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115: Understanding Social Security
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Host DG Linton Gridley delves into the history and evolution of Social Security since its inception in 1935, highlighting its vital role as a financial safety net for retirees, disabled individuals, and their dependents. The discussion covers significant program milestones, such as cost-of-living adjustments, the introduction of online Social Security statements, and the implications of the Senior Citizens Freedom to Work Act of 2000. Key insights include the complexities of deciding when to take benefits, the impact of personal circumstances like marriage and divorce, and recent changes due to the Covid-19 pandemic. Emphasizing the importance of financial planning, DG underscores the need for consulting with Social Security representatives and financial experts to navigate this essential yet complicated system.
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