ask Michela: Becoming a Morning Person, Balancing Financial Goals, Saving Too Much, and More! 47:03

8M ago47:03

47:03

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela answers your money/career/life questions! From…

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72. Credit Cards 101: Building Your Credit + How to Choose the Right Card for You 28:11

9M ago28:11

28:11

(sorry the audio on this is a tad weird!) OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela does…

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71. 5 Tips to Navigate a Looming Recession 34:19

9M ago34:19

34:19

HYSA vs. CD Article: https://www.ally.com/stories/save/cd-vs-savings-account/ OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links O…

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70. 5 Tips to Get Your Spark Back 28:52

9M ago28:52

28:52

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela shares 5 steps to get your spark back if you a…

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69. Asking the Right Questions and Negotiating EVERYTHING ft. Matt Schulz 57:42

9M ago57:42

57:42

On this episode of DDOD, Michela is joined by Matt Schulz to discuss tactics for advocating for and negotiating your money! Matt Schulz is a credit analyst at lending tree, and has been featured on national shows like good morning America, today show, NBC nightly news and more to share his expertise around personal finance and taking control of you…

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68. Ask Michela: (Personal) Dating, Travel Plans, Books, Spending/Splurging, & More! 33:26

9M ago33:26

33:26

This week Michela is answering your personal questions! She shares an update on how dating is going, future travel plans and a big trip for 2025, how she organizes future purchases, her "menu" for emotional shopping, books she is reading, combining finances and more! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH CO…

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67. Catch Up + A Few Favorites: East Coast Recap, My Thoughts on SF & More! 32:56

10M ago32:56

32:56

On this episode of DDOD, Michela does a formal life catch up from her last few weeks of travel. Between her time in NYC, on Cape Cod, and in SF - she shares a ton of new life updates and perspectives! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PL…

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66. 5 Unconventional Money & Career Lessons I've Learned in my 20s 24:23

10M ago24:23

24:23

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links O…

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65. Freakout to Freelance: My Career Transformation in my 20's 25:50

10M ago25:50

25:50

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links O…

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64. Why Taking a Pay Cut Was the Best Career Decision I've Ever Made 32:20

10M ago32:20

32:20

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links O…

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63. The Blueprint to Build a Powerful Personal Brand 42:00

11M ago42:00

42:00

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…

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62. Recipe for a Hot Girl Summer (Steps, Protein, Body Care, Makeup, and more!) 47:40

11M ago47:40

47:40

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…

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61. How to Save Money at the Grocery Store & Waste Less 34:16

11M ago34:16

34:16

On this weeks episode, Michela shares 5 tips to save more money at the grocery store! She keeps her grocery budget between $250-$300 per month by implementing the 3-2-1 method, shopping her pantry, and implementing the other strategies she talks about. If you are looking to trim your grocery budget, this episode is for you! OWN YOUR CAREER: https:/…

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60. I'm in my ~Hobby Era~ and You Should Be, Too!! 41:44

11M ago41:44

41:44

In this episode, Michela talks all about hobbies! Over the last year, she has been focused on exploring different hobbies and figuring out what she is passionate about. Learn why hobbies are so important, all about the hobbies Michela has fallen in love with, and get ideas for a hobby you can start this year. Cool people have hobbies! OWN YOUR CARE…

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59. Optimize Your Wardrobe and Elevate Your Style ft. Lauren Morley 43:55

12M ago43:55

43:55

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…

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58. How I Cleared My Skin: Birth Control, Diet, Exercise, Products and Lifestyle Changes 36:20

12M ago36:20

36:20

OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/pers…

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Michela Allocca Break Your Budget Podcasts

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