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Capturing Prime Members in 2025 and Beyond

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Manage episode 467441924 series 2928307
Content provided by Leaders in Lending. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Leaders in Lending or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
As economic conditions shift, financial institutions must adapt their lending strategies to balance growth, risk, and liquidity. A “Slow and Grow” approach is emerging as a sustainable way to navigate today’s market while expanding financial services.
This week, host Barry Roach welcomes Michelle Goeppner, Vice President of Consumer Lending & Product Strategy at Vantage West Credit Union, to explore how lending programs are evolving post-COVID. They discuss the role of AI-powered underwriting, flexible loan programs, and the importance of internal alignment in driving loan growth. Plus, they dive into how financial institutions are expanding their reach beyond state borders while enhancing community impact.


Join us as we discuss:
  • How AI-driven lending programs help manage risk, return, and volume
  • Strategies for deposit growth, cross-selling, and member onboarding
  • The financial wellness programs turning borrowers into savers
  • Innovative mortgage solutions tackling housing affordability
  continue reading

169 episodes

Artwork
iconShare
 
Manage episode 467441924 series 2928307
Content provided by Leaders in Lending. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Leaders in Lending or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.
As economic conditions shift, financial institutions must adapt their lending strategies to balance growth, risk, and liquidity. A “Slow and Grow” approach is emerging as a sustainable way to navigate today’s market while expanding financial services.
This week, host Barry Roach welcomes Michelle Goeppner, Vice President of Consumer Lending & Product Strategy at Vantage West Credit Union, to explore how lending programs are evolving post-COVID. They discuss the role of AI-powered underwriting, flexible loan programs, and the importance of internal alignment in driving loan growth. Plus, they dive into how financial institutions are expanding their reach beyond state borders while enhancing community impact.


Join us as we discuss:
  • How AI-driven lending programs help manage risk, return, and volume
  • Strategies for deposit growth, cross-selling, and member onboarding
  • The financial wellness programs turning borrowers into savers
  • Innovative mortgage solutions tackling housing affordability
  continue reading

169 episodes

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