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114. The 5 Best Purchases I Made in My Twenties (That Actually Changed My Life)
Manage episode 489700938 series 3211084
In this episode of Don’t Depend on Daddy, Michela shares the five best purchases she made throughout her twenties—ranging from a $20 book to a $9,000 cosmetic procedure. These investments weren’t just splurges—they deeply impacted her confidence, routines, finances, and lifestyle. From at-home coffee rituals and skincare to the transformative power of a nose job, Michela breaks down why each purchase was worth it, how she thinks about ROI when spending, and why being intentional with money is the ultimate glow-up. Whether you're in your early twenties or nearing 30, this episode will challenge you to rethink what it means to spend wisely.
TIME STAMPS:
00:00 – Intro + Japan travel update & upcoming budget breakdown
03:00 – Financial tools, grad season gifts, and mid-year budget planning
05:00 – Why intentional spending matters in your 20s
06:30 – Best Purchase #1: Breville Barista Express & at-home coffee ritual
10:00 – Best Purchase #2: My nose job + how it built my confidence & business
14:30 – Navigating self-image and spending on appearance
21:00 – Best Purchase #3: The Daily Stoic and mindful morning routines
24:00 – Best Purchase #4: Red light mask & my skincare confidence journey
26:30 – Best Purchase #5: Kindle + why reading changed my life
28:45 – Final thoughts + my mindset behind “worth it” purchases
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: [email protected]
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
119 episodes
Manage episode 489700938 series 3211084
In this episode of Don’t Depend on Daddy, Michela shares the five best purchases she made throughout her twenties—ranging from a $20 book to a $9,000 cosmetic procedure. These investments weren’t just splurges—they deeply impacted her confidence, routines, finances, and lifestyle. From at-home coffee rituals and skincare to the transformative power of a nose job, Michela breaks down why each purchase was worth it, how she thinks about ROI when spending, and why being intentional with money is the ultimate glow-up. Whether you're in your early twenties or nearing 30, this episode will challenge you to rethink what it means to spend wisely.
TIME STAMPS:
00:00 – Intro + Japan travel update & upcoming budget breakdown
03:00 – Financial tools, grad season gifts, and mid-year budget planning
05:00 – Why intentional spending matters in your 20s
06:30 – Best Purchase #1: Breville Barista Express & at-home coffee ritual
10:00 – Best Purchase #2: My nose job + how it built my confidence & business
14:30 – Navigating self-image and spending on appearance
21:00 – Best Purchase #3: The Daily Stoic and mindful morning routines
24:00 – Best Purchase #4: Red light mask & my skincare confidence journey
26:30 – Best Purchase #5: Kindle + why reading changed my life
28:45 – Final thoughts + my mindset behind “worth it” purchases
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: [email protected]
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
119 episodes
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